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Term deposits 1 to 5 years

Term deposit 1 to 5 years Intro

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Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000YM4.104.755.005.255.505.75
ASBAA-$5,000QM3.003.003.003.003.003.00
AA-$10,000QM4.104.304.605.005.255.50
Bank of BarodaBBB-$5,000QQ4.004.004.254.755.005.25
BBB-$10,000QQ4.004.004.254.755.005.25
Bank of IndiaBBB-$5,000QQ4.204.204.755.00
BBB-$10,000QQ4.204.204.755.00
BankDirectAA-$10,000ZZ4.104.304.605.005.50
BNZAA-$2,000QQ2.002.002.002.002.002.00
AA-$5,000QQ4.104.304.755.005.255.50
AA-$5,000ZZ4.10
AA-$20,000MM4.004.304.755.005.255.50
Co-operative BankBBB-$2,000QQ3.954.704.955.205.45
BBB-$5,000ZZ4.25
BBB-$10,000QQ4.054.805.055.305.55
HBS BankBBB$5,000SF4.104.304.755.00
BBB$5,000ZZ4.204.404.855.10
Heartland BankBBB-$1,000QQ4.254.404.654.905.155.40
BBB-$20,000QQ4.254.504.755.005.255.50
HSBCAA-$5,000ZZ1.801.801.801.801.801.80
AA-$10,000ZZ3.804.004.104.304.454.60
AA-$100,000ZZ3.904.104.204.404.554.70
KiwibankA+$1,000ZZ2.002.002.002.002.00
A+$5,000ZZ4.104.654.905.405.65
A+$5,000MM4.054.554.705.055.15
A+$10,000ZZ4.204.755.005.505.75
A+$10,000MM4.154.654.805.155.25
KookminA$5,000ZZ4.004.204.254.304.30
A$10,000ZZ4.104.204.254.304.40
A$50,000ZZ4.204.304.354.404.50
A$100,000ZZ4.304.404.454.504.60
RaboDirectAA-$1,000AA4.204.755.005.255.505.65
AA-$1,000AA
AA-$1,000MM4.124.654.895.135.375.51
SBS Bank.BBB$5,000QQ4.104.304.755.00
BBB$5,000ZZ4.204.404.855.10
TSBBBB+$1,000SS3.253.754.004.254.504.75
BBB+$5,000SS3.904.254.654.805.255.50
BBB+$5,000SS
15 months = 4.05
BBB+$10,000SS4.004.504.755.005.505.75
BBB+$10,000SS
15 months = 4.15
WestpacAA-$5,000QQ3.753.853.904.104.154.20
AA-$10,000ZZ4.004.304.755.005.255.50
Westpac SuperGoldAA-$5,000MM3.954.55

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$14.20
Napier$5,0004.30
NelsonBB+$5,0004.255.005.25
WairarapaBB+$2,0003.00
BB+$5,0004.25

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
CU Aotearoa $5004.655.00
CU Auckland$5004.004.154.20
$10,0004.254.605.00
CU BaywideBB$1,0004.604.855.105.355.605.85
CU Central$5004.254.75
CU SouthBB-$500QQ3.253.753.50
BB-$5,000QQ4.254.755.25
First CUBB$5004.50
BB$10,0004.50
Police CUBB+$5004.254.805.05
United CU$1ZZ2.00
$5,000ZZ4.25
Asset Finance

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB$500QQ6.507.507.758.258.508.60
B$500QQ
28 months = 8.11
Baptist Savings$1,000ZZ4.004.204.404.80
Bible Society$100SS3.503.754.00
$10,000SS4.254.354.50
FE Investments B$1,000QQ4.004.505.005.50
B$5,000QQ7.508.007.808.00
Finance Direct$1,000QQ5.255.856.506.957.257.75
Fisher & Paykel FinanceBB+$1,000QQ4.204.204.504.855.105.35
BB+$25,000QQ4.354.354.655.005.255.50
General Finance$5,000QQ5.005.756.506.505.755.75
Gold Band Finance$1QQ3.005.005.505.756.006.00
$5,000QQ3.505.506.006.256.506.50
Liberty FinancialBB+$5,000QQ5.405.505.906.306.256.20
BB+$20,000QQ5.555.656.056.456.406.35
Medical SecuritiesA-$500QQ3.854.054.504.755.005.25
A-$25,000QQ4.104.304.755.005.255.50
Mutual Credit Finance$5,000QQ5.255.756.757.507.507.50
Presbyterian Savings $10QQ3.403.50
$5,000QQ4.204.154.25
$10,000QQ4.304.204.30
$10,000ZZ4.35
Prometheus Finance$5,000QQ3.503.503.753.75
$10,000QQ3.754.004.254.25
UDC FinanceAA-$5,000ZZ4.204.755.005.355.806.25
AA-$100,000ZZ4.304.855.105.455.906.35

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Public Trust Aaa$5,000ZZ2.152.152.652.903.153.15
Aaa$10,000ZZ2.152.152.652.903.153.15
Aaa$50,000ZZ2.152.152.652.903.153.15

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Earthquake Kiwi BondAA+$1,000QQ3.50
Kiwi BondsAA+$1,000QQ2.753.00