Mortgages

Reductions to some fixed home loan rates may extend the move by borrowers to fix for longer given swirling uncertainties in the short term

Reductions to some fixed home loan rates may extend the move by borrowers to fix for longer given swirling uncertainties in the short term

Kiwibank 'well positioned' CEO says, after half-year profit rise despite lower net interest margin

Kiwibank 'well positioned' CEO says, after half-year profit rise despite lower net interest margin

As financial markets reset after a more dovish than anticipated Reserve Bank monetary policy review, Westpac is cutting three longer term home loan rates

As financial markets reset after a more dovish than anticipated Reserve Bank monetary policy review, Westpac is cutting three longer term home loan rates

In their forthcoming first economic outlook for the year, Westpac's economists now think there will be SIX hikes of the OCR during next year as the current excess capacity in the economy is swallowed up more quickly than earlier expected

In their forthcoming first economic outlook for the year, Westpac's economists now think there will be SIX hikes of the OCR during next year as the current excess capacity in the economy is swallowed up more quickly than earlier expected

ASB CEO sees 'more confidence in the economy' as rising costs hold down half-year profit increase despite net interest margin rise

ASB CEO sees 'more confidence in the economy' as rising costs hold down half-year profit increase despite net interest margin rise

Latest Reserve Bank figures show a big change in preference for home owners in December, with floating mortgages pushed to the sidelines and longer term fixed rate mortgages coming to the fore

Latest Reserve Bank figures show a big change in preference for home owners in December, with floating mortgages pushed to the sidelines and longer term fixed rate mortgages coming to the fore

Even as banks start to raise mortgage rates again, the yields on outstanding mortgages are continuing to drop, albeit slowly

Even as banks start to raise mortgage rates again, the yields on outstanding mortgages are continuing to drop, albeit slowly

BNZ economists think the Reserve Bank will start to raise interest rates in the third quarter of this year but won't want to signpost that yet in its first Official Cash Rate review for the year next week

BNZ economists think the Reserve Bank will start to raise interest rates in the third quarter of this year but won't want to signpost that yet in its first Official Cash Rate review for the year next week

ASB comes back again for more mortgage rate rises. Kiwibank also raises rates. They also adjusted TD rates up, but only to rivals' levels

ASB comes back again for more mortgage rate rises. Kiwibank also raises rates. They also adjusted TD rates up, but only to rivals' levels

Record surge in amount of mortgage money moving to fixed rates in December as homeowners digested Reserve Bank's November OCR announcement and then acted - decisively

Record surge in amount of mortgage money moving to fixed rates in December as homeowners digested Reserve Bank's November OCR announcement and then acted - decisively

Residential property investors increased their mortgage pile by over $7 bln in 2025 and are taking up mortgage money at a proportionately faster rate than owner-occupiers

Residential property investors increased their mortgage pile by over $7 bln in 2025 and are taking up mortgage money at a proportionately faster rate than owner-occupiers

ANZ doesn't hold back with its latest fixed mortgage rate increases, raising all two years and longer. But they did also raise TD rates at the same time, even if it was for terms savers avoid

ANZ doesn't hold back with its latest fixed mortgage rate increases, raising all two years and longer. But they did also raise TD rates at the same time, even if it was for terms savers avoid

BNZ matches Westpac with a rate cut to its six month fixed home loan rate, but it raises its four and five year fixed rates in response to fast-rising wholesale costs

BNZ matches Westpac with a rate cut to its six month fixed home loan rate, but it raises its four and five year fixed rates in response to fast-rising wholesale costs

BNZ's Mike Jones says the cash flow release from mortgage repricing will remain a support for the economic recovery this year, albeit a dissipating one

BNZ's Mike Jones says the cash flow release from mortgage repricing will remain a support for the economic recovery this year, albeit a dissipating one

Westpac is the next to move its mortgage rate card up, with two exceptions. They won't be the last as a new rate hiking cycle gets underway

Westpac is the next to move its mortgage rate card up, with two exceptions. They won't be the last as a new rate hiking cycle gets underway