Personal Finance
        Thousands of early KiwiSaver withdrawals were made in September with IRD data showing early withdrawals totalling $234 million
      
 
    
        31st Oct 25, 5:59pm
      
  
        
      
      
        Thousands of early KiwiSaver withdrawals were made in September with IRD data showing early withdrawals totalling $234 million
      
 
    
        In granular analysis, we show the rate offer moves lower for savers have been faster than for borrowers. But the size of the shift might surprise you, with at least 3 interesting out-takes from this analysis
      
 
    
        31st Oct 25, 9:10am
      
  
        
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        In granular analysis, we show the rate offer moves lower for savers have been faster than for borrowers. But the size of the shift might surprise you, with at least 3 interesting out-takes from this analysis
      
 
    
        Lynda Moore says financial planning for an age-gap relationship is about fairness, flexibility, and foresight, recognising your timelines are different but goals are shared
      
 
    
        29th Oct 25, 1:16pm
      
  
        
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        Lynda Moore says financial planning for an age-gap relationship is about fairness, flexibility, and foresight, recognising your timelines are different but goals are shared
      
 
    
        Emerge pushes into personal banking services with Mastercard's help as it moves towards 'aspiration' of becoming a bank
      
 
    
        29th Oct 25, 1:15pm
      
  
        
      
      
        Emerge pushes into personal banking services with Mastercard's help as it moves towards 'aspiration' of becoming a bank
      
 
    
        Bank that started the current rate-cutting round in mid-September is back at it again, this time with a one year rate lower than all the main banks
      
 
    
        29th Oct 25, 6:30am
      
  
        
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        Bank that started the current rate-cutting round in mid-September is back at it again, this time with a one year rate lower than all the main banks
      
 
    
        Stats NZ says falling mortgage interest rates in the past year drove down the cost of living for households
      
 
    
        28th Oct 25, 12:11pm
      
  
        
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        Stats NZ says falling mortgage interest rates in the past year drove down the cost of living for households
      
 
    
        Squirrel's David Cunningham reckons the home loan market will get a sub-4% fixed mortgage rate by early 2026 - if the OCR falls another -25 bps
      
 
    
        24th Oct 25, 8:01am
      
  
        
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        Squirrel's David Cunningham reckons the home loan market will get a sub-4% fixed mortgage rate by early 2026 - if the OCR falls another -25 bps
      
 
    
        The Red Bank comes back for more, making sure it has two market leading fixed rate terms. It also cuts term deposit rates. The Co-operative Bank cuts both as well
      
 
    
        23rd Oct 25, 4:00pm
      
  
        
      
      
        The Red Bank comes back for more, making sure it has two market leading fixed rate terms. It also cuts term deposit rates. The Co-operative Bank cuts both as well
      
 
    
        Kiwibank cuts its fixed home loan rates, the last of the majors to move lower in this rate cycle. It now has the lowest fixed six month rate, but me-too for other fixed terms
      
 
    
        23rd Oct 25, 9:18am
      
  
        
      
      
        Kiwibank cuts its fixed home loan rates, the last of the majors to move lower in this rate cycle. It now has the lowest fixed six month rate, but me-too for other fixed terms
      
 
    
        Lynda Moore on how to keep your friendships (and your wallet) intact when money’s involved
      
 
    
        22nd Oct 25, 7:39pm
      
  
        
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        Lynda Moore on how to keep your friendships (and your wallet) intact when money’s involved
      
 
    
        AI is using your data to set personalised prices online. It could seriously backfire,  Nitika Garg says
      
 
    
        22nd Oct 25, 10:41am
      
  
        
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        AI is using your data to set personalised prices online. It could seriously backfire,  Nitika Garg says
      
 
    
        Following Tuesday's term deposit rate cuts, BNZ moves to match its main rivals' lowest home loan rate offers for all fixed terms
      
 
    
        22nd Oct 25, 9:02am
      
  
        
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        Following Tuesday's term deposit rate cuts, BNZ moves to match its main rivals' lowest home loan rate offers for all fixed terms
      
 
    
        Are first-home buyers who make KiwiSaver withdrawals for their deposit saving enough for retirement?
      
 
    
        22nd Oct 25, 6:00am
      
  
        
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        Are first-home buyers who make KiwiSaver withdrawals for their deposit saving enough for retirement?
      
 
    
        Savers are being forced to contemplate after-tax returns from term deposits that come in sharply less than inflation and don't keep up with household living cost rises
      
 
    
        21st Oct 25, 10:06am
      
  
        
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        Savers are being forced to contemplate after-tax returns from term deposits that come in sharply less than inflation and don't keep up with household living cost rises
      
 
    
        With an economy mired in the doldrums, it is vital that reporting on what is happening stays comprehensive, open and free. We need our Supporters now more than ever. If you can support us you can go ad-free too
      
 
    
        21st Oct 25, 8:26am
      
  
        
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        With an economy mired in the doldrums, it is vital that reporting on what is happening stays comprehensive, open and free. We need our Supporters now more than ever. If you can support us you can go ad-free too
      
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
