Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000YM3.25*3.60*3.35*3.40*3.50*3.60*
ASBAA-$5,000QM2.002.002.002.002.002.00
AA-$10,000QM3.203.653.253.353.453.55
Bank of BarodaBBB-$5,000MM3.653.653.753.803.803.80
BBB-$10,000MM3.703.703.803.803.803.80
Bank of IndiaBBB-$5,000QQ3.503.503.703.75
BankDirectAA-$10,000ZZ3.203.653.253.353.55
BNZAA-$2,000QQ0.750.750.750.750.750.75
AA-$5,000QQ3.253.603.353.403.503.60
AA-$5,000ZZ3.25
AA-$20,000MM3.253.603.353.403.503.60
Co-operative BankBBB-$2,000QQ3.05*3.50*3.20*3.25*3.35*
BBB-$5,000ZZ
BBB-$5,000ZZ
1 year = 3.25* We'd love to talk to you about our great range of investment options!
BBB-$10,000QQ3.15*3.60*3.30*3.35*3.45*
Heartland BankBBB$1,000QQ3.40*3.30*3.50*3.60*3.65*3.70*
BBB$20,000QQ3.40*3.40*3.60*3.70*3.75*3.80*
BBB$20,000QQ
15 months = 3.85* Invest in Heartland to invest in New Zealand
HSBCAA-$5,000ZZ1.901.901.901.901.90
AA-$10,000ZZ2.902.902.953.003.05
AA-$100,000ZZ3.003.003.053.103.15
ICBCA$5,000ZZ2.903.003.053.103.103.10
A$10,000ZZ3.103.203.253.303.303.30
A$50,000ZZ3.303.403.453.503.503.50
KiwibankA+$1,000ZZ2.002.002.002.002.00
A+$5,000ZZ3.153.153.303.403.50
A+$5,000MM3.103.053.103.053.00
A+$10,000ZZ3.253.253.403.503.60
A+$10,000MM3.203.153.203.153.10
KookminA$5,000ZZ3.003.203.253.353.45
A$10,000ZZ3.103.303.353.453.55
A$50,000ZZ3.203.403.453.553.65
A$100,000ZZ3.303.503.553.653.75
RaboDirectA$1,000AA3.403.403.453.553.753.80
A$1,000AA
A$1,000MM3.353.353.403.493.693.74
SBS Bank.BBB$5,000QQ3.203.253.303.35
BBB$5,000ZZ3.253.303.353.40
TSB BankA-$5,000SS3.10*3.15*3.20*3.30*3.40*3.60*
A-$10,000SS3.20*3.25*3.30*3.40*3.50*3.70*
A-$10,000SS
15 months = 3.15* TSB Bank Term Investments _ Apply now or find out more
WestpacAA-$5,000QQ2.502.502.503.003.003.00
AA-$10,000ZZ3.203.203.253.303.353.40
Westpac SuperGoldAA-$5,000MM3.103.10

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$13.30
NelsonBB+$5,0003.453.453.55
WairarapaBB+$2,0003.00
BB+$5,000ZZ3.40

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit Union$500ZZ3.703.754.00
Credit Union Central$5003.603.75
First CUBB-$5003.50
BB-$10,0003.50
NZCU Auckland$5003.253.253.25
$10,0003.603.603.70
NZCU BaywideBB$1,0003.303.503.703.753.803.90
BB$1,000
15 months = 3.50
NZCU SouthBB-$500QQ2.252.252.402.60
BB-$5,000QQ3.253.253.403.60
Police CUBB+$5003.35*3.65*3.50*

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB$500QQ3.404.204.805.705.806.10
Baptist SavingsB+$500ZZ3.253.503.303.353.55
Bible Society$100SS3.503.754.00
$10,000SS4.254.354.50
FE Investments B$1,000QQ3.203.503.804.00
B$5,000QQ5.66*5.506.256.00
Finance Direct$1,000QQ3.954.955.255.505.756.10
Fisher & Paykel FinanceBB$1,000QQ3.753.803.853.903.954.05
BB$25,000QQ3.903.954.004.054.104.20
General Finance$5,000QQ3.504.505.005.254.254.25
Gold Band Finance$500QQ2.804.055.305.105.105.10
$5,000QQ3.804.555.505.656.106.10
Liberty FinancialBBB-$5,000QQ4.40*4.80*4.95*5.15*5.40*5.65*
BBB-$20,000QQ4.65*4.85*5.00*5.40*5.55*5.75*
BBB-$100,000QQ4.75*5.00*5.20*5.50*5.60*5.80*
Mutual Credit Finance$5,000QQ4.504.755.255.756.006.00
UDC FinanceAA-$5,000ZZ3.553.653.403.403.453.60
AA-$5,000QQ3.553.653.303.303.303.40
AA-$100,000ZZ3.553.653.453.453.503.65
AA-$100,000QQ3.553.653.353.353.353.45

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Earthquake Kiwi BondAA+$1,000QQ2.25
Kiwi BondsAA+$1,000QQ2.002.00