Personal Finance
NZ Banking Association figures show while many mortgage holders remain ahead with repayments, 1.4% are behind, while over 9000 bank customers applied for hardship status
12th Oct 23, 7:40am
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NZ Banking Association figures show while many mortgage holders remain ahead with repayments, 1.4% are behind, while over 9000 bank customers applied for hardship status
If you don’t take responsibility for yourself and put the steps in place to become wealthy or financially free, then you simply won’t get there, says Lynda Moore
12th Oct 23, 5:00am
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If you don’t take responsibility for yourself and put the steps in place to become wealthy or financially free, then you simply won’t get there, says Lynda Moore
Non-bank lenders launch Responsible Debt Collection Code including guidance on when & how often they'll contact debtors
10th Oct 23, 2:00pm
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Non-bank lenders launch Responsible Debt Collection Code including guidance on when & how often they'll contact debtors
New Kiwibank spending data shows the volume of card spend declined 0.7% over the September quarter, while compared with a year earlier, the number of transactions grew by just 0.5%
10th Oct 23, 10:33am
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New Kiwibank spending data shows the volume of card spend declined 0.7% over the September quarter, while compared with a year earlier, the number of transactions grew by just 0.5%
Term deposit savers are basking in recent rate rises, drawing in a rush of funds. But in a rising rate market, we look at how that compares to benchmark rates
7th Oct 23, 9:20am
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Term deposit savers are basking in recent rate rises, drawing in a rush of funds. But in a rising rate market, we look at how that compares to benchmark rates
Latest Reserve Bank figures show that while small in total, the amount of mortgage money taken out for five-year fixed terms nearly doubled in August
5th Oct 23, 3:55pm
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Latest Reserve Bank figures show that while small in total, the amount of mortgage money taken out for five-year fixed terms nearly doubled in August
The FMA has carried out inquiries into how now convicted fraudster Barry Kloogh was able to exploit the trust and goodwill of his clients
5th Oct 23, 10:32am
The FMA has carried out inquiries into how now convicted fraudster Barry Kloogh was able to exploit the trust and goodwill of his clients
Lynda Moore offers some practical tips on how to prepare financially for retirement even if much time has passed by already. Don't be demotivated. Everything you do will help
4th Oct 23, 11:30am
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Lynda Moore offers some practical tips on how to prepare financially for retirement even if much time has passed by already. Don't be demotivated. Everything you do will help
Latest RBNZ figures show while overall non-performing loans climbed in August, household mortgage stress didn't get any worse
3rd Oct 23, 8:14am
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Latest RBNZ figures show while overall non-performing loans climbed in August, household mortgage stress didn't get any worse
While the number of mortgage top-ups have fallen, they are still a very popular way of funding big personal projects. And the data suggests they are being used more for home renovations as other uses fall away
30th Sep 23, 10:00am
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While the number of mortgage top-ups have fallen, they are still a very popular way of funding big personal projects. And the data suggests they are being used more for home renovations as other uses fall away
interest.co.nz is a free service for all - help us stay that way. If you know us, trust us, and value what we do, can we ask you to support us - and Supporters can go ad-free
28th Sep 23, 1:00pm
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interest.co.nz is a free service for all - help us stay that way. If you know us, trust us, and value what we do, can we ask you to support us - and Supporters can go ad-free
Sheryl Sutherland says first understanding your behaviour with money and investments is settles most of the issues of how to get ahead with a satisfying portfolio
27th Sep 23, 2:04pm
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Sheryl Sutherland says first understanding your behaviour with money and investments is settles most of the issues of how to get ahead with a satisfying portfolio
Latest Reserve Bank figures show that mortgage money advanced last month rose by over 8% on a seasonally-adjusted basis
27th Sep 23, 8:46am
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Latest Reserve Bank figures show that mortgage money advanced last month rose by over 8% on a seasonally-adjusted basis
Lynda Moore dives into the tricky question of how to handle the emotional and financial issues when your adult children become dependent on you
26th Sep 23, 2:25pm
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Lynda Moore dives into the tricky question of how to handle the emotional and financial issues when your adult children become dependent on you
[updated]
There are more home loan rate rises but they are not market leading - those are yet to come. Still, the sting to household budgets will be spreading around the country, and the downstream impacts won't be light
25th Sep 23, 10:29am
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There are more home loan rate rises but they are not market leading - those are yet to come. Still, the sting to household budgets will be spreading around the country, and the downstream impacts won't be light
[updated]
Westpac's 6% nine month TD rate shifts a main bank into the heart of where savers want to commit for term savings, and close to where challenger banks have already gone
25th Sep 23, 8:03am
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Westpac's 6% nine month TD rate shifts a main bank into the heart of where savers want to commit for term savings, and close to where challenger banks have already gone
When all the experts, data and opinions foretell outcomes that don't come to pass, you realise that no-one knows the future - and never has. But Sheryl Sutherland does point out that equity market growth is remarkably reliable in the human-scale long run
24th Sep 23, 3:22pm
When all the experts, data and opinions foretell outcomes that don't come to pass, you realise that no-one knows the future - and never has. But Sheryl Sutherland does point out that equity market growth is remarkably reliable in the human-scale long run
We may be using credit cards for more transactions on more devices than ever, but we have build a healthy scepticism for credit card debt, even to the point of ditching having multiple cards
23rd Sep 23, 11:28am
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We may be using credit cards for more transactions on more devices than ever, but we have build a healthy scepticism for credit card debt, even to the point of ditching having multiple cards
Withdrawals from KiwiSaver by the over 65s have easily more than doubled in the past two years as term deposit rates have soared
21st Sep 23, 11:25am
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Withdrawals from KiwiSaver by the over 65s have easily more than doubled in the past two years as term deposit rates have soared
Lynda Moore says you function poorly if you're under stress, and this is also true with your finances. The opposite is true as well
20th Sep 23, 9:43am
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Lynda Moore says you function poorly if you're under stress, and this is also true with your finances. The opposite is true as well
BNZ chief economist estimates the average annual expense associated with buying the median NZ home currently exceeds the cost of renting by just over $38,000 a year
19th Sep 23, 11:46am
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BNZ chief economist estimates the average annual expense associated with buying the median NZ home currently exceeds the cost of renting by just over $38,000 a year
Like plumbing did for water, the ‘consumer data right’ could make your personal data safer and easier to share
18th Sep 23, 11:23am
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Like plumbing did for water, the ‘consumer data right’ could make your personal data safer and easier to share
Sheryl Sutherland says intuition isn’t good enough when we invest, instead we need to plan and strategise
14th Sep 23, 10:14am
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Sheryl Sutherland says intuition isn’t good enough when we invest, instead we need to plan and strategise
Lynda Moore offers 10 ideas to consider if you receive a significant windfall
13th Sep 23, 11:29am
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Lynda Moore offers 10 ideas to consider if you receive a significant windfall
If it looks like debt, let’s treat it like debt. Why ‘buy now, pay later’ schemes need firmer regulation in NZ
8th Sep 23, 9:30am
If it looks like debt, let’s treat it like debt. Why ‘buy now, pay later’ schemes need firmer regulation in NZ
