Term deposits 1 to 5 years

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Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000YM4.20*4.30*4.40*4.50*4.55*4.60*
ASBAA-$5,000QM3.003.003.003.003.003.00
AA-$10,000QM4.204.304.404.504.604.65
Bank of BarodaBBB-$5,000QQ4.254.254.505.005.105.30
BBB-$10,000QQ4.604.604.705.005.105.30
Bank of IndiaBBB-$5,000QQ4.504.604.755.00
BankDirectAA-$10,000ZZ4.204.304.404.504.65
BNZAA-$2,000QQ2.002.002.002.002.002.00
AA-$5,000QQ4.304.354.404.504.554.65
AA-$5,000ZZ4.30
AA-$20,000MM4.304.354.404.504.554.65
Co-operative BankBBB-$2,000QQ4.10*4.30*4.45*4.50*4.60*
BBB-$5,000ZZ4.30*
BBB-$10,000QQ4.20*4.40*4.55*4.60*4.70*
HBS BankBBB$5,000SF4.304.404.504.60
BBB$5,000ZZ4.404.504.604.70
Heartland BankBBB$1,000QQ4.50*4.45*4.55*4.60*4.65*4.70*
BBB$20,000QQ4.50*4.55*4.65*4.70*4.75*4.80*
HSBCAA-$5,000ZZ1.901.901.901.901.901.90
AA-$10,000ZZ3.954.004.104.254.404.45
AA-$100,000ZZ4.054.104.204.354.504.55
ICBCA$5,000ZZ3.503.753.904.104.204.30
A$10,000ZZ4.404.554.704.905.005.10
A$50,000ZZ4.604.754.905.105.205.30
KiwibankA+$1,000ZZ2.002.002.002.002.00
A+$5,000ZZ4.154.304.454.604.65
A+$5,000MM4.104.204.254.254.15
A+$10,000ZZ4.254.404.554.704.75
A+$10,000MM4.204.304.354.354.25
KookminA$5,000ZZ4.204.454.554.654.70
A$10,000ZZ4.304.554.654.754.80
A$50,000ZZ4.404.654.754.854.90
A$100,000ZZ4.504.754.854.955.00
RaboDirectA$1,000AA4.354.404.554.654.754.85
A$1,000AA
A$1,000MM4.274.314.464.554.654.75
SBS Bank.BBB$5,000QQ4.304.404.504.60
BBB$5,000ZZ4.404.504.604.70
TSB BankBBB+$1,000SS3.804.004.054.154.354.50
BBB+$5,000SS4.10*4.15*4.25*4.40*4.60*4.70*
BBB+$10,000SS4.30*4.40*4.50*4.60*4.70*4.80*
BBB+$10,000SS
15 months = 4.35* TSB Bank Term Investments _ Apply now or find out more
WestpacAA-$5,000QQ3.753.853.904.104.154.20
AA-$10,000ZZ4.104.204.304.404.504.60
Westpac SuperGoldAA-$5,000MM4.054.10

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$14.60
Napier$5,0004.30
NelsonBB+$5,0004.504.604.80
WairarapaBB+$2,0003.00
BB+$5,0004.25

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
CU Aotearoa $5006.255.75
First CUBB$5004.50
BB$10,0004.50
NZCU Auckland$5004.004.154.20
$10,0004.755.005.00
NZCU BaywideBB$1,0004.805.005.005.205.305.80
BB$1,000
15 months = 5.00
NZCU Central$5004.254.75
NZCU SouthBB$500QQ4.253.754.30
BB$5,000QQ5.254.755.30
Police CUBB+$5004.404.504.60

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB+$500QQ5.006.056.907.257.557.85
Baptist SavingsB+$500ZZ4.254.304.404.504.70
Bible Society$100SS3.503.754.00
$10,000SS4.254.354.50
FE Investments B$1,000QQ4.004.505.005.50
B$5,000QQ7.88*8.008.008.00
Finance Direct$1,000QQ4.955.506.256.357.007.50
$1,000QQ
49 months = 7.50
Fisher & Paykel FinanceBB+$1,000QQ4.704.804.854.955.055.15
BB+$25,000QQ4.854.955.005.105.205.30
General Finance$5,000QQ5.005.756.506.755.755.75
Gold Band Finance$1QQ3.005.005.505.756.006.00
$5,000QQ3.505.506.006.256.506.50
Liberty FinancialBBB-$5,000QQ5.355.806.056.556.706.75
BBB-$20,000QQ5.505.956.206.706.856.90
BBB-$100,000QQ5.556.006.256.756.906.95
Medical SecuritiesBBB+$500QQ4.004.104.154.254.354.45
BBB+$25,000QQ4.254.354.404.504.604.70
Mutual Credit Finance$5,000QQ5.255.506.257.007.007.00
UDC FinanceAA-$5,000ZZ4.254.304.354.454.554.65
AA-$100,000ZZ4.354.404.454.554.654.75

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Earthquake Kiwi BondAA+$1,000QQ3.00
Kiwi BondsAA+$1,000QQ3.003.00