Personal Finance

Dave Ananth makes the case for some basic 'reasonable' flexibility in the way interest is charged on student loans while the borrower is overseas

Dave Ananth makes the case for some basic 'reasonable' flexibility in the way interest is charged on student loans while the borrower is overseas

As cyber threat landscape evolves, ANZ and 2degrees talk up the benefits of working with an unnamed NZ tech company

As cyber threat landscape evolves, ANZ and 2degrees talk up the benefits of working with an unnamed NZ tech company

Lynda Moore says being clear about your goals for 2026, as well as the method of achieving them, is the key to success

Lynda Moore says being clear about your goals for 2026, as well as the method of achieving them, is the key to success

2026 kicks off with our largest home loan lender raising its floating rate (as a profit improver) but others are not likely to follow

2026 kicks off with our largest home loan lender raising its floating rate (as a profit improver) but others are not likely to follow

'Open electricity' to offer greater competition and choice for consumers from September, government says

'Open electricity' to offer greater competition and choice for consumers from September, government says

We look at the forces that will influence our borrowing interest rates in 2026. Some of the significant ones are out of our local control, but others are not

We look at the forces that will influence our borrowing interest rates in 2026. Some of the significant ones are out of our local control, but others are not

Lynda Moore says financial freedom isn’t about perfection; it’s about progress. Start with small, intentional steps, and watch your confidence grow. This year, make your money work for you, not against you

Lynda Moore says financial freedom isn’t about perfection; it’s about progress. Start with small, intentional steps, and watch your confidence grow. This year, make your money work for you, not against you

Interest rates will fall in 2026 only if the economy fails to pick up steam AND inflation falls from here. The combination seems unlikely as we start the new year. More likely, savers will be in demand

Interest rates will fall in 2026 only if the economy fails to pick up steam AND inflation falls from here. The combination seems unlikely as we start the new year. More likely, savers will be in demand

Lynda Moore has a fun imaginative holiday exercise, one that will tell a lot about how you feel about earning, spending, and holding money

Lynda Moore has a fun imaginative holiday exercise, one that will tell a lot about how you feel about earning, spending, and holding money

After three straight years of building back term deposit balances, savers took a break in 2025. Lower rate offers and better alternatives caused the pause

After three straight years of building back term deposit balances, savers took a break in 2025. Lower rate offers and better alternatives caused the pause

2026 is likely to be a year of growing instability in global financial markets, washing over our shores in stronger waves. Time to record your 2026 predictions - and check how you did last year

2026 is likely to be a year of growing instability in global financial markets, washing over our shores in stronger waves. Time to record your 2026 predictions - and check how you did last year

Lynda Moore finds a subtler side to money in relationships, the unspoken habits, the little interactions, and the ways we emotionally connect (or disconnect) around finances. If nurtured, these can strengthen your relationship and reduce money stress

Lynda Moore finds a subtler side to money in relationships, the unspoken habits, the little interactions, and the ways we emotionally connect (or disconnect) around finances. If nurtured, these can strengthen your relationship and reduce money stress

Kiwibank's final fixed home loan rate changes set it as the bank with the lowest six month rate, and the highest three year rate, otherwise similar to its main rivals

Kiwibank's final fixed home loan rate changes set it as the bank with the lowest six month rate, and the highest three year rate, otherwise similar to its main rivals

Inland Revenue data shows early KiwiSaver withdrawals hit a new monthly high of over $255 million in November

Inland Revenue data shows early KiwiSaver withdrawals hit a new monthly high of over $255 million in November

This Christmas, Lynda Moore says give your children more than presents. Give them the tools to understand money, make thoughtful choices, and feel secure in their financial future

This Christmas, Lynda Moore says give your children more than presents. Give them the tools to understand money, make thoughtful choices, and feel secure in their financial future