Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000YM3.45*3.50*3.60*3.70*3.75*3.80*
ASBAA-$5,000QM2.252.502.502.502.502.50
AA-$10,000QM3.403.503.603.753.854.00
Bank of BarodaBBB-$5,000QQ3.653.653.753.803.803.80
BBB-$10,000QQ3.703.703.803.803.803.80
Bank of IndiaBBB-$5,000QQ3.803.903.904.00
BankDirectAA-$10,000ZZ3.403.503.603.754.00
BNZAA-$2,000QQ2.002.002.002.002.002.00
AA-$5,000QQ3.503.553.603.753.854.00
AA-$5,000ZZ3.50
AA-$20,000MM3.503.553.603.753.854.00
Co-operative BankBBB-$2,000QQ3.30*3.45*3.55*3.65*3.75*
BBB-$5,000ZZ
BBB-$5,000ZZ
1 year = 3.50* We'd love to talk to you about our great range of investment options!
BBB-$10,000QQ3.40*3.55*3.65*3.75*3.85*
Heartland BankBBB$1,000QQ3.55*3.45*3.50*3.60*3.65*3.70*
BBB$20,000QQ3.55*3.55*3.60*3.70*3.75*3.80*
HSBCAA-$5,000ZZ1.901.901.901.901.901.90
AA-$10,000ZZ3.003.153.253.353.453.50
AA-$100,000ZZ3.103.253.353.453.553.60
ICBCA$5,000ZZ3.453.453.503.503.503.50
A$10,000ZZ3.603.603.653.653.653.65
A$50,000ZZ3.753.753.803.803.803.80
KiwibankA+$1,000ZZ2.002.002.002.002.00
A+$5,000ZZ3.403.503.603.753.80
A+$5,000MM3.353.403.403.403.30
A+$10,000ZZ3.503.603.703.853.90
A+$10,000MM3.453.503.503.503.40
KookminA$5,000ZZ3.403.603.653.753.85
A$10,000ZZ3.503.703.753.853.95
A$50,000ZZ3.603.803.853.954.05
A$100,000ZZ3.703.903.954.054.15
RaboDirectA$1,000AA3.553.553.603.803.853.90
A$1,000AA
A$1,000MM3.493.493.543.743.783.83
SBS Bank.BBB$5,000QQ3.453.553.603.75
BBB$5,000ZZ3.503.603.653.70
TSB BankA-$5,000SS3.40*3.45*3.50*3.55*3.65*3.75*
A-$10,000SS3.50*3.55*3.60*3.65*3.75*3.85*
A-$10,000SS
15 months = 3.55* TSB Bank Term Investments _ Apply now or find out more
WestpacAA-$5,000QQ2.502.503.003.003.003.00
AA-$10,000ZZ3.403.403.453.503.553.60
Westpac SuperGoldAA-$5,000MM3.303.30

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$13.60
Napier$5,0003.80
NelsonBB+$5,0003.553.653.75
WairarapaBB+$2,0003.00
BB+$5,000ZZ3.40

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit Union$500ZZ4.404.755.00
Credit Union Central$5003.603.75
First CUBB-$5003.80
BB-$10,0003.80
NZCU Auckland$5003.503.503.50
$10,0003.753.754.00
NZCU BaywideBB-$1,0003.653.753.803.853.904.00
BB-$1,000
15 months = 3.70
NZCU SouthBB-$500QQ2.802.902.90
BB-$5,000QQ3.803.803.80
Police CUBB+$5003.503.603.70

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB$500QQ3.604.505.106.106.006.60
Baptist SavingsB+$500ZZ3.453.503.603.703.85
Bible Society$100SS3.503.754.00
$10,000SS4.254.354.50
FE Investments B$1,000QQ3.203.503.804.00
B$5,000QQ5.50*6.006.506.80
Finance Direct$1,000QQ4.955.506.256.357.007.50
$1,000QQ
49 months = 7.50
Fisher & Paykel FinanceBB$1,000QQ3.853.954.104.254.354.45
BB$25,000QQ4.004.104.254.404.504.60
General Finance$5,000QQ3.504.505.005.254.254.25
Gold Band Finance$500QQ3.004.255.505.505.505.50
$5,000QQ4.255.006.006.106.506.50
Liberty FinancialBBB-$5,000QQ4.705.055.255.855.755.65
BBB-$20,000QQ4.855.205.406.005.905.80
BBB-$100,000QQ4.705.255.456.055.955.85
Mutual Credit Finance$5,000QQ5.005.256.006.256.256.25
UDC FinanceAA-$5,000ZZ3.653.653.703.753.904.05
AA-$5,000QQ3.653.553.603.653.753.85
AA-$100,000ZZ3.703.703.753.803.954.10
AA-$100,000QQ3.703.603.653.703.803.90

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Earthquake Kiwi BondAA+$1,000QQ2.50
Kiwi BondsAA+$1,000QQ2.252.25