Personal Finance
The banks will be hoping this is a year of 'two halves' for new mortgage activity after a start to the year that was the slowest in at least nine years
27th Jul 23, 9:08am
31
The banks will be hoping this is a year of 'two halves' for new mortgage activity after a start to the year that was the slowest in at least nine years
Reserve Bank figures show on a seasonally adjusted basis there may be slight signs of life in the mortgage market; meanwhile the quarterly mortgage interest bill just crashed through $4 billion for the first time
26th Jul 23, 3:41pm
45
Reserve Bank figures show on a seasonally adjusted basis there may be slight signs of life in the mortgage market; meanwhile the quarterly mortgage interest bill just crashed through $4 billion for the first time
The combination of sharply rising cocoa and sugar prices are conspiring to raise the cost of chocolate, but lower dairy prices might help keep the jump from being extreme
25th Jul 23, 12:21pm
3
The combination of sharply rising cocoa and sugar prices are conspiring to raise the cost of chocolate, but lower dairy prices might help keep the jump from being extreme
What does five year mortgage rates being lower than one and two year rates mean?
25th Jul 23, 11:15am
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What does five year mortgage rates being lower than one and two year rates mean?
David Hargreaves suggests that with KiwiSaver now 16 years old, it would be a good time to re-examine what its role is and how well it is set up to fill that role
19th Jul 23, 5:00am
101
David Hargreaves suggests that with KiwiSaver now 16 years old, it would be a good time to re-examine what its role is and how well it is set up to fill that role
Eric Frykberg looks at how & why the number of luxury cars on NZ roads has boomed over the past two decades
15th Jul 23, 9:11am
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Eric Frykberg looks at how & why the number of luxury cars on NZ roads has boomed over the past two decades
SBS Bank pushes its one year term deposit rate offer to a 15 year high of 6.5% and well above every other bank. We are moving into an unfamiliar zone where some TD offers are higher than inflation
14th Jul 23, 4:30pm
30
SBS Bank pushes its one year term deposit rate offer to a 15 year high of 6.5% and well above every other bank. We are moving into an unfamiliar zone where some TD offers are higher than inflation
New Kiwibank spending data shows that despite the cost of living squeeze we are still spending as we need to - but discretion is being applied
11th Jul 23, 11:22am
25
New Kiwibank spending data shows that despite the cost of living squeeze we are still spending as we need to - but discretion is being applied
BNZ moves some fixed home loan rates up but not by as much as some key rivals. Wholesale rate increases have been driving the shift higher
11th Jul 23, 8:30am
31
BNZ moves some fixed home loan rates up but not by as much as some key rivals. Wholesale rate increases have been driving the shift higher
Westpac economists say the average mortgage rate households are paying will rise by more over the coming year than it has so far
10th Jul 23, 12:11pm
124
Westpac economists say the average mortgage rate households are paying will rise by more over the coming year than it has so far
The World Gold Council says gold’s positive asymmetrical performance can be a valuable component to investors’ asset allocation toolkit. But it is wary of challenges if tightening continues for longer than expected or a soft landing is engineered
8th Jul 23, 9:30am
1
The World Gold Council says gold’s positive asymmetrical performance can be a valuable component to investors’ asset allocation toolkit. But it is wary of challenges if tightening continues for longer than expected or a soft landing is engineered
Three of the five main banks have now pushed through higher home loan rates. Two of them have also raised some longer term deposit rates. In the background, some wholesale swap rates pushed on up to 15 year highs
6th Jul 23, 5:53pm
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Three of the five main banks have now pushed through higher home loan rates. Two of them have also raised some longer term deposit rates. In the background, some wholesale swap rates pushed on up to 15 year highs
A new data series from the Reserve Bank shows recent promotion of lower interest rates for three-year mortgage terms by some of the major banks has swayed significant numbers of customers to 'go longer' with their terms
6th Jul 23, 3:53pm
15
A new data series from the Reserve Bank shows recent promotion of lower interest rates for three-year mortgage terms by some of the major banks has swayed significant numbers of customers to 'go longer' with their terms
Household net worth falls to $2.2 trillion in a fifth consecutive decline as the pandemic bubble deflates
6th Jul 23, 12:45pm
19
Household net worth falls to $2.2 trillion in a fifth consecutive decline as the pandemic bubble deflates
IMF says tax systems need updating to cope with crypto assets, whose anonymity and decentralized nature poses challenges- not least for the value added consumption taxes like GST
6th Jul 23, 9:53am
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IMF says tax systems need updating to cope with crypto assets, whose anonymity and decentralized nature poses challenges- not least for the value added consumption taxes like GST
How are NZ savers faring as Aussie consumer group lobbies for banks to be forced to pay savers the best savings account rate they offer?
6th Jul 23, 5:00am
18
How are NZ savers faring as Aussie consumer group lobbies for banks to be forced to pay savers the best savings account rate they offer?
Credit bureau Centrix says while homeowners contend with rising mortgage interest rates and the financial squeeze, business owners are grappling with lower activity and spending
4th Jul 23, 5:00am
70
Credit bureau Centrix says while homeowners contend with rising mortgage interest rates and the financial squeeze, business owners are grappling with lower activity and spending
Latest Reserve Bank figures show non-performing housing loans rose nearly 12% in May, climbing to levels last seen around eight years ago
3rd Jul 23, 1:40pm
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Latest Reserve Bank figures show non-performing housing loans rose nearly 12% in May, climbing to levels last seen around eight years ago
[updated]
July kicks off with a sharp hike by ASB to its one year fixed mortgage rate, taking it to its highest since late 2008. Will rivals follow?
3rd Jul 23, 10:25am
101
July kicks off with a sharp hike by ASB to its one year fixed mortgage rate, taking it to its highest since late 2008. Will rivals follow?
Reserve Bank says there may be 'real advantages' to harmonising cryptoasset regulation globally
30th Jun 23, 11:48am
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Reserve Bank says there may be 'real advantages' to harmonising cryptoasset regulation globally
interest.co.nz is a free service for all - help us stay that way. If you know us, trust us, and value what we do, can we ask you to support us - and Supporters can go ad-free
28th Jun 23, 12:18pm
28
interest.co.nz is a free service for all - help us stay that way. If you know us, trust us, and value what we do, can we ask you to support us - and Supporters can go ad-free
Reserve Bank figures show no sign yet of any upturn in the mortgage market, with May recording a drop in the amount borrowed compared with the previous month on a seasonally adjusted basis
27th Jun 23, 3:39pm
50
Reserve Bank figures show no sign yet of any upturn in the mortgage market, with May recording a drop in the amount borrowed compared with the previous month on a seasonally adjusted basis
New data proves almost no one uses Bitcoin as currency. It’s actually more like gambling, John Hawkins writes
23rd Jun 23, 12:39pm
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New data proves almost no one uses Bitcoin as currency. It’s actually more like gambling, John Hawkins writes
Eric Frykberg goes in search of solutions to superannuation affordability and looks at how past decisions have shaped today's super situation
23rd Jun 23, 10:21am
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Eric Frykberg goes in search of solutions to superannuation affordability and looks at how past decisions have shaped today's super situation
Privacy protection, accreditation regime & fit and proper person test included in proposed law overseeing consumer data right
23rd Jun 23, 9:08am
Privacy protection, accreditation regime & fit and proper person test included in proposed law overseeing consumer data right
