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Mortgages

BNZ cuts its 3yr home loan rate

Updated
The mortgage rate reductions keep coming with another bank pitching its latest change near the bottom of the range as wholesale rates droop

Mortgage competition heats up

Two major banks come late to the mortgage rate reduction party but bring some of the lowest rates with them, boosted by falling swap rates

How to think about fixed vs floating

Now that banks are cutting fixed rates again, Bernard Hickey looks at how to think about whether to fix or float, and how long bank economists think the RBNZ is 'on pause'

ASB reduces rates then Kiwibank trumps them

Updated
Bank's vie for lowest-rate claim in rapid-fire mortgage rate reductions in the key one and two year terms, following wholesale rates down

BNZ eyes mortgage market growth

Marketing & retail director Craig Herbison says BNZ looking to 'reciprocate value' received from having all of a customer's banking business back to customers

BNZ cuts its Classic 2yr mortgage rate

A second bank cuts home loan rates as wholesale benchmarks fall; BNZ follows Co-operative Bank as margins open up for more reductions

Mortgage rates chopped

The Co-operative Bank grabs the mantle of having the lowest four and five year home loan rate offers

Capitalising poor productivity into house values

John Bolton shows what a property developer is up against when constructing houses. The costs of system inefficiencies get priced into the properties

Analysing the home loan fixed rate options

John Bolton takes a look at the term structure of mortgage interest rates, showing how to think about value-for-money for each of the terms

The pros and cons of using more than one lender

Squirrel Mortgages' John Bolton unpicks the tangle of how multiple mortgages and multiple banking can operate, identifying the traps and the opportunities