Macroprudential tools

26 Sep 16, 11:26am
The Government needs to get involved in helping to provide a level playing field for entrants into the housing market
21 Sep 16, 1:32pm
Some 'old' patterns of consumer spending are belatedly showing signs of returning, along with the ever-rising house prices
14 Sep 16, 1:44pm
If current house sales figures are demonstrating the full impact of the latest LVR restrictions, there's nothing to stop prices marching ownwards and upwards over the rest of 2016 and into the New Year
9 Sep 16, 9:40am
The Reserve Bank's 40% deposit rule for investors already seems like yesterday's all eyes are on the proposed debt-to-income ratios
6 Sep 16, 2:46pm
The Reserve Bank is indicating that some - unnamed - banks have deliberately tightened internal credit policies by applying a more restrictive approach to LVR rules than necessary
5 Sep 16, 3:25pm
RBNZ decides to further extend the exemption from LVR rules for newly constructed homes to assist in creation of new housing stock
1 Sep 16, 9:55am
Major international report on the effectiveness of macro-prudential tools says the evidence 'remains tentative'
25 Aug 16, 9:59am
Increasing use of interest-only loans in NZ could be 'particularly problematic' if house prices fall, S&P says
23 Aug 16, 7:51pm
S&P increases capital risk weightings for NZ banks due to increased risk of 'sharp correction in property prices'
12 Aug 16, 1:21pm
NZ Bankers' Association completes about face on 'weak tool with low welfare gains', but is wary of RBNZ move towards debt-to-income ratio limits & making banks hold more capital against housing loans
12 Aug 16, 5:01am
The economic indicators and ASB's economists suggest the housing market is not going to correct sharply, ASB CEO Barbara Chapman says
11 Aug 16, 11:11am
RBNZ's Wheeler expects banks to pass on most of OCR cut; says RBNZ will send debt to income multiple limit plan to English in next week or two, but unlikely to be introduced this year; says migration putting downward pressure on wages
2 Aug 16, 3:14pm
RBNZ Survey of expectations shows anticipated inflation of just 1.65% in two years time - still well below the RBNZ's explicit target of 2%
2 Aug 16, 2:29pm
Gareth Kiernan says the third attempt to restrain the housing market with LVR restrictions may slash house sales by at least 15%, but probably only temporarily in Auckland
2 Aug 16, 12:00pm
QV figures show Auckland now just short of $1 million average house price; national average ticks over $600k
1 Aug 16, 1:34pm
BNZ says a survey showing a massive online spike in post 'Brexit' British retail purchases by Kiwis after the pound plunged shows that NZ 'is particularly adept at importing global deflation'
25 Jul 16, 4:21pm
Kiwibank economists are now picking the Reserve Bank will have to drop the Official Cash Rate to as low as 1.5%
21 Jul 16, 12:02pm
ANZ CEO David Hisco and The Co-operative Bank CEO Bruce McLachlan say the RBNZ should hit residential property investors harder than it's proposing to
20 Jul 16, 4:24pm
ANZ, ASB and Westpac have now pulled the shutters down now on lending to investors over 60% LVR ahead of introduction of new RBNZ rules
20 Jul 16, 3:09pm
The Reserve Bank's decision to bring forward implementation of the new round of LVR restrictions gives it the edge over the Government in the game of chess that the two parties are playing


20 Jul 16, 12:00pm
12 Jul 16, 8:16am
6 Jul 16, 2:50pm
13 Jun 16, 3:38pm
5 Jun 16, 5:02am
22 May 16, 5:02am
19 May 16, 4:00pm
15 May 16, 5:02am
12 May 16, 8:50am