Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000YM3.70*3.80*3.85*3.90*3.95*4.00*
ASBAA-$5,000QM3.003.003.003.003.003.00
AA-$10,000QM3.703.853.903.954.004.05
Bank of BarodaBBB-$5,000QQ4.404.404.504.604.704.80
BBB-$10,000QQ4.504.504.604.704.804.90
Bank of IndiaBBB-$5,000QQ4.004.054.054.25
BankDirectAA-$10,000ZZ3.703.853.903.954.05
BNZAA-$2,000QQ2.002.002.002.002.002.00
AA-$5,000QQ3.803.853.903.954.004.10
AA-$5,000ZZ3.80
AA-$20,000MM3.803.853.903.954.004.10
Co-operative BankBBB-$2,000QQ3.60*3.80*3.90*4.00*4.10*
BBB-$10,000QQ3.70*3.90*4.00*4.10*4.20*
HBS BankBBB$5,000SF3.753.803.853.95
BBB$5,000ZZ3.803.853.904.00
Heartland BankBBB$1,000QQ3.85*3.85*3.90*4.00*4.05*4.15*
BBB$20,000QQ3.85*3.95*4.00*4.10*4.15*4.25*
HSBCAA-$5,000ZZ1.901.901.901.901.901.90
AA-$10,000ZZ3.303.403.503.603.653.70
AA-$100,000ZZ3.403.503.603.703.753.80
ICBCA$5,000ZZ3.603.753.903.954.104.25
A$10,000ZZ3.954.004.054.054.204.40
A$50,000ZZ4.104.204.204.204.304.60
KiwibankA+$1,000ZZ2.002.002.002.002.00
A+$5,000ZZ3.703.753.904.104.30
A+$5,000MM3.653.653.703.753.80
A+$10,000ZZ3.803.854.004.204.40
A+$10,000MM3.753.753.803.853.90
KookminA$5,000ZZ4.004.104.204.304.40
A$10,000ZZ4.104.204.304.404.50
A$50,000ZZ4.204.304.404.504.60
A$100,000ZZ4.304.404.504.604.70
RaboDirectA$1,000AA3.803.853.904.054.154.25
A$1,000AA
A$1,000MM3.743.783.833.984.074.17
SBS Bank.BBB$5,000QQ3.753.803.853.95
BBB$5,000ZZ3.803.853.904.00
TSB BankBBB+$5,000SS3.60*3.70*3.80*3.90*4.05*4.10*
BBB+$10,000SS3.70*3.80*3.90*4.00*4.15*4.20*
BBB+$10,000SS
15 months = 3.75* TSB Bank Term Investments _ Apply now or find out more
WestpacAA-$5,000QQ3.303.403.453.603.603.65
AA-$10,000ZZ3.553.703.753.803.853.90
Westpac SuperGoldAA-$5,000MM3.453.60

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$14.00
Napier$5,0004.10
NelsonBB+$5,0003.804.004.10
WairarapaBB+$2,0003.00
BB+$5,0004.25

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit Union$500ZZ4.855.255.75
First CUBB-$5004.50
BB-$10,0004.50
NZCU Auckland$5004.004.004.00
$10,0004.054.204.30
NZCU BaywideBB-$1,0004.404.804.804.804.804.80
BB-$1,000
15 months = 4.80
NZCU Central$5004.004.15
NZCU SouthBB-$500QQ3.253.253.25
BB-$5,000QQ4.254.254.25
Police CUBB+$5003.853.954.00

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB$500QQ4.205.305.856.206.356.80
Baptist SavingsB+$500ZZ3.753.853.903.954.15
Bible Society$100SS3.503.754.00
$10,000SS4.254.354.50
FE Investments B$1,000QQ3.003.504.004.00
B$5,000QQ7.20*7.887.907.90
Finance Direct$1,000QQ4.955.506.256.357.007.50
$1,000QQ
49 months = 7.50
Fisher & Paykel FinanceBB$1,000QQ4.154.204.354.454.554.65
BB$25,000QQ4.304.354.504.604.704.80
General Finance$5,000QQ4.005.005.505.754.754.75
Gold Band Finance$500QQ3.004.506.155.255.505.50
$5,000QQ4.505.256.156.256.506.50
Liberty FinancialBBB-$5,000QQ5.205.555.806.406.406.30
BBB-$20,000QQ5.355.705.956.556.556.45
BBB-$100,000QQ5.405.756.006.606.606.50
MASBBB+$500QQ3.453.553.603.653.703.75
BBB+$25,000QQ3.703.803.853.903.954.00
Mutual Credit Finance$5,000QQ5.255.506.257.007.007.00
UDC FinanceAA-$5,000ZZ3.703.753.803.904.054.20
AA-$100,000ZZ3.753.803.853.954.104.25

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Earthquake Kiwi BondAA+$1,000QQ2.75
Kiwi BondsAA+$1,000QQ2.502.50