DTIs
Finance Minister Grant Robertson tells Bloomberg the Reserve Bank requesting a debt to income ratio tool doesn’t automatically translate to the Government approving it
18th Dec 20, 8:08am
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Finance Minister Grant Robertson tells Bloomberg the Reserve Bank requesting a debt to income ratio tool doesn’t automatically translate to the Government approving it
With a debt-to-income ratio tool back on the table, Gareth Vaughan looks at the political and other challenges the RBNZ needs to overcome to be granted the financial stability tool
15th Dec 20, 11:47am
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With a debt-to-income ratio tool back on the table, Gareth Vaughan looks at the political and other challenges the RBNZ needs to overcome to be granted the financial stability tool
Reserve Bank open to having more regard for house prices through the way it regulates banks, not through the way it conducts monetary policy; Asks for debt-to-income tools
11th Dec 20, 11:38am
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Reserve Bank open to having more regard for house prices through the way it regulates banks, not through the way it conducts monetary policy; Asks for debt-to-income tools
Robertson says Labour wouldn't be breaking its pre-election promises on tax if it extended the bright-line test; Orr clarifies the RBNZ would like debt-to-income ratios to be added to its toolkit but this hasn't been a priority
26th Nov 20, 4:31pm
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Robertson says Labour wouldn't be breaking its pre-election promises on tax if it extended the bright-line test; Orr clarifies the RBNZ would like debt-to-income ratios to be added to its toolkit but this hasn't been a priority
RBNZ notes the financial stability risks associated with sky-rocketing house prices, but doesn't ask for a debt-to-income ratio tool to be added to its macro-prudential toolkit
25th Nov 20, 10:12am
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RBNZ notes the financial stability risks associated with sky-rocketing house prices, but doesn't ask for a debt-to-income ratio tool to be added to its macro-prudential toolkit
Economists expect the RBNZ to respond to government pressure over house prices by restricting bank lending; Financial markets now see lower odds of a negative OCR in 2021
25th Nov 20, 6:58am
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Economists expect the RBNZ to respond to government pressure over house prices by restricting bank lending; Financial markets now see lower odds of a negative OCR in 2021
David Hargreaves says the willingness or otherwise of Kiwis to keep spending in coming months will be a key factor in how well our economy recovers
5th Jul 20, 6:02am
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David Hargreaves says the willingness or otherwise of Kiwis to keep spending in coming months will be a key factor in how well our economy recovers
With a likely move to the near-normality of level 1 soon, crunch time is approaching for the economy, the jobs market and the housing market
4th Jun 20, 11:57am
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With a likely move to the near-normality of level 1 soon, crunch time is approaching for the economy, the jobs market and the housing market
Figures produced by the RBNZ suggest that house price falls in excess of 20% would start to produce large numbers of people in negative equity
27th May 20, 11:34am
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Figures produced by the RBNZ suggest that house price falls in excess of 20% would start to produce large numbers of people in negative equity
Gareth Vaughan says the RBNZ's latest Financial Stability Report highlights for banks, insurers and non-bank deposit takers that their regulator will be sticking its nose into their business more often and in more ways than in the past.
29th Nov 19, 5:00am
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Gareth Vaughan says the RBNZ's latest Financial Stability Report highlights for banks, insurers and non-bank deposit takers that their regulator will be sticking its nose into their business more often and in more ways than in the past.
Finance Minister Grant Robertson now tight-lipped on whether the RBNZ should be able to limit bank lending based on borrowers' incomes, having previously opposed such restrictions
17th Aug 19, 9:31am
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Finance Minister Grant Robertson now tight-lipped on whether the RBNZ should be able to limit bank lending based on borrowers' incomes, having previously opposed such restrictions
Phase two of RBNZ Act review raises the possibility of loan-to-value ratio restrictions being extended from banks to all lenders active in the residential mortgage market
9th Jul 19, 5:00am
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Phase two of RBNZ Act review raises the possibility of loan-to-value ratio restrictions being extended from banks to all lenders active in the residential mortgage market
Despite being knocked back by both major political parties during the 2017 election year, the RBNZ continues to push for the inclusion of a debt-to-income limiting tool in its macro-prudential toolkit
24th May 19, 5:00am
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Despite being knocked back by both major political parties during the 2017 election year, the RBNZ continues to push for the inclusion of a debt-to-income limiting tool in its macro-prudential toolkit
There are numerous ways the Government could cool the housing market if prices started rocketing up again, including the capital gains taxes we already have, Greg Ninness writes
30th Apr 19, 12:19pm
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There are numerous ways the Government could cool the housing market if prices started rocketing up again, including the capital gains taxes we already have, Greg Ninness writes
David Hargreaves says surprisingly robust monthly mortgage figures suggest the RBNZ will put on hold indefinitely any further relaxation of lending limits
4th Sep 18, 8:09am
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David Hargreaves says surprisingly robust monthly mortgage figures suggest the RBNZ will put on hold indefinitely any further relaxation of lending limits
The fact borrowing on the 100,000 KiwiBuild houses will mostly fall outside the LVR restrictions may force a rethink on macro-prudential policies
14th Aug 18, 9:32am
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The fact borrowing on the 100,000 KiwiBuild houses will mostly fall outside the LVR restrictions may force a rethink on macro-prudential policies
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RBNZ Governor says differences between deposit insurance & minimum deposit not frozen in OBR scenario are 'technicalities', NZ banks searching for 'skeletons' against backdrop of Aussie Royal Commission
28th Apr 18, 9:30am
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RBNZ Governor says differences between deposit insurance & minimum deposit not frozen in OBR scenario are 'technicalities', NZ banks searching for 'skeletons' against backdrop of Aussie Royal Commission
The IMF doesn't think the Government’s policy to ban foreigners from buying Kiwi homes will have much of an impact on house prices; but officials do think DTIs should be added to the RBNZ’s toolkit
17th Apr 18, 3:40pm
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The IMF doesn't think the Government’s policy to ban foreigners from buying Kiwi homes will have much of an impact on house prices; but officials do think DTIs should be added to the RBNZ’s toolkit
Acting Governor Grant Spencer says upcoming review of RBNZ's macro-prudential tools should add 'carefully designed' debt to income or debt servicing tool
13th Mar 18, 1:17pm
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Acting Governor Grant Spencer says upcoming review of RBNZ's macro-prudential tools should add 'carefully designed' debt to income or debt servicing tool
Treasury says involving external experts in setting monetary policy will 'promote a diversity of perspectives' while the RBNZ has said it could create a 'circus'
21st Feb 18, 1:26pm
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Treasury says involving external experts in setting monetary policy will 'promote a diversity of perspectives' while the RBNZ has said it could create a 'circus'
English and Ardern raise concerns with RBNZ's loan-to-value ratio limits, and debt-to-income ratio work, while 'respecting' RBNZ independence
15th Aug 17, 12:10pm
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English and Ardern raise concerns with RBNZ's loan-to-value ratio limits, and debt-to-income ratio work, while 'respecting' RBNZ independence
David Hargreaves suggests a subdued housing market in the run-up to the election may ultimately work against the Reserve Bank
13th Jul 17, 12:40pm
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David Hargreaves suggests a subdued housing market in the run-up to the election may ultimately work against the Reserve Bank
David Hargreaves wonders, given the national obsession for housing, whether there could be better 'official' information available on market trends
22nd Jun 17, 8:04am
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David Hargreaves wonders, given the national obsession for housing, whether there could be better 'official' information available on market trends
Debt-to-income ratio limits might not have 'terribly big effects' on first home buyer sector, the RBNZ's macro-stability head tells interest.co.nz; But it depends on how tool is calibrated; Cost-benefit analysis 'not easy'
3rd Jun 17, 6:02am
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Debt-to-income ratio limits might not have 'terribly big effects' on first home buyer sector, the RBNZ's macro-stability head tells interest.co.nz; But it depends on how tool is calibrated; Cost-benefit analysis 'not easy'
Reserve Bank's Auckland house price correction warning: Why 5% is an important threshold for stressed, highly leveraged home-owners; And why the RBNZ needs that DTI tool
1st Jun 17, 8:29am
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Reserve Bank's Auckland house price correction warning: Why 5% is an important threshold for stressed, highly leveraged home-owners; And why the RBNZ needs that DTI tool