Mortgages
BNZ borrows €750 mln through a seven-year covered bond issue
6th Jul 17, 9:46am
BNZ borrows €750 mln through a seven-year covered bond issue
David Hargreaves assesses the likelihood of Auckland's housing market continuing to under-perform the rest of the country
4th Jul 17, 12:01pm
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David Hargreaves assesses the likelihood of Auckland's housing market continuing to under-perform the rest of the country
Has the Government's Welcome Home Loan scheme under-performed because of banks' relaxed credit policies?
2nd Jul 17, 8:41am
6
Has the Government's Welcome Home Loan scheme under-performed because of banks' relaxed credit policies?
Two key home loan lenders change rates, one hiking its one year rate, the other cutting its one year rate. Background wholesale rates rise
30th Jun 17, 5:22pm
5
Two key home loan lenders change rates, one hiking its one year rate, the other cutting its one year rate. Background wholesale rates rise
ANZ economists see repetition of the mid-2000s period when Auckland's house market under-performed the rest of the country
29th Jun 17, 2:10pm
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ANZ economists see repetition of the mid-2000s period when Auckland's house market under-performed the rest of the country
New Reserve Bank figures show the amount borrowed by investors for house purchases in May dropped by $1 billion compared with the same month a year ago
28th Jun 17, 11:41am
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New Reserve Bank figures show the amount borrowed by investors for house purchases in May dropped by $1 billion compared with the same month a year ago
Total combined assets of SBS Bank, The Co-operative Bank and TSB Bank push past $13 billion as strong residential mortgage lending growth continues
23rd Jun 17, 3:42pm
Total combined assets of SBS Bank, The Co-operative Bank and TSB Bank push past $13 billion as strong residential mortgage lending growth continues
David Hargreaves wonders, given the national obsession for housing, whether there could be better 'official' information available on market trends
22nd Jun 17, 8:04am
21
David Hargreaves wonders, given the national obsession for housing, whether there could be better 'official' information available on market trends
TSB Bank targets its firepower at the heart of the fixed rate market with a competitive offer at a time most banks are sitting back with rates at least 25 bps higher
19th Jun 17, 8:49am
1
TSB Bank targets its firepower at the heart of the fixed rate market with a competitive offer at a time most banks are sitting back with rates at least 25 bps higher
David Hargreaves wants to see a new Reserve Bank Governor who is thick-skinned and accepts that people will disagree with them
15th Jun 17, 3:17pm
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David Hargreaves wants to see a new Reserve Bank Governor who is thick-skinned and accepts that people will disagree with them
Adopting more conservative living expense assumptions and interest rate buffers sees Aussie parents of NZ's major banks tighten the screws on residential mortgage lending
15th Jun 17, 11:36am
Adopting more conservative living expense assumptions and interest rate buffers sees Aussie parents of NZ's major banks tighten the screws on residential mortgage lending
Another very sharp rise in food prices raises further questions about the Reserve Bank's benign inflation forecasts
14th Jun 17, 12:42pm
7
Another very sharp rise in food prices raises further questions about the Reserve Bank's benign inflation forecasts
Big banks' net interest margins take a hit in the March quarter with cost-to-income ratios also under some pressure
2nd Jun 17, 9:44am
Big banks' net interest margins take a hit in the March quarter with cost-to-income ratios also under some pressure
The RBNZ notes small banks have doubled their share of new mortgage commitments since 2014, and that rapid lending growth carries risk
1st Jun 17, 9:47am
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The RBNZ notes small banks have doubled their share of new mortgage commitments since 2014, and that rapid lending growth carries risk
The RBNZ says a significant proportion of New Zealand borrowers are vulnerable to a material increase in mortgage rates, with Auckland borrowers appearing particularly vulnerable
31st May 17, 2:40pm
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The RBNZ says a significant proportion of New Zealand borrowers are vulnerable to a material increase in mortgage rates, with Auckland borrowers appearing particularly vulnerable
RBNZ gives clearest signals yet how and where it could pitch a debt-to-income ratio restricting tool for mortgage borrowers, and which type of borrowers would be targeted
31st May 17, 12:19pm
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RBNZ gives clearest signals yet how and where it could pitch a debt-to-income ratio restricting tool for mortgage borrowers, and which type of borrowers would be targeted
Lower house prices and static mortgage rates improved housing affordability substantially in many parts of the country in April
29th May 17, 1:51pm
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Lower house prices and static mortgage rates improved housing affordability substantially in many parts of the country in April
The latest Reserve Bank data shows new lending falling significantly from the same month a year ago, but new lending to property investors has fallen at twice the overall pace
27th May 17, 11:11am
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The latest Reserve Bank data shows new lending falling significantly from the same month a year ago, but new lending to property investors has fallen at twice the overall pace
Subdued house prices in the run up to the election are likely to lead to complacency when it comes to some much-needed tightening up measures
24th May 17, 1:33pm
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Subdued house prices in the run up to the election are likely to lead to complacency when it comes to some much-needed tightening up measures
The game is up on the 'fill-yerboots with borrowing offshore' modus operandi - sustaining NZ investment is going to require more domestic saving to finance it, ANZ chief economist says
24th May 17, 10:57am
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The game is up on the 'fill-yerboots with borrowing offshore' modus operandi - sustaining NZ investment is going to require more domestic saving to finance it, ANZ chief economist says
David Hargreaves crunches some of the official numbers on mortgage interest rates
17th May 17, 3:15pm
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David Hargreaves crunches some of the official numbers on mortgage interest rates
Low interest rates and modest drawdown growth are revealed in a detailed look at the components of our home loan market
16th May 17, 5:00pm
9
Low interest rates and modest drawdown growth are revealed in a detailed look at the components of our home loan market
Reserve Bank says its forecasting ability could be improved if Statistics New Zealand moved to monthly production of inflation data
15th May 17, 5:00pm
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Reserve Bank says its forecasting ability could be improved if Statistics New Zealand moved to monthly production of inflation data
Reserve Bank leaves Official Cash Rate unchanged at 1.75%; surprisingly, no change seen to future interest rate path, with first OCR hike not projected till late 2019; dollar drops sharply
11th May 17, 9:05am
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Reserve Bank leaves Official Cash Rate unchanged at 1.75%; surprisingly, no change seen to future interest rate path, with first OCR hike not projected till late 2019; dollar drops sharply
The Red Bank matches ANZ's home loan rate hikes, but keeps its market leading 5-yr rate. However it doesn't follow ANZ with any term deposit rises
10th May 17, 9:22am
7
The Red Bank matches ANZ's home loan rate hikes, but keeps its market leading 5-yr rate. However it doesn't follow ANZ with any term deposit rises