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The general economy
55% (53 votes)
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7% (7 votes)
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Total voters: 96

What is the single most important topic for you going into this year's election?

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Open Bank Resolution Policy

Big banks' implicit govt guarantee on the line

Loss of implicit government guarantee could cost big 4 Australasian banks A$1b annually, Bank of America Merrill Lynch analysts say

'None of our banks are too-big-to-fail'

Kiwibank reaches RBNZ's 'systemically important bank' threshold but nothing changes for the state owned bank

Spotlight on NZ covered bonds

NZ banks now have $20b of assets, including 143,627 home loans, guaranteeing covered bonds

Fitch raises OBR related concerns

Credit rating agency downgrades SBS, building society support ratings due to RBNZ's Open Bank Resolution Policy

RBNZ's OBR bank failure policy live

Open Bank Resolution policy now in the RBNZ's toolkit, any use would be 'assessed on a case-by-case basis'

How the RBNZ's OBR might work

If a bank failed and the Open Bank Resolution Policy was implemented, how would it affect bank depositors, bondholders and shareholders?

'Why RBNZ & PM are wrong on deposit insurance'

PM John Key and the Reserve Bank are wrong in their opposition to deposit insurance, says NZ-based advisor to international deposit insurers' body

KiwiSaver funds would stay frozen in full under OBR

KiwiSaver funds held by banks won't be 'pre-positioned' for the RBNZ's OBR policy as managers viewed to be 'better able to manage temporary illiquidity' than depositors

Deposit insurance 'easy to accommodate'

NZ doesn't have deposit insurance due to concerns over moral hazard & the difficulties of defining boundaries & pricing, but it could easily be accommodated, the RBNZ says

Should we impose more taxes on banks?

 How a deposit levy can help get the 'incentives' right for savers, bank shareholders, management, and taxpayers to avoid banks going bad