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Macroprudential tools

Reserve Bank will begin rolling back the LVR restrictions with the 'speed limit' for high LVR lending for banks increased to 15% from 10%; Investors will be required to just make 35% deposits compared with 40% now
29th Nov 17, 9:13am
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Reserve Bank will begin rolling back the LVR restrictions with the 'speed limit' for high LVR lending for banks increased to 15% from 10%; Investors will be required to just make 35% deposits compared with 40% now
RBNZ again floats idea of macro-prudential tools being in place permanently in response to submissions in what may ultimately be an exercise in futility on its part
27th Nov 17, 4:43pm
RBNZ again floats idea of macro-prudential tools being in place permanently in response to submissions in what may ultimately be an exercise in futility on its part
With new valuations recording the massive property value gains in recent years, but a new survey suggesting no price gains ahead, will large numbers of homeowners seek to cash in their profits?
20th Nov 17, 4:23pm
29
With new valuations recording the massive property value gains in recent years, but a new survey suggesting no price gains ahead, will large numbers of homeowners seek to cash in their profits?
Four years after they were introduced to combat a rampant house market, the loan to value lending restrictions appear likely to be phased out soon; but how, and what happens next?
14th Nov 17, 9:37am
40
Four years after they were introduced to combat a rampant house market, the loan to value lending restrictions appear likely to be phased out soon; but how, and what happens next?
Acting RBNZ Governor Grant Spencer concerned about plans to include 'externals' on the proposed new RBNZ monetary policy committee; says the committee needs 'collective responsibility' rather than being 'individualistic'
10th Nov 17, 7:39am
8
Acting RBNZ Governor Grant Spencer concerned about plans to include 'externals' on the proposed new RBNZ monetary policy committee; says the committee needs 'collective responsibility' rather than being 'individualistic'
Acting Reserve Bank Governor says the central bank is currently reviewing the LVR restrictions 'and the criteria we would adopt for their removal' and will say more on the subject before the end of the month
9th Nov 17, 11:57am
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Acting Reserve Bank Governor says the central bank is currently reviewing the LVR restrictions 'and the criteria we would adopt for their removal' and will say more on the subject before the end of the month
Reserve Bank leaves Official Cash Rate unchanged at 1.75%; seems more confident housing market will not take off again, sees lower dollar and predicts a slightly earlier start in 2019 to interest rate rises
9th Nov 17, 9:14am
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Reserve Bank leaves Official Cash Rate unchanged at 1.75%; seems more confident housing market will not take off again, sees lower dollar and predicts a slightly earlier start in 2019 to interest rate rises
Influential RBNZ Survey of expectations shows anticipated inflation of 2.02% in two years time, down from 2.09% in August; house price inflation expectations fall
6th Nov 17, 3:22pm
14
Influential RBNZ Survey of expectations shows anticipated inflation of 2.02% in two years time, down from 2.09% in August; house price inflation expectations fall
NZIER economists urge inclusion of nominal GDP growth in the upcoming review of the Reserve Bank Act
1st Nov 17, 1:06pm
5
NZIER economists urge inclusion of nominal GDP growth in the upcoming review of the Reserve Bank Act
Kiwibank's economists probe whether the housing boom is turning to a bust or has just hit a temporary bump in the road
25th Oct 17, 10:27am
by Guest
52
Kiwibank's economists probe whether the housing boom is turning to a bust or has just hit a temporary bump in the road
How long will we have to wait to hear who the new RBNZ Governor will be, and will Winston Peters have a say in the appointment and Policy Targets Agreement?
28th Sep 17, 9:48am
How long will we have to wait to hear who the new RBNZ Governor will be, and will Winston Peters have a say in the appointment and Policy Targets Agreement?
Reserve Bank leaves Official Cash Rate unchanged at 1.75%; reiterates view that monetary policy will remain accommodative for a considerable period; notes recent construction sector weakness
28th Sep 17, 9:09am
8
Reserve Bank leaves Official Cash Rate unchanged at 1.75%; reiterates view that monetary policy will remain accommodative for a considerable period; notes recent construction sector weakness
The Reserve Bank's loan to value lending restrictions are about to 'celebrate' their fourth birthday. But with the wind changing in the Government and a new RBNZ Governor to appoint, will there be a fifth?
27th Sep 17, 3:47pm
7
The Reserve Bank's loan to value lending restrictions are about to 'celebrate' their fourth birthday. But with the wind changing in the Government and a new RBNZ Governor to appoint, will there be a fifth?
RBNZ Governor Graeme Wheeler sees a risk of a housing market resurgence, and a sharp lift in high loan-to-value ratio lending if LVR restrictions were removed now
30th Aug 17, 1:40pm
26
RBNZ Governor Graeme Wheeler sees a risk of a housing market resurgence, and a sharp lift in high loan-to-value ratio lending if LVR restrictions were removed now
Bank lobby group opposes debt-to-income ratio macro-prudential tool and suggests the RBNZ should look at a serviceability interest rate instead
30th Aug 17, 6:42am
35
Bank lobby group opposes debt-to-income ratio macro-prudential tool and suggests the RBNZ should look at a serviceability interest rate instead
English and Ardern raise concerns with RBNZ's loan-to-value ratio limits, and debt-to-income ratio work, while 'respecting' RBNZ independence
15th Aug 17, 12:10pm
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English and Ardern raise concerns with RBNZ's loan-to-value ratio limits, and debt-to-income ratio work, while 'respecting' RBNZ independence
Economists are pushing out the timeframe for interest rate rises, while ANZ economists say they are tempted to 'flat-line' their future interest rate projections
14th Aug 17, 4:02pm
57
Economists are pushing out the timeframe for interest rate rises, while ANZ economists say they are tempted to 'flat-line' their future interest rate projections
David Hargreaves on RBNZ Governor Graeme Wheeler's final curtain call
10th Aug 17, 12:17pm
14
David Hargreaves on RBNZ Governor Graeme Wheeler's final curtain call
Reserve Bank leaves Official Cash Rate unchanged at 1.75%; still forecasting interest rate rises from late 2019 onwards; dollar gains slightly
10th Aug 17, 9:09am
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Reserve Bank leaves Official Cash Rate unchanged at 1.75%; still forecasting interest rate rises from late 2019 onwards; dollar gains slightly
Influential RBNZ Survey of expectations shows anticipated inflation of 2.09% in two years time, down from 2.17% in May and close to the RBNZ's explicit target of 2%
7th Aug 17, 3:17pm
5
Influential RBNZ Survey of expectations shows anticipated inflation of 2.09% in two years time, down from 2.17% in May and close to the RBNZ's explicit target of 2%
Reserve Bank Deputy Governor says RBNZ looking for more 'broad-based' support for the bank's macro-prudential framework; talks up merits of debt-to-income limits
2nd Aug 17, 9:24am
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Reserve Bank Deputy Governor says RBNZ looking for more 'broad-based' support for the bank's macro-prudential framework; talks up merits of debt-to-income limits
ANZ economists say 'the hard work has been done' on closing the funding gap between deposits and lending; competition for deposits could now ease and there is more 'wriggle room' for lending
17th Jul 17, 4:09pm
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ANZ economists say 'the hard work has been done' on closing the funding gap between deposits and lending; competition for deposits could now ease and there is more 'wriggle room' for lending
Westpac economists see higher mortgage rates and continued easing of house prices as being an 'important headwind' for economic activity over the year ahead
17th Jul 17, 1:25pm
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Westpac economists see higher mortgage rates and continued easing of house prices as being an 'important headwind' for economic activity over the year ahead
David Hargreaves suggests a subdued housing market in the run-up to the election may ultimately work against the Reserve Bank
13th Jul 17, 12:40pm
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David Hargreaves suggests a subdued housing market in the run-up to the election may ultimately work against the Reserve Bank
BNZ economists say recent media coverage of declining Auckland house prices could prove self-fulfilling
10th Jul 17, 2:33pm
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BNZ economists say recent media coverage of declining Auckland house prices could prove self-fulfilling