Term deposits 1 to 5 years

Term deposit 1 to 5 years Intro

click here to contact RaboDirect

Printer-friendly version of this page                                                                        for term deposits up to 9 months, see here »

Make sense of all these rates by using our Term Deposit Calculator »

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000YM4.304.254.504.755.005.25
ASBAA-$5,000QM3.003.003.003.003.003.00
AA-$10,000QM4.304.254.504.755.005.25
Bank of BarodaBBB-$5,000QQ4.604.604.755.00
BBB-$10,000QQ4.604.605.005.25
Bank of IndiaBBB-$5,000QQ4.604.604.755.00
BBB-$10,000QQ4.604.605.005.25
BankDirectAA-$10,000ZZ4.304.254.504.755.25
BNZAA-$2,000MM2.002.002.002.002.002.00
AA-$5,000MM4.604.254.755.005.255.50
AA-$20,000MM4.604.254.755.005.255.50
HBS BankBBB$5,000SF4.404.254.755.00
BBB$5,000ZZ4.504.354.955.20
HSBCAA-$5,000ZZ1.801.801.801.801.801.80
AA-$10,000ZZ4.154.154.404.654.905.15
AA-$100,000ZZ4.254.254.504.755.005.25
KiwibankAA-$1,000ZZ2.002.002.002.002.00
AA-$5,000ZZ4.404.604.905.155.40
AA-$5,000MM4.354.504.704.804.90
AA-$10,000ZZ4.504.705.005.255.50
AA-$10,000MM4.454.604.804.905.00
KookminA$5,0004.004.20
A$10,0004.404.70
A$50,0004.504.80
A$100,0004.604.90
National BankAA-$10,000QM4.304.254.504.755.005.25
RaboDirectAA$1,000ZZ4.604.604.755.005.506.00
AA$1,000ZZ
AA$1,000MM4.514.504.654.895.375.84
SBS Bank.BBB$5,000QQ4.404.254.755.00
BBB$5,000ZZ4.504.354.955.20
The Co-operative BankBBB-$2,000QQ4.404.504.504.705.00
BBB-$5,000ZZ4.50
BBB-$10,000QQ4.454.554.604.805.10
TSBBBB+$1,000SS3.003.253.503.754.004.50
BBB+$5,000SS4.204.404.504.905.205.50
BBB+$10,000SS4.404.604.705.105.505.75
BBB+$10,000SS
WestpacAA-$5,000QQ4.004.004.504.504.755.00
AA-$10,000QQ4.304.304.705.005.255.50
Westpac SuperGoldAA-$5,000MM4.304.70

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
CBS CanterburyBBB-$1,000QQ5.255.255.555.856.156.15
BBB-$20,000QQ5.255.355.655.956.256.25
Heartland Building SocietyBBB-$1,000ZZ5.255.255.555.856.156.15
BBB-$20,000ZZ5.255.355.655.956.256.25
Heretaunga$14.70
MARACBBB-$1,000QQ5.255.255.555.856.156.15
BBB-$20,000ZZ5.255.355.655.956.256.25
Napier$5,0004.50
NelsonBB+$5,0004.705.005.20
Southern CrossBBB-$1,000ZZ5.255.255.555.856.156.15
BBB-$20,000QQ5.255.355.655.956.256.25
WairarapaBB+$2,0003.00
BB+$5,0004.50

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
CU Aotearoa $5007.008.10
CU Auckland$5004.004.254.75
$10,0004.704.805.00
CU BaywideBB$1,0005.005.005.505.756.006.50
BB$1,000
10 months = 5.10
CU Central$5004.254.75
CU NorthBB$1,000MM4.755.005.50
CU SouthBB-$500QQ3.504.00
BB-$5,000QQ4.505.00
First CUBB$5005.00
BB$10,0005.00
Manchester Unity B+$1,000QQ5.005.005.505.75
B+$1,000ZZ
10 months = 5.10
Police CUBB+$5004.604.704.80
United CU$1ZZ2.00
$5,000ZZ4.25

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Avanti FinanceBB-$10,000QQ6.257.758.508.758.758.75
Bible Society$100SS3.504.004.50
$10,000SS4.505.005.50
FE Investments $1,000QQ5.006.007.007.50
$5,000QQ8.809.209.509.80
$5,000QQ
10 months = 7.80
FinanceDirect$1,000QQ9.009.359.709.9510.2010.60
$1,000QQ
31 months = 10.15
Fisher & Paykel FinanceBB$1,000QQ6.857.007.057.107.207.25
BB$25,000QQ7.007.157.207.257.357.40
General Finance$5,000QQ6.507.758.008.058.007.50
Gold Band Finance$1QQ4.507.258.758.958.958.95
$5,000QQ5.007.759.259.459.459.45
Liberty FinancialBB+$5,000QQ6.807.057.358.008.809.20
BB+$20,000QQ6.907.157.458.108.909.30
MARAC.BBB-$1,000QQ5.255.255.555.856.156.15
BBB-$20,000QQ5.255.355.655.956.256.25
Medical SecuritiesA-$500QQ4.254.354.504.755.005.25
A-$25,000QQ4.504.604.755.005.255.50
Mutual Credit Finance$5,000QQ8.009.259.509.759.759.75
PGG Wrightson Finance BBB-$1,000QQ5.255.255.555.856.156.15
BBB-$20,000QQ5.255.355.655.956.256.25
Presbyterian Savings $10QQ3.603.653.75
$5,000QQ4.354.504.55
$10,000QQ4.554.554.75
$10,000ZZ4.55
Prometheus Finance$5,000QQ3.503.503.753.75
$10,000QQ3.754.004.504.50
UDC FinanceAA-$5,000ZZ4.404.304.605.105.405.65
AA-$100,000ZZ4.404.404.705.205.505.75

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Public Trust Aaa$5,000ZZ2.903.003.103.253.453.70
Aaa$10,000ZZ2.903.003.103.253.453.70
Aaa$50,000ZZ2.903.003.103.253.453.70

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Earthquake Kiwi BondAA+$1,000QQ2.75
Kiwi BondsAA+$1,000QQ2.002.25
Meridian EnergyBBB+$2,000QQ4.254.50