Mortgages
Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
27th Mar 18, 7:59am
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Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
The changes announced regarding the Reserve Bank's handling of monetary policy look sensible, but with legislative changes still to come there may yet be room for surprises
26th Mar 18, 4:40pm
The changes announced regarding the Reserve Bank's handling of monetary policy look sensible, but with legislative changes still to come there may yet be room for surprises
Finance Minister Grant Robertson and incoming RBNZ Governor Adrian Orr have signed a new Policy Targets Agreement; new committee to be formed for setting interest rates
26th Mar 18, 9:09am
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Finance Minister Grant Robertson and incoming RBNZ Governor Adrian Orr have signed a new Policy Targets Agreement; new committee to be formed for setting interest rates
Kiwibank reverts its 2-year 'special' to 4.65% but replaces its fighting position with a 1-year 4.29% fixed home loan rate, the lowest of all the majors for that term
23rd Mar 18, 11:01am
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Kiwibank reverts its 2-year 'special' to 4.65% but replaces its fighting position with a 1-year 4.29% fixed home loan rate, the lowest of all the majors for that term
Housing affordability still a major challenge for first home buyers in Auckland and Queenstown, interest.co.nz Home Loan Affordability reports show
21st Mar 18, 9:42am
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Housing affordability still a major challenge for first home buyers in Auckland and Queenstown, interest.co.nz Home Loan Affordability reports show
BNZ raises 2-year mortgage rate back to the same level offered by its Aussie rivals after a 2-week campaign
20th Mar 18, 10:15am
BNZ raises 2-year mortgage rate back to the same level offered by its Aussie rivals after a 2-week campaign
The ACCC shines a spotlight on 'less than vigorous' mortgage competition between the Australian parents of NZ's big four banks
15th Mar 18, 1:21pm
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The ACCC shines a spotlight on 'less than vigorous' mortgage competition between the Australian parents of NZ's big four banks
In a lacklustre real estate and mortgage market, another bank cuts a key rate to generate some momentum and snare some market share even as funding costs remain stable
10th Mar 18, 11:07am
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In a lacklustre real estate and mortgage market, another bank cuts a key rate to generate some momentum and snare some market share even as funding costs remain stable
Small NZ owned banks again grow mortgage lending faster than the major banks
7th Mar 18, 11:26am
Small NZ owned banks again grow mortgage lending faster than the major banks
Bank of 'Let's Do It' sets a 4.49% two year fixed mortgage rate, about -16 bps lower than all its main rivals but still above both HSBC and TSB
6th Mar 18, 9:52am
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Bank of 'Let's Do It' sets a 4.49% two year fixed mortgage rate, about -16 bps lower than all its main rivals but still above both HSBC and TSB
ANZ NZ posts big jump in quarterly profit to $520 mln, deposit growth comfortably outstrips lending growth
2nd Mar 18, 5:02am
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ANZ NZ posts big jump in quarterly profit to $520 mln, deposit growth comfortably outstrips lending growth
Kiwibank's December quarter net interest margin rose, but so too did its cost to income ratio and cost of funds
27th Feb 18, 10:15am
Kiwibank's December quarter net interest margin rose, but so too did its cost to income ratio and cost of funds
BNZ net interest margin up, and both its cost to income ratio and cost of funds down year-on-year
27th Feb 18, 10:11am
BNZ net interest margin up, and both its cost to income ratio and cost of funds down year-on-year
With a new two year rate of just 3.95% HSBC restores its substantial market-leading position for a key mortgage rate offer
23rd Feb 18, 5:41pm
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With a new two year rate of just 3.95% HSBC restores its substantial market-leading position for a key mortgage rate offer
Owning a home is now more within reach for first home buyers in Auckland as prices tumble and interest rates remain low
23rd Feb 18, 11:30am
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Owning a home is now more within reach for first home buyers in Auckland as prices tumble and interest rates remain low
The ANZ Group boosts the capital behind its NZ mortgage book by A$1.5 billion at the behest of APRA
23rd Feb 18, 11:28am
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The ANZ Group boosts the capital behind its NZ mortgage book by A$1.5 billion at the behest of APRA
Kiwibank interim profit drops $21 mln to $42 mln after IT impairment and higher expenses, no new permanent CEO yet
23rd Feb 18, 9:57am
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Kiwibank interim profit drops $21 mln to $42 mln after IT impairment and higher expenses, no new permanent CEO yet
SBS Bank launches a market leading 5.55% fixed five year home loan rate while reducing three other fixed rates, the latest bank to cut their mortgage rates
19th Feb 18, 7:39pm
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SBS Bank launches a market leading 5.55% fixed five year home loan rate while reducing three other fixed rates, the latest bank to cut their mortgage rates
TSB opens the low-rate competition to the two-year fixed term with a rate sharply lower than just about everyone else
16th Feb 18, 1:48pm
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TSB opens the low-rate competition to the two-year fixed term with a rate sharply lower than just about everyone else
Mortgage rate competition gets fiercer around the fixed one year offer with ASB now offering 4.30% as a carded 'special', below rivals who cut rates earlier in the week
15th Feb 18, 6:42pm
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Mortgage rate competition gets fiercer around the fixed one year offer with ASB now offering 4.30% as a carded 'special', below rivals who cut rates earlier in the week
Kiwibank matches the (almost) market-leading 4.35% one year home loan rate and adds their $2,000 cash-back offer to qualifying borrowers
14th Feb 18, 8:22pm
Kiwibank matches the (almost) market-leading 4.35% one year home loan rate and adds their $2,000 cash-back offer to qualifying borrowers
Influential RBNZ Survey of expectations shows anticipated inflation of 2.11% in two years time, up from 2.02% in November; house price inflation expectations rise from a low base; wage rise expectations increase
14th Feb 18, 3:30pm
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Influential RBNZ Survey of expectations shows anticipated inflation of 2.11% in two years time, up from 2.02% in November; house price inflation expectations rise from a low base; wage rise expectations increase
New Zealand's largest mortgage lender makes a relatively unusual move (for them) to price its one year fixed rate below all its main rivals
12th Feb 18, 5:14pm
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New Zealand's largest mortgage lender makes a relatively unusual move (for them) to price its one year fixed rate below all its main rivals
Westpac makes second home loan rate change this week, matches BNZ with 4.39% for one year fixed. Rivals seek new ways to be competitive
9th Feb 18, 1:48pm
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Westpac makes second home loan rate change this week, matches BNZ with 4.39% for one year fixed. Rivals seek new ways to be competitive
Hard on the heels of changes by Westpac and TSB earlier in the week, BNZ strikes with a market-leading low one year 'special' home loan rate
8th Feb 18, 12:51pm
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Hard on the heels of changes by Westpac and TSB earlier in the week, BNZ strikes with a market-leading low one year 'special' home loan rate