Personal Finance
Commerce Commission issues 'please explain' to fuel companies over pricing discrepancies with Whangārei the most expensive city and Hamilton with some of the lowest prices
6th Sep 23, 9:54am
8
Commerce Commission issues 'please explain' to fuel companies over pricing discrepancies with Whangārei the most expensive city and Hamilton with some of the lowest prices
BNZ economists had expected continued improvement in housing affordability but now say any improvement next year will be 'glacial' and affordability will start to deteriorate again in 2025
5th Sep 23, 9:52am
24
BNZ economists had expected continued improvement in housing affordability but now say any improvement next year will be 'glacial' and affordability will start to deteriorate again in 2025
Latest Reserve Bank figures show fixed mortgage rates are in, with two year rates surging in popularity, but three year rates falling out of vogue again
4th Sep 23, 3:50pm
11
Latest Reserve Bank figures show fixed mortgage rates are in, with two year rates surging in popularity, but three year rates falling out of vogue again
ASB raises carded fixed home loan rates, now the only bank with a 2-year rate over 7%. This comes as the bank raises term deposit rates for savers
4th Sep 23, 10:20am
27
ASB raises carded fixed home loan rates, now the only bank with a 2-year rate over 7%. This comes as the bank raises term deposit rates for savers
Another main bank, ASB, now offers 6% for term deposits of 1-year, joining Kiwibank. ASB also becomes first bank to raise key 2-year home loan rate above 7%
4th Sep 23, 9:51am
6
Another main bank, ASB, now offers 6% for term deposits of 1-year, joining Kiwibank. ASB also becomes first bank to raise key 2-year home loan rate above 7%
The World Gold Council's asset allocation strategist says rushing back to cash is probably not a good idea as yields rise, and investors should remember the longer-term historical record of equities, bonds and gold
2nd Sep 23, 10:28am
3
The World Gold Council's asset allocation strategist says rushing back to cash is probably not a good idea as yields rise, and investors should remember the longer-term historical record of equities, bonds and gold
Sheryl Sutherland summarises the advantages of portfolio diversification and the roles of active and passive investing in it
2nd Sep 23, 9:30am
4
Sheryl Sutherland summarises the advantages of portfolio diversification and the roles of active and passive investing in it
Debt stress among young people and businesses rising, Centrix says, with borrowers aged under 25 appearing 'to be struggling quite consistently'
1st Sep 23, 5:00am
13
Debt stress among young people and businesses rising, Centrix says, with borrowers aged under 25 appearing 'to be struggling quite consistently'
Latest RBNZ figures show that specific mortgage loan impairments rose 12.1% in the past month, while total non-performing mortgage loans were up 5.6%
31st Aug 23, 4:12pm
31
Latest RBNZ figures show that specific mortgage loan impairments rose 12.1% in the past month, while total non-performing mortgage loans were up 5.6%
Six percent term deposit offers are more common now with 11 banks offering them. But Kiwibank is the first main bank offering 6% for a 1 year commitment. Some savers can enhance those returns by using PIEs
31st Aug 23, 2:21pm
19
Six percent term deposit offers are more common now with 11 banks offering them. But Kiwibank is the first main bank offering 6% for a 1 year commitment. Some savers can enhance those returns by using PIEs
International ransomware gangs are evolving their techniques. The next generation of hackers will target weaknesses in cryptocurrencies
31st Aug 23, 9:56am
International ransomware gangs are evolving their techniques. The next generation of hackers will target weaknesses in cryptocurrencies
It is hard to be happy with your financial situation when all around you cries 'risk'. But Lynda Moore says you will be a lot better off if you can be happy with your money
30th Aug 23, 12:47pm
4
It is hard to be happy with your financial situation when all around you cries 'risk'. But Lynda Moore says you will be a lot better off if you can be happy with your money
'We see quarterly economic activity flitting between small positives and negatives over the remainder of 2023. In per capita terms the economic downturn will be much more pronounced' - ASB economists
29th Aug 23, 11:37am
66
'We see quarterly economic activity flitting between small positives and negatives over the remainder of 2023. In per capita terms the economic downturn will be much more pronounced' - ASB economists
The number of people choosing to 'top-up' their home mortgage is running at fewer than half the number of two years ago
28th Aug 23, 12:36pm
29
The number of people choosing to 'top-up' their home mortgage is running at fewer than half the number of two years ago
Treasury raises risk-free Kiwi Bond interest rates again squeezing the risk premium the banks offer for equivalent terms
28th Aug 23, 11:18am
11
Treasury raises risk-free Kiwi Bond interest rates again squeezing the risk premium the banks offer for equivalent terms
Stephen Agnew argues that financial education has its limits, meaning if we want New Zealanders to be better with money, we need to start at home
28th Aug 23, 11:00am
15
Stephen Agnew argues that financial education has its limits, meaning if we want New Zealanders to be better with money, we need to start at home
Sheryl Sutherland finds that overconfidence and overactivity holds back investment returns by men. With a rational integrated team approach, the whole becomes greater than the sum of the parts.
26th Aug 23, 9:37am
6
Sheryl Sutherland finds that overconfidence and overactivity holds back investment returns by men. With a rational integrated team approach, the whole becomes greater than the sum of the parts.
Westpac joins ASB and ANZ with higher fixed home loan rates. It also raises term deposit rates. With the majors mostly falling into line with the ASB-led hiking, all eyes will now turn to BNZ and Kiwibank
24th Aug 23, 5:13pm
51
Westpac joins ASB and ANZ with higher fixed home loan rates. It also raises term deposit rates. With the majors mostly falling into line with the ASB-led hiking, all eyes will now turn to BNZ and Kiwibank
Latest Reserve Bank figures show mortgage money advanced last month dipped below $5 billion - the lowest level for a July month since 2017
24th Aug 23, 3:48pm
26
Latest Reserve Bank figures show mortgage money advanced last month dipped below $5 billion - the lowest level for a July month since 2017
Consumer NZ says being unable to save is now the reality for many New Zealanders
24th Aug 23, 11:23am
10
Consumer NZ says being unable to save is now the reality for many New Zealanders
Deposit insurance expert suggests $100k cap will need to be increased over time to maintain inflation-adjusted value
23rd Aug 23, 2:33pm
8
Deposit insurance expert suggests $100k cap will need to be increased over time to maintain inflation-adjusted value
A major bank offers 6% for a term deposit, as ANZ raises some key rates and adopts that rate for an 18-month term
22nd Aug 23, 7:04pm
50
A major bank offers 6% for a term deposit, as ANZ raises some key rates and adopts that rate for an 18-month term
ASB opened the door, and the first to walk through it is ANZ with an even steeper set of fixed home loan rate increases
22nd Aug 23, 7:04pm
70
ASB opened the door, and the first to walk through it is ANZ with an even steeper set of fixed home loan rate increases
If the economy develops as expected, with very weak economic activity and falling inflation, then 'we should start talking more about rate cuts as we head into next year', Kiwibank economists say
22nd Aug 23, 11:34am
54
If the economy develops as expected, with very weak economic activity and falling inflation, then 'we should start talking more about rate cuts as we head into next year', Kiwibank economists say
Lynda Moore extends her guidance about how to teach kids about money, drawing on colleague Will Rainey's insights, and introducing the three essential money habits
22nd Aug 23, 9:57am
2
Lynda Moore extends her guidance about how to teach kids about money, drawing on colleague Will Rainey's insights, and introducing the three essential money habits
