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Mortgages

We face the apparently contradictory situation in which inflation is strongly rising and yet the Reserve Bank will keep the possibility of interest rate cuts on the table
15th Oct 18, 11:44am
23
We face the apparently contradictory situation in which inflation is strongly rising and yet the Reserve Bank will keep the possibility of interest rate cuts on the table
Three banks change home loan rates. But even though the trend is down, further reductions may be achievable for many borrowers, even with cash-back incentives
11th Oct 18, 8:51pm
27
Three banks change home loan rates. But even though the trend is down, further reductions may be achievable for many borrowers, even with cash-back incentives
There's some expectation the Reserve Bank might loosen mortgage lending restrictions next month - but the 'evidence' either supportive or against such a move is is not definitive
11th Oct 18, 1:47pm
37
There's some expectation the Reserve Bank might loosen mortgage lending restrictions next month - but the 'evidence' either supportive or against such a move is is not definitive
David Hargreaves ponders where the turbulent forces of a falling dollar, rising fuel prices and falling business confidence may take us
9th Oct 18, 11:16am
69
David Hargreaves ponders where the turbulent forces of a falling dollar, rising fuel prices and falling business confidence may take us
HSBC NZ reprises very low mortgage rate offer, far below any other bank, matching the 50-year-low rate it had in mid 2018
5th Oct 18, 11:00am
23
HSBC NZ reprises very low mortgage rate offer, far below any other bank, matching the 50-year-low rate it had in mid 2018
More home loan rate trimming this time by ASB. Its new 18-month rate now has a notable advantage against its main rivals and matches ANZ's new 1-year rate
5th Oct 18, 10:04am
27
More home loan rate trimming this time by ASB. Its new 18-month rate now has a notable advantage against its main rivals and matches ANZ's new 1-year rate
David Hargreaves ponders whether the bottoming levels of business confidence are really pointing to a substantial economic slowdown
3rd Oct 18, 3:09pm
27
David Hargreaves ponders whether the bottoming levels of business confidence are really pointing to a substantial economic slowdown
Both TSB and Westpac move some key home loan rates lower, with TSB's eighteen month fixed rate a notable lower level. All rate offers now tightly bunched
3rd Oct 18, 8:40am
2
Both TSB and Westpac move some key home loan rates lower, with TSB's eighteen month fixed rate a notable lower level. All rate offers now tightly bunched
Reserve Bank data shows non-bank financial institutions growing housing and consumer lending strongly
2nd Oct 18, 2:12pm
10
Reserve Bank data shows non-bank financial institutions growing housing and consumer lending strongly
New Zealand's largest mortgage lender pushes its one year home loan rate offer to a new all-time low, challenging its rivals on price
1st Oct 18, 8:55am
11
New Zealand's largest mortgage lender pushes its one year home loan rate offer to a new all-time low, challenging its rivals on price
Kiwibank cuts more mortgage rates, tightening up bank offers across the board. It also trims a set of term deposit rates
1st Oct 18, 5:12am
14
Kiwibank cuts more mortgage rates, tightening up bank offers across the board. It also trims a set of term deposit rates
TSB moves to match rivals with two new fixed rate home loan specials. Bank rate pricing tactics getting assessed as home buying volumes stay in an unexceptional zone
28th Sep 18, 10:52am
5
TSB moves to match rivals with two new fixed rate home loan specials. Bank rate pricing tactics getting assessed as home buying volumes stay in an unexceptional zone
Monthly mortgage figures show a decline in the share of new mortgages taken out by both first home buyers and investors
26th Sep 18, 3:38pm
28
Monthly mortgage figures show a decline in the share of new mortgages taken out by both first home buyers and investors
ANZ says latest results of its Business Outlook Survey suggest that while 'the economy may have hit a pothole, the wheels are not falling off'
26th Sep 18, 1:37pm
9
ANZ says latest results of its Business Outlook Survey suggest that while 'the economy may have hit a pothole, the wheels are not falling off'
David Hargreaves reckons the direction of the housing market over the next few months will decide a lot of things, including who wins the next election
25th Sep 18, 11:29am
88
David Hargreaves reckons the direction of the housing market over the next few months will decide a lot of things, including who wins the next election
State-owned lender Kiwibank takes benchmark two year fixed home loan rate down to a new low by a major bank, opening up a juicy advantage over its main rivals
24th Sep 18, 4:13pm
40
State-owned lender Kiwibank takes benchmark two year fixed home loan rate down to a new low by a major bank, opening up a juicy advantage over its main rivals
Despite last week's surprisingly strong GDP figures, economists believe the Reserve Bank will stick to its 'dovish' view that the next move in interest rates could be down when it reviews the Official Cash Rate on Thursday
24th Sep 18, 3:29pm
5
Despite last week's surprisingly strong GDP figures, economists believe the Reserve Bank will stick to its 'dovish' view that the next move in interest rates could be down when it reviews the Official Cash Rate on Thursday
SBS Bank now offers the lowest two, four and five year fixed mortgage rates, joining other challenger banks in cutting rates as the Spring house selling season advances
22nd Sep 18, 6:31am
3
SBS Bank now offers the lowest two, four and five year fixed mortgage rates, joining other challenger banks in cutting rates as the Spring house selling season advances
Economists note that economic growth slower than the central bank is predicting would see growing speculation of future interest rate cuts - but higher growth figures would curtail such speculation
18th Sep 18, 10:03am
28
Economists note that economic growth slower than the central bank is predicting would see growing speculation of future interest rate cuts - but higher growth figures would curtail such speculation
Why are NZ banks cutting mortgage rates as Aussie banks hike them, and how long might this last?
18th Sep 18, 5:00am
17
Why are NZ banks cutting mortgage rates as Aussie banks hike them, and how long might this last?
The capacity of home loan borrowers to borrow has dropped by about 20% over the past couple of years, mortgage brokers estimate
17th Sep 18, 5:00am
24
The capacity of home loan borrowers to borrow has dropped by about 20% over the past couple of years, mortgage brokers estimate
Three more banks lower their home loan rates but only to levels in the middle of the pack - and one of them lowers term deposit rates as well
14th Sep 18, 10:29am
39
Three more banks lower their home loan rates but only to levels in the middle of the pack - and one of them lowers term deposit rates as well
TSB takes a sharp pencil to home loan rates three years and longer. ANZ reduces most of its rates, but none market leading
11th Sep 18, 6:39pm
51
TSB takes a sharp pencil to home loan rates three years and longer. ANZ reduces most of its rates, but none market leading
As the Government stumbles from one crisis to another, it's looking for the flagship KiwiBuild programme to inject some stability and lead it in a more positive direction; the stakes are high
11th Sep 18, 11:17am
14
As the Government stumbles from one crisis to another, it's looking for the flagship KiwiBuild programme to inject some stability and lead it in a more positive direction; the stakes are high
Prime Minister says Govt is 'opening the door' for families locked out of home ownership
10th Sep 18, 5:05pm
76
Prime Minister says Govt is 'opening the door' for families locked out of home ownership