Moral Hazard

10 May 17, 8:04am
The IMF suggests a de minimis exemption of $10,000 per depositor as a second best option to the full blown introduction of deposit insurance in NZ given govt & RBNZ opposition
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20 Sep 16, 1:01pm
Report on ethics in the financial services sector argues ethics, risk and client satisfaction should be considered as well as profits in the awarding of bonuses
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28 Apr 14, 9:57am
Bernard Hickey looks at the lessons we should learn from warnings about our over-valued property market and the need for a deposit insurance scheme
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19 Apr 13, 8:34pm
PM John Key and the RBNZ are wrong in their opposition to deposit insurance, says NZ-based advisor to international deposit insurers' body
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11 Apr 13, 10:07am
NZ doesn't have deposit insurance due to moral hazard and the difficulties of defining boundaries and pricing, but it could easily be accommodated, RBNZ says
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9 Apr 13, 4:10pm
Opinion: The Govt and RBNZ may be uninterested in introducing a deposit insurance scheme, but there's nothing stopping banks from offering secured deposits
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2 Apr 13, 11:14am
Matt Nolan looks how a deposit levy can help get the 'incentives' right for savers, bank shareholders, management, and taxpayers to avoid banks going bad
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20 Mar 13, 3:26pm
Gareth Morgan points out the stream of unfettered credit from central banks can have a big cost, one revealed in the Cyprus bank collapse. You agree?
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19 Mar 13, 12:11pm
Green Party's Russel Norman hits out at Government's 'Cyprus style' bank failure solution, pushes Aussie style deposit guarantee scheme
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12 Dec 12, 5:34pm
How HSBC became the 'preferred financial institution for drug traffickers and money launderers' yet escapes any criminal prosecution in a classic 'moral hazard' case
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4 Dec 12, 9:20am
Matt Nolan says history has shown it is not possible to have a perfectly competitive financial sector and a perfectly stable banking sector. We should debate the trade-offs, he says. Your view?
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30 Nov 12, 2:24pm
Alfred Duncan suggests a possible way of better aligning bankers’ incentives with financial-system safety and capital-allocation efficiency. You agree?
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20 Nov 12, 12:02pm
Matt Nolan says when depositors lose faith in banks, a crisis follows with a recession or depression. He says regulation can protect us, but new stresses occur in unexpected ways. Your view?
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13 Sep 08, 2:41pm
Opinion: What is the right medicine for sick markets?
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