A review of things you need to know before you go home on Thursday; solid Q3 growth, FMA warning, new IRD powers, swap rates rise, NZD a little weaker

Here are the key things you need to know before you leave work today.

TODAY'S MORTGAGE RATE CHANGES
There were no changes today.

TODAY'S DEPOSIT RATE CHANGES
There were no changes today.

SOLID GROWTH
New Zealand GDP rose 1.0% in the September quarter which was slightly stronger than expected. The rural sector and oil exploration grew strongly. In real inflation-adjusted terms our economy is 3.2% larger than a year ago but previous years data was revised down.

FMA WARNING
The Financial Markets Authority is warning people to be cautious of potentially misleading and deceptive advertising about transferring United Kingdom pension scheme entitlements to New Zealand.

AUSSIE MIGRATION SLOWS
Australian November migration data out today showed net migration was -9.7% lower than for the same year in 2013. The falls were especially noticeable in WA, Queensland, the NT and ACT. All up Australia welcomed 213,000 net migrants (which would be equivalent to about 35,000 in New Zealand).

IRD GETS NEW POWERS
The Convention on Mutual Administrative Assistance in Tax Matters signed in 2012 becomes operative for New Zealand on 1 January 2015. The measure boosts the IRD's powers to discover evasion and pursue tax debt overseas.

WHOLESALE RATES
After last night's small rise on Wall Street for UST benchmark yields, the NS swap market was stronger today by +4 bps for all terms 2 years to 10 years. The 90 day bank bill rate is unchanged at 3.66%.

NZ DOLLAR UNCHANGED
Check our real-time charts here. The NZ dollar weakened a little today after this morning's US Fed announcements. It changed very little on the GDP outcomes. It is at 76.9 USc. It's also still at 94.6 AUc, and the TWI is now at 76.5.

You can now see an animation of this chart. Click on it, or click here.