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The comment stream

Reader poll

About the same.
23% (49 votes)
Better off.
22% (46 votes)
Much worse off.
20% (41 votes)
Much better off.
19% (40 votes)
Worse off.
16% (33 votes)
Total voters: 209

Older polls

Mortgages

Raising the stakes by lowering the rate

TSB Bank ups home loan ante by launching market leading 2yr rate, raises cash incentive, adds a home makeover draw

Kiwibank boss promises dividends

Updated
Kiwibank CEO sees dividend payments within 3 years as annual profit rises 3% to $100m boosted by higher net interest margin & release of bad debt provisions

Strong rise in Co-op Bank quarterly profit

The Co-operative Bank grows mortgage book by almost 3% in June quarter

Two working days left for $3,000?

Are banks' home loan cash incentives coming to an end? David Chaston reviews the imminent expiry of current offers. In a hotly competitive market will they be replaced?

Two banks cut home loan rates

Kiwibank beats all with market's lowest 2 yr fixed rate; Westpac slices its 3 yr fixed rate

'Get in now and fix your borrowings'

Westpac's chief economist Dominick Stephens argues now's a great time to fix loans because financial markets have got it wrong; Your view?

Banks align mortgage cash incentives

Cash contributions 'the currency expected in a home loan offer,' Co-operative Bank CEO says as his bank 'meets the market'

ANZ NZ 9-month profit up 21%

Updated
ANZ group says NZ home lending, commercial lending and credit card market share up in the 9 months to June; Home loans up 1.2% in June quarter

'I'm not at all concerned about that'

ASB mortgage marketshare slips with CEO saying some deals 'aren't a position in the market that we want to take'

ASB going gangbusters

Updated
ASB annual net profit rises 14% to record high of NZ$806 mln; Net interest margin growth strong, cost to income ratio falls, dividends rise