HOT TOPICS:   Home loan affordability  |  NZ$   | Migration                                                        RESOURCES:    Economic calendar   |  Mortgage calculator

The comment stream

Recent comments

Reader poll

What's the most likely election outcome?

Choices

Mortgages

Another spring mortgage rate reduction

Kiwibank slices 20 bps off its standard one year fixed home loan rate, reducing it to 5.79%

ANZ opens Albany 'home centre'

ANZ NZ launches its first 'home-away-from-home' mortgage, business and seminar centre 

5.75% is the new benchmark

HSBC sets the spring mortgage season tone with three new market leading home loan rates

How to think about fixed vs floating

Bernard Hickey looks at how to think about whether to fix or float and what bank economists are saying about interest rates now the RBNZ is 'on pause'

What the RBNZ decision means

Bernard Hickey looks at what the RBNZ's decision to pause OCR hikes (maybe until mid-2015) means for mortgage rates & house prices

'You are going to see monetary policy working'

RBNZ Governor says the rising OCR will hit borrowers in their pockets given the short duration of NZ home loans; Says OCR still 100 basis points below a neutral level

NZ consumer credit markets 'lightly regulated'

Commerce Commission says Responsible Lending Code should be flexible & adaptive to innovative products and practices from lenders

SBS Bank reclaims market leading position

Two days out from the next RBNZ OCR review, SBS Bank cuts its three year mortgage rate to 5.89%, the lowest in more than a year

RBNZ says no to debt-to-income limit

Lenders should ensure borrowers will be able to service mortgages if interest rates rise significantly, RBNZ says in Responsible Lending Code submission

New low 4 and 5 year 'specials'

Kiwibank to offer market leading four and five year mortgage rates; all new lending above $100K qualifies for the $2,500 voucher incentive