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A holiday.
58% (253 votes)
A wedding.
27% (116 votes)
A house.
7% (30 votes)
A car.
6% (27 votes)
Education.
2% (7 votes)
Total voters: 433

In your opinion, what's the last thing someone should borrow money to pay for?

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Mortgages

HSBC offers one year mortgages at 5.39%

Home loan rates continue to fall with more reductions today; rates re-set lower for terms of three years and less, for Premier clients

RBNZ drops talk of future rate hikes

Updated
RBNZ drops comment on further rate hikes in dovish statement; warns again on high NZ$; currency and swaps fall further; economists react; Greens attack RBNZ

Kiwibank matches 2 yr market

State-owned bank follows mortgage market down with new 'special' offer, reprises its cash incentive for lending over $100,000

BNZ cuts its 3yr home loan rate

Updated
The mortgage rate reductions keep coming with another bank pitching its latest change near the bottom of the range as wholesale rates droop

Mortgage competition heats up

Two major banks come late to the mortgage rate reduction party but bring some of the lowest rates with them, boosted by falling swap rates

How to think about fixed vs floating

Now that banks are cutting fixed rates again, Bernard Hickey looks at how to think about whether to fix or float, and how long bank economists think the RBNZ is 'on pause'

ASB reduces rates then Kiwibank trumps them

Updated
Bank's vie for lowest-rate claim in rapid-fire mortgage rate reductions in the key one and two year terms, following wholesale rates down

BNZ eyes mortgage market growth

Marketing & retail director Craig Herbison says BNZ looking to 'reciprocate value' received from having all of a customer's banking business back to customers

BNZ cuts its Classic 2yr mortgage rate

A second bank cuts home loan rates as wholesale benchmarks fall; BNZ follows Co-operative Bank as margins open up for more reductions

Mortgage rates chopped

The Co-operative Bank grabs the mantle of having the lowest four and five year home loan rate offers