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Andrew Hooker's picture

Andrew Hooker is a specialist insurance lawyer.  He has spent 20 years providing insurance legal advice and this has included:

  •  Partner in one of New Zealand’s leading insurance specialist law firms; 
  •  Chief legal counsel for one of New Zealand’s largest insurance companies; 

Prior to working as a lawyer Andrew worked in claims and sales for a major New Zealand insurance company, and also set up and ran a nationwide specialist insurance investigation company.
  
Andrew practices as a specialist insurance lawyer in Albany, on Auckland’s north shore and a director of Claims Information Specialists Ltd, running an insurance information website – www.claimshelp.co.nz.

Articles by Andrew Hooker


Notional repairs

Andrew Hooker wonders if, when an insurance company loses a test case, it has a responsibility to make good those who believed them before the case was decided

The duty to tell vs the duty to ask

Andrew Hooker argues we should follow the Aussies and update our insurance law to reflect a better balance for the obligations of disclosure

The devil is in the detail

Andrew Hooker points out how one-sided some health or life insurance policies can be on excluding pre-existing conditions

Common sense prevails

Andrew Hooker explains how the courts are helpful in sorting out insurance disputes, but only after appeal from faulty lower court decisions

A pear shaped insurance claim

Andrew Hooker tells a recent story of how a car theft claim went very badly wrong, and is still unresolved even after a trial clearing the customer

Sum insured policies

Andrew Hooker says there is more you should know about the value you insure your house for, and the limits of quantity surveyor reports

Income insurance fine print

When you have an income protection insurance claim it is too late to fight about the details. Andrew Hooker points out one key thing to check up front

KiwiAssure no, Law Commission proposals yes

Andrew Hooker sees KiwiAssure as a backward step; but he does want to see more active insurance regulation, updated law

Change the law!

Andrew Hooker wants law reform to eliminate special legal privilege insurers have & their right to enforce 'unfair contract terms'

Premiums and risk

Andrew Hooker says the way insurers are acting makes a case for new regulation to ensure they play 'fair' with their market dominance

Quake claimants win in court

As quake claim desperation sets in, recent Court decisions are favouring claimants. Andrew Hooker says insurers should follow the law

Demand surge - what you need to know

Before you settle a quake claim, make sure your insurer has included enough for the costs of 'demand surge' says Andrew Hooker. Your experience?

Stalled insurance reforms

Andrew Hooker calls on the Government to pass the Law Commission's recommended changes for how insurance disclosure works, limiting the insurers' privileged position. Your view?

Indemnity value - what does it mean?

Andrew Hooker reveals what the Courts have ruled on how indemnity and replacements provisions must be handled by insurance companies. How have insurers treated you?

The arrival of independent assessors

Andrew Hooker previews the arrival of independent insurance assessors and reviews why the insurance industry fears their involvement in the claims process. Your experience?

First blood battles with insurers

Insurance litigator Andrew Hooker looks at some of the contentious Christchurch earthquake claim cases rattling through the courts with some warnings to the insured about how to stay on guard. Your experience?

Insurers cashing in on desperation

Andrew Hooker looks at the perils of taking a cash settlement for earthquake related damage and warns homeowners to think twice before signing on the dotted line.

What your insurer doesn't know will kill your cover

Andrew Hooker looks at the risks of buying on-line travel insurance and the five-minute questionnaire that glosses over important fineprint detail

Quake hit businesses tipped to fall Feb.22

Insurance specialist Andrew Hooker speculates on a possible insurance aftershock that could wipe out many Christchurch businesses Feb. 22

Where there's smoke, there's a legal firestorm

Andrew Hooker opens the book on a quarrelsome insurance claim and finds out how the onus of proof breaksdown in the courtroom when it comes to arson