Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000YM3.35*3.60*3.50*3.50*3.60*3.70*
ASBAA-$5,000QM2.002.002.002.002.002.00
AA-$10,000QM3.203.503.653.804.004.10
Bank of BarodaBBB-$5,000MM3.403.403.503.503.603.60
BBB-$10,000MM3.403.403.503.503.603.60
Bank of IndiaBBB-$5,000QQ3.303.303.403.45
BankDirectAA-$10,000ZZ3.203.503.653.804.10
BNZAA-$2,000QQ0.750.750.750.750.750.75
AA-$5,000QQ3.253.503.353.503.603.70
AA-$5,000ZZ3.254.00
AA-$20,000MM3.253.503.353.503.603.70
Co-operative BankBBB$2,000QQ3.40*3.45*3.50*3.55*3.65*
BBB$5,000ZZ
BBB$5,000ZZ
1 year = 3.60* We'd love to talk to you about our great range of investment options!
BBB$10,000QQ3.50*3.55*3.60*3.65*3.75*
Heartland BankBBB$1,000QQ3.40*3.30*3.30*3.60*3.65*3.70*
BBB$20,000QQ3.40*3.40*3.40*3.70*3.75*3.80*
HSBCAA-$5,000ZZ1.901.901.901.901.90
AA-$10,000ZZ2.902.902.953.003.05
AA-$100,000ZZ3.003.003.053.103.15
ICBC A$5,000ZZ3.053.153.203.253.253.25
A$10,000ZZ3.253.353.403.453.453.45
A$50,000ZZ3.453.553.603.653.653.65
KiwibankA+$1,000ZZ2.002.002.002.002.00
A+$5,000ZZ3.253.303.503.603.75
A+$5,000MM3.203.203.303.253.25
A+$10,000ZZ3.353.403.603.703.85
A+$10,000MM3.303.353.403.353.35
KookminA$5,000ZZ3.003.203.253.353.45
A$10,000ZZ3.103.303.353.453.55
A$50,000ZZ3.203.403.453.553.65
A$100,000ZZ3.303.503.553.653.75
RaboDirectA$1,000AA3.403.403.453.553.753.80
A$1,000AA
A$1,000MM3.353.353.403.493.693.74
SBS Bank.BBB$5,000QQ3.553.603.703.80
BBB$5,000ZZ3.603.703.804.00
TSB BankA-$5,000SS3.10*3.15*3.20*3.30*3.40*3.60*
A-$10,000SS3.20*3.25*3.30*3.40*3.50*3.70*
A-$10,000SS
13 months = 3.65* TSB Bank Term Investments _ Apply now or find out more
15 months = 3.15* TSB Bank Term Investments _ Apply now or find out more
WestpacAA-$5,000QQ2.502.502.503.003.003.00
AA-$10,000ZZ3.403.203.703.303.353.40
Westpac SuperGoldAA-$5,000MM3.303.70

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$13.60
NelsonBB+$5,0003.503.503.55
WairarapaBB+$2,0002.75
BB+$5,000ZZ3.40

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit Union$500ZZ3.703.754.00
Credit Union Central$5003.603.75
First CUBB-$5003.75
BB-$10,0003.75
NZCU Auckland$5003.003.003.00
$10,0003.503.753.60
NZCU BaywideBB$1,0003.703.703.754.004.004.00
NZCU SouthBB-$500QQ2.302.402.552.70
BB-$5,000QQ3.303.403.553.70
Police CUBB+$5003.50*3.65*3.50*

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB$500QQ3.404.204.805.705.806.10
Christian Savings B+$500ZZ3.303.453.653.653.80
FE Investments B$5,000QQ6.006.506.206.30
Finance Direct$1,000QQ3.954.955.255.505.756.10
Fisher & Paykel FinanceBB$1,000QQ3.954.004.104.204.354.35
BB$25,000QQ4.104.154.254.354.504.50
General Finance$5,000QQ4.005.005.505.754.754.75
Gold Band Finance$500QQ2.804.055.305.105.105.10
$5,000QQ3.804.555.555.656.106.10
Liberty FinancialBBB$5,000QQ4.40*4.80*4.95*5.15*5.40*5.65*
BBB$20,000QQ4.65*4.85*5.00*5.40*5.55*5.75*
BBB$100,000QQ4.75*5.00*5.20*5.50*5.60*5.80*
Mutual Credit Finance$5,000QQ4.504.755.255.756.006.00
UDC FinanceA-$5,000ZZ3.603.653.603.603.653.80
A-$5,000QQ3.603.653.503.503.503.60
A-$100,000ZZ3.603.653.653.653.703.85
A-$100,000QQ3.603.653.553.553.553.65

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Earthquake Kiwi BondAA+$1,000QQ2.25
Kiwi BondsAA+$1,000QQ1.752.00