Mortgages
Kiwibank follows floating rate cuts with reductions in its fixed-term mortgage rates
11th Sep 15, 10:54am
25
Kiwibank follows floating rate cuts with reductions in its fixed-term mortgage rates
Westpac holds back some of the OCR cut, only drops their floating rate by 15 bps. Kiwibank first to pass on new lower floating rate, ANZ follows with full cut
10th Sep 15, 9:24am
2
Westpac holds back some of the OCR cut, only drops their floating rate by 15 bps. Kiwibank first to pass on new lower floating rate, ANZ follows with full cut
As the arguments continue over 'how much is enough?' Auckland's residential construction market IS now seriously ramping up
9th Sep 15, 12:04pm
43
As the arguments continue over 'how much is enough?' Auckland's residential construction market IS now seriously ramping up
ASB matches BNZ with 4.35% for one year, cuts most other fixed rates, sets new low 5 year benchmark
7th Sep 15, 7:23pm
47
ASB matches BNZ with 4.35% for one year, cuts most other fixed rates, sets new low 5 year benchmark
The flurry of Auckland house sales ahead of rule changes in October and November could point to a more subdued spring/summer market than usual in our largest city
7th Sep 15, 4:29pm
2
The flurry of Auckland house sales ahead of rule changes in October and November could point to a more subdued spring/summer market than usual in our largest city
Bernard Hickey asks why apparently rational investors borrowed over NZ$2 billion in 31 days to buy assets that make cash losses while very profitable businesses only borrowed NZ$12 million
6th Sep 15, 5:02am
87
Bernard Hickey asks why apparently rational investors borrowed over NZ$2 billion in 31 days to buy assets that make cash losses while very profitable businesses only borrowed NZ$12 million
New Classic rate of 4.35% lays down a very competitive marker ahead of an expected OCR rate cut
4th Sep 15, 9:26am
41
New Classic rate of 4.35% lays down a very competitive marker ahead of an expected OCR rate cut
What the Reserve Bank people say in their latest interest rate review is seen as more important than what they actually do with the rates
3rd Sep 15, 3:15pm
1
What the Reserve Bank people say in their latest interest rate review is seen as more important than what they actually do with the rates
David Hargreaves says the Reserve Bank should be holding scheduled reviews of interest rates more frequently - not less
3rd Sep 15, 8:55am
1
David Hargreaves says the Reserve Bank should be holding scheduled reviews of interest rates more frequently - not less
Kiwis gearing up their household borrowing at the fastest rate in seven and a half years
31st Aug 15, 3:18pm
11
Kiwis gearing up their household borrowing at the fastest rate in seven and a half years
TSB Bank delivers solid quarterly home lending growth, but profit drops as costs climb
31st Aug 15, 3:02pm
TSB Bank delivers solid quarterly home lending growth, but profit drops as costs climb
Government begins consultation on plans for a withholding tax on offshore-based sellers of NZ houses
31st Aug 15, 2:42pm
14
Government begins consultation on plans for a withholding tax on offshore-based sellers of NZ houses
SBS 'delighted' with the success of its 4.99%, 5-year home loan offer after record quarter of mortgage growth
28th Aug 15, 3:14pm
SBS 'delighted' with the success of its 4.99%, 5-year home loan offer after record quarter of mortgage growth
ANZ economists see regional house prices as likely out-performing those in the country's largest city in the near term
26th Aug 15, 1:09pm
32
ANZ economists see regional house prices as likely out-performing those in the country's largest city in the near term
RBNZ's Grant Spencer points out almost one-third of new borrowers take out mortgages equivalent to more than 6 times their incomes
25th Aug 15, 12:04pm
1
RBNZ's Grant Spencer points out almost one-third of new borrowers take out mortgages equivalent to more than 6 times their incomes
Reserve Bank Deputy Governor says the sharp rise in the number of smaller residential investors in Auckland relying on credit is a risk to the market
24th Aug 15, 1:51pm
15
Reserve Bank Deputy Governor says the sharp rise in the number of smaller residential investors in Auckland relying on credit is a risk to the market
ANZ NZ records strongest quarterly home loan growth in 8 years and reduces provisions for credit impairment despite softening economy
18th Aug 15, 10:33am
20
ANZ NZ records strongest quarterly home loan growth in 8 years and reduces provisions for credit impairment despite softening economy
Bernard Hickey looks at whether to fix or float and how long to fix when the Reserve Bank is cutting interest rates and targeting Auckland property investors
12th Aug 15, 4:55pm
7
Bernard Hickey looks at whether to fix or float and how long to fix when the Reserve Bank is cutting interest rates and targeting Auckland property investors
We compare the 'default' and 'excess' interest rates that face mortgage borrowers who don't make their payments on time or bust their limits
11th Aug 15, 4:44pm
10
We compare the 'default' and 'excess' interest rates that face mortgage borrowers who don't make their payments on time or bust their limits
ANZ and ASB both announce new low 'special' rates for key terms. ASB's new low offers deserve attention
10th Aug 15, 5:52pm
15
ANZ and ASB both announce new low 'special' rates for key terms. ASB's new low offers deserve attention
Mortgage rates may be falling, but so are wholesale rates, allowing room for serious haggling with lenders
10th Aug 15, 10:19am
1
Mortgage rates may be falling, but so are wholesale rates, allowing room for serious haggling with lenders
BNZ matches ASB's 1-year 'special' mortgage rate with a new 'special' of its own
7th Aug 15, 9:43am
1
BNZ matches ASB's 1-year 'special' mortgage rate with a new 'special' of its own
There are clouds on the economic horizon – but it is far from certain whether they will bring a downpour or just cooler conditions
6th Aug 15, 8:10am
40
There are clouds on the economic horizon – but it is far from certain whether they will bring a downpour or just cooler conditions
Some Aussie banks are offering lower fixed mortgage rates in New Zealand than they offer in Australia, even as their OCR is 1% lower across the ditch
1st Aug 15, 11:07am
18
Some Aussie banks are offering lower fixed mortgage rates in New Zealand than they offer in Australia, even as their OCR is 1% lower across the ditch
A mortgage market heavyweight cuts rates and targets its one year 'special', but remains mid-pack in overall pricing position
31st Jul 15, 5:55pm
A mortgage market heavyweight cuts rates and targets its one year 'special', but remains mid-pack in overall pricing position