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Macroprudential tools

High LVR rules derisking bank balance sheets

Banks' net high LVR residential mortgage lending down nearly $5 bln in 1st year of 10% 'speed limit'

'Trickle-across effect' seen from Aussie FSI

Chapman Tripp touts potential for minimum risk weighting on NZ banks' residential mortgages

'Value transfer' from savers to borrowers expected

Interest rates, house prices, regulation, costs among the key focuses for banking in 2015, Co-operative Bank CEO Bruce McLachlan says

RBNZ not planning more Macro-Pru

RBNZ scotches talk it may develop new Macro-Prudential measures to control Auckland house price inflation; says Auckland now just a big supply-side problem

'Things will get raucous'

Westpac doubles forecast for 2015 house price inflation to 7%, says financial markets will probably start speculating on potential for OCR cuts

Why NZ regulators won't follow Aussie lead

Could the RBNZ and FMA and/or Commerce Commission follow APRA and ASIC's one-two combination attack on risky home lending?

What about debt-to-income limits?

Could the RBNZ look to a Bank of England style debt-to-income ratio to cool the runaway train of the Auckland housing market?

Housing asking prices hit new high

High asking prices & a surge of listings on point to a hot summer for the housing market; ASB sees potential for additional macro-prudential tools

RBNZ could use LVRs again-English

English says Reserve Bank could use high LVR limit again or other Macro-Prudential tools to slow Auckland housing boom again, but supply remains key; Notes Australian moves on foreign buyers

Analysts see heat on Westpac

Expected Australian regulatory crackdown on interest only loans to property investors seen hitting Westpac hardest of the big banks