Mortgages
Reserve Bank leaves Official Cash Rate unchanged at 1.75%; Governor now says next move won't occur till 2020; still sees next move as either up or down
9th Aug 18, 9:08am
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Reserve Bank leaves Official Cash Rate unchanged at 1.75%; Governor now says next move won't occur till 2020; still sees next move as either up or down
Influential RBNZ Survey of expectations shows anticipated inflation of 2.04% in two years time, up from 2.01% in May; however, GDP tipped to grow just 2.32% in next year, down from 2.64% as expected in May
8th Aug 18, 3:39pm
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Influential RBNZ Survey of expectations shows anticipated inflation of 2.04% in two years time, up from 2.01% in May; however, GDP tipped to grow just 2.32% in next year, down from 2.64% as expected in May
The ASB profit machine marches on with June year net profit up 10% to $1.177 bln, net interest margin, return on equity & parent CBA's dividends all up
8th Aug 18, 10:08am
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The ASB profit machine marches on with June year net profit up 10% to $1.177 bln, net interest margin, return on equity & parent CBA's dividends all up
New carded rate offers from HSBC set them 10 to 30 basis points below any other home loan rival, making HSBC an attractive and unique comparator
7th Aug 18, 2:31pm
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New carded rate offers from HSBC set them 10 to 30 basis points below any other home loan rival, making HSBC an attractive and unique comparator
David Hargreaves mulls whether the sudden sharp drop-off in first home buyers taking up mortgages is just a glitch or shows that people are waiting for KiwiBuild
27th Jul 18, 7:43am
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David Hargreaves mulls whether the sudden sharp drop-off in first home buyers taking up mortgages is just a glitch or shows that people are waiting for KiwiBuild
Total monthly mortgage borrowing figures dropped sharply in June, while the first home buyers had their smallest share of new mortgage lending so far this year
25th Jul 18, 3:44pm
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Total monthly mortgage borrowing figures dropped sharply in June, while the first home buyers had their smallest share of new mortgage lending so far this year
ANZ economists suggest that our expensive housing is affecting the economy's productive potential
18th Jul 18, 12:26pm
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ANZ economists suggest that our expensive housing is affecting the economy's productive potential
The amount of equity borrowers have in their homes has increased significantly since LVRs were introduced
16th Jul 18, 1:20pm
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The amount of equity borrowers have in their homes has increased significantly since LVRs were introduced
TSB sets its fighting rate at 4.35% for eighteen months fixed, the lowest of any bank for this term except HSBC Premier
9th Jul 18, 5:31pm
3
TSB sets its fighting rate at 4.35% for eighteen months fixed, the lowest of any bank for this term except HSBC Premier
Aussie sharemarket investors no longer keen to see banks growing lending, especially investment property lending, strongly, analysts argue
4th Jul 18, 11:54am
Aussie sharemarket investors no longer keen to see banks growing lending, especially investment property lending, strongly, analysts argue
Kiwibank is the third bank to adopt 4.19% as its one year fixed home loan rate as the reductions keep coming at the popular end of the fixed term options
2nd Jul 18, 9:05am
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Kiwibank is the third bank to adopt 4.19% as its one year fixed home loan rate as the reductions keep coming at the popular end of the fixed term options
A key challenger bank drops most home loan rates, even taking its one year rate down to 4.19%. Recent wholesale rate falls may open up further moves down
30th Jun 18, 9:53am
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A key challenger bank drops most home loan rates, even taking its one year rate down to 4.19%. Recent wholesale rate falls may open up further moves down
David Hargreaves says on one hand it's great to see so many first home buyers getting into the market - but the risks are looking very real at the moment
28th Jun 18, 11:52am
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David Hargreaves says on one hand it's great to see so many first home buyers getting into the market - but the risks are looking very real at the moment
Total monthly mortgage borrowing figures hit their highest level in nearly two years last month, while first-home-buyer borrowing topped the $1 billion mark for the first time
27th Jun 18, 3:40pm
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Total monthly mortgage borrowing figures hit their highest level in nearly two years last month, while first-home-buyer borrowing topped the $1 billion mark for the first time
BNZ has moved some of its key fixed mortgage rates down to match recent market moves from other major players
25th Jun 18, 10:57am
BNZ has moved some of its key fixed mortgage rates down to match recent market moves from other major players
Westpac cuts 1, 2 and 3-year mortgage rates by up to 10 basis points, making similar changes to those already made by ASB and ANZ
22nd Jun 18, 10:41am
Westpac cuts 1, 2 and 3-year mortgage rates by up to 10 basis points, making similar changes to those already made by ASB and ANZ
Lower quartile house prices dropped in most regions in May, but increased in Northland, Auckland, Waikato and Taranaki
21st Jun 18, 9:56am
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Lower quartile house prices dropped in most regions in May, but increased in Northland, Auckland, Waikato and Taranaki
Less than a week after rival ASB trimmed some key rates, ANZ has now moved to match them. And it has lowered other rates to stay in touch with its key rivals
20th Jun 18, 5:22pm
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Less than a week after rival ASB trimmed some key rates, ANZ has now moved to match them. And it has lowered other rates to stay in touch with its key rivals
ANZ economists say the Government's forthcoming ban on foreign buyers of New Zealand houses is not expected to have much impact on either house price inflation or housing affordability
18th Jun 18, 3:12pm
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ANZ economists say the Government's forthcoming ban on foreign buyers of New Zealand houses is not expected to have much impact on either house price inflation or housing affordability
Kiwibank chief economist Jarrod Kerr looks into the 2019 crystal ball and sees a weaker NZ dollar, but higher OCR, mortgage and deposit rates
16th Jun 18, 9:35am
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Kiwibank chief economist Jarrod Kerr looks into the 2019 crystal ball and sees a weaker NZ dollar, but higher OCR, mortgage and deposit rates
New Zealand's second largest home loan lender shifts its key carded rate offers lower for the three most popular fixed terms
14th Jun 18, 9:25am
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New Zealand's second largest home loan lender shifts its key carded rate offers lower for the three most popular fixed terms
Kiwibank aims its winter mortgage special offer at a two year term, claiming a 16 bps advantage over its four Aussie bank rivals
8th Jun 18, 2:20pm
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Kiwibank aims its winter mortgage special offer at a two year term, claiming a 16 bps advantage over its four Aussie bank rivals
HSBC NZ makes an off-season strike with a very low mortgage rate offer, hoping to build on its fast-rising market share growth
6th Jun 18, 10:26am
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HSBC NZ makes an off-season strike with a very low mortgage rate offer, hoping to build on its fast-rising market share growth
NZCU Baywide open for 95% mortgages, increases lending cap to $600,000
Westpac economists believe house price growth will be zero by the end of this year, which will be enough to prompt the Reserve Bank to further easing of lending restrictions
5th Jun 18, 3:39pm
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Westpac economists believe house price growth will be zero by the end of this year, which will be enough to prompt the Reserve Bank to further easing of lending restrictions