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High LVR rules derisking bank balance sheets

Banks' net high LVR residential mortgage lending down nearly $5 bln in 1st year of 10% 'speed limit'

BNZ NIM drops in September quarter

BNZ records decline in quarterly net interest margin but improvement in cost to income ratio

'Trickle-across effect' seen from Aussie FSI

Chapman Tripp touts potential for minimum risk weighting on NZ banks' residential mortgages

'Value transfer' from savers to borrowers expected

Interest rates, house prices, regulation, costs among the key focuses for banking in 2015, Co-operative Bank CEO Bruce McLachlan says

ANZ's auditor aboard Kiwibank

Kiwibank edging cautiously back into high LVR home loan market

RBNZ probing big 4 banks' risk weights

Deputy Governor Grant Spencer sees possible implications from Aussie FSI for NZ, but says RBNZ ahead of APRA to some extent

Why NZ regulators won't follow Aussie lead

Could the RBNZ and FMA and/or Commerce Commission follow APRA and ASIC's one-two combination attack on risky home lending?

Changing the valuation landscape

The way people receive valuations when applying for a mortgage is changing

How to think about fixed vs floating

Now that Auckland's housing market is taking off again, Bernard Hickey surveys the outlook for interest rates, house prices and possible Reserve Bank action

Westpac NZ NIM on the rise

Westpac net interest margin rises in September quarter, home loan book grows a net 1%