Macroprudential tools
Influential RBNZ Survey of expectations shows significant change in view of house prices this year - with the average pick now for gains of less than 2%
13th Feb 19, 8:50am
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Influential RBNZ Survey of expectations shows significant change in view of house prices this year - with the average pick now for gains of less than 2%
Westpac economists change their call and now see no OCR change before 2022, with the 'balance of risks' for rates going up or down evenly balanced
11th Feb 19, 9:20am
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Westpac economists change their call and now see no OCR change before 2022, with the 'balance of risks' for rates going up or down evenly balanced
The Reserve Bank's first major set piece of the year will be all-change as the central bank prepares for the imminent introduction of a formal committee-based interest rate setting structure
7th Feb 19, 5:00am
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The Reserve Bank's first major set piece of the year will be all-change as the central bank prepares for the imminent introduction of a formal committee-based interest rate setting structure
David Hargreaves wonders whether perhaps we really can achieve a subdued, but not falling, house market - 'neither too hot, nor too cold'
6th Dec 18, 10:11am
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David Hargreaves wonders whether perhaps we really can achieve a subdued, but not falling, house market - 'neither too hot, nor too cold'
David Hargreaves looks at some of the past impacts of the RBNZ's 'LVR speed limit' home loan restrictions and ponders how the latest changes to the LVRs might affect the housing landscape
2nd Dec 18, 7:02am
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David Hargreaves looks at some of the past impacts of the RBNZ's 'LVR speed limit' home loan restrictions and ponders how the latest changes to the LVRs might affect the housing landscape
David Hargreaves admits to reservations about the Reserve Bank move to lift the 'speed limit' for high loan to value house lending - and particularly the move to free up some of the shackles on investors
28th Nov 18, 3:12pm
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David Hargreaves admits to reservations about the Reserve Bank move to lift the 'speed limit' for high loan to value house lending - and particularly the move to free up some of the shackles on investors
The Reserve Bank is loosening the 'speed limits' on high loan to value ratio lending and says further relaxation of the rules is likely in future
28th Nov 18, 9:08am
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The Reserve Bank is loosening the 'speed limits' on high loan to value ratio lending and says further relaxation of the rules is likely in future
Kiwibank economists think the LVR 'speed limit' will be raised to 20% of new bank lending this week - but would like to see it at 25%; say the 'temporary' LVRs are set to be with us for good
26th Nov 18, 1:48pm
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Kiwibank economists think the LVR 'speed limit' will be raised to 20% of new bank lending this week - but would like to see it at 25%; say the 'temporary' LVRs are set to be with us for good
ANZ economists see continued strength in the regional housing markets with further 'catch-up' on Auckland prices
20th Nov 18, 11:02am
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ANZ economists see continued strength in the regional housing markets with further 'catch-up' on Auckland prices
Kiwibank economists say latest house sales figures show a 'well behaved' market and so there is 'every possibility' of the RBNZ further relaxing lending limits
14th Nov 18, 11:45am
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Kiwibank economists say latest house sales figures show a 'well behaved' market and so there is 'every possibility' of the RBNZ further relaxing lending limits
David Hargreaves says the new wave of competition between banks for mortgage business may prove to be short lived but it should certainly provide some life for the housing market leading up to Christmas
13th Nov 18, 7:50am
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David Hargreaves says the new wave of competition between banks for mortgage business may prove to be short lived but it should certainly provide some life for the housing market leading up to Christmas
Reserve Bank leaves Official Cash Rate unchanged at 1.75%; still sees upside and downside risks
8th Nov 18, 9:05am
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Reserve Bank leaves Official Cash Rate unchanged at 1.75%; still sees upside and downside risks
Influential RBNZ Survey of expectations shows sharp rise in inflation expected over next year, but more subdued in two years' time; house price expectations have moved up a little
7th Nov 18, 3:29pm
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Influential RBNZ Survey of expectations shows sharp rise in inflation expected over next year, but more subdued in two years' time; house price expectations have moved up a little
Westpac NZ's David McLean is seeing increased competition between the banks as the spring housing market springs to life
6th Nov 18, 11:51am
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Westpac NZ's David McLean is seeing increased competition between the banks as the spring housing market springs to life
ANZ economists believe the RBNZ will further relax the mortgage lending restrictions next month, though not by much; they see a 'neutral level' of low deposit loans being about 15%-20% of banks' lending
30th Oct 18, 11:34am
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ANZ economists believe the RBNZ will further relax the mortgage lending restrictions next month, though not by much; they see a 'neutral level' of low deposit loans being about 15%-20% of banks' lending
There's some expectation the Reserve Bank might loosen mortgage lending restrictions next month - but the 'evidence' either supportive or against such a move is is not definitive
11th Oct 18, 1:47pm
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There's some expectation the Reserve Bank might loosen mortgage lending restrictions next month - but the 'evidence' either supportive or against such a move is is not definitive
Despite last week's surprisingly strong GDP figures, economists believe the Reserve Bank will stick to its 'dovish' view that the next move in interest rates could be down when it reviews the Official Cash Rate on Thursday
24th Sep 18, 3:29pm
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Despite last week's surprisingly strong GDP figures, economists believe the Reserve Bank will stick to its 'dovish' view that the next move in interest rates could be down when it reviews the Official Cash Rate on Thursday
David Hargreaves says surprisingly robust monthly mortgage figures suggest the RBNZ will put on hold indefinitely any further relaxation of lending limits
4th Sep 18, 8:09am
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David Hargreaves says surprisingly robust monthly mortgage figures suggest the RBNZ will put on hold indefinitely any further relaxation of lending limits
ANZ's economists change their call and now no longer expect official interest rates to rise in the foreseeable future
20th Aug 18, 11:47am
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ANZ's economists change their call and now no longer expect official interest rates to rise in the foreseeable future
The fact borrowing on the 100,000 KiwiBuild houses will mostly fall outside the LVR restrictions may force a rethink on macro-prudential policies
14th Aug 18, 9:32am
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The fact borrowing on the 100,000 KiwiBuild houses will mostly fall outside the LVR restrictions may force a rethink on macro-prudential policies
Reserve Bank leaves Official Cash Rate unchanged at 1.75%; Governor now says next move won't occur till 2020; still sees next move as either up or down
9th Aug 18, 9:08am
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Reserve Bank leaves Official Cash Rate unchanged at 1.75%; Governor now says next move won't occur till 2020; still sees next move as either up or down
Influential RBNZ Survey of expectations shows anticipated inflation of 2.04% in two years time, up from 2.01% in May; however, GDP tipped to grow just 2.32% in next year, down from 2.64% as expected in May
8th Aug 18, 3:39pm
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Influential RBNZ Survey of expectations shows anticipated inflation of 2.04% in two years time, up from 2.01% in May; however, GDP tipped to grow just 2.32% in next year, down from 2.64% as expected in May
Reserve Bank announces major change to timing of monetary policy announcements ahead of move to committee decision-making structure
28th Jun 18, 4:55pm
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Reserve Bank announces major change to timing of monetary policy announcements ahead of move to committee decision-making structure
ANZ economists say the Government's forthcoming ban on foreign buyers of New Zealand houses is not expected to have much impact on either house price inflation or housing affordability
18th Jun 18, 3:12pm
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ANZ economists say the Government's forthcoming ban on foreign buyers of New Zealand houses is not expected to have much impact on either house price inflation or housing affordability
IMF report, that declared the RBNZ 'materially non-compliant' in 13 of 29 international bank regulatory standards, to be a key sounding board for phase 2 of RBNZ Act review
9th Jun 18, 10:02am
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IMF report, that declared the RBNZ 'materially non-compliant' in 13 of 29 international bank regulatory standards, to be a key sounding board for phase 2 of RBNZ Act review