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Fixed vs Floating

A review of things you need to know before you go home on Tuesday; SBS Bank raises TD rates, commodity prices fall, ratings agencies watching bank funding, sovereign spreads narrow, swaps fall
2nd Sep 14, 4:00pm
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A review of things you need to know before you go home on Tuesday; SBS Bank raises TD rates, commodity prices fall, ratings agencies watching bank funding, sovereign spreads narrow, swaps fall
A review of things you need to know before you go home on Monday; FinanceNow targets car finance, terms of trade improve, economy expansion moderates, swap rates rise, cash incentives expire
1st Sep 14, 4:00pm
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A review of things you need to know before you go home on Monday; FinanceNow targets car finance, terms of trade improve, economy expansion moderates, swap rates rise, cash incentives expire
A review of things you need to know before you go home on Friday; TSB Bank goes all out, Roest denied, business confidence disappoints, rapid rise in Akl building consents, 70% of mortgages fixed
29th Aug 14, 4:00pm
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A review of things you need to know before you go home on Friday; TSB Bank goes all out, Roest denied, business confidence disappoints, rapid rise in Akl building consents, 70% of mortgages fixed
Kiwibank annual profit rises 3% boosted by higher net interest margin and release of bad debt provisions
29th Aug 14, 10:07am
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Kiwibank annual profit rises 3% boosted by higher net interest margin and release of bad debt provisions
Bernard Hickey looks at how to think about whether to fix or float and what bank economists are saying about interest rates
6th Aug 14, 4:41pm
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Bernard Hickey looks at how to think about whether to fix or float and what bank economists are saying about interest rates
A review of things you need to know before you go home on Monday; changes to interest rates, falls in commodity prices, core funding ratio steady, falls in wholesale swap rates
4th Aug 14, 4:00pm
A review of things you need to know before you go home on Monday; changes to interest rates, falls in commodity prices, core funding ratio steady, falls in wholesale swap rates
A review of things you need to know before you go home on Friday; flurry of TD rate changes, Auckland and Christchurch look to Wellington for their projects, markets await US NFP result
1st Aug 14, 4:00pm
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A review of things you need to know before you go home on Friday; flurry of TD rate changes, Auckland and Christchurch look to Wellington for their projects, markets await US NFP result
A review of things you need to know before you go home on Thursday; crowd funding licensed, the rise and rise of fixed mortgages, National support slips, swap rates rise
31st Jul 14, 4:00pm
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A review of things you need to know before you go home on Thursday; crowd funding licensed, the rise and rise of fixed mortgages, National support slips, swap rates rise
After floating mortgage rates are pushed up by official action, they are now above rates fixed for three years (or longer)
25th Jul 14, 9:12am
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After floating mortgage rates are pushed up by official action, they are now above rates fixed for three years (or longer)
Borrowers rushing to fix residential mortgages in record numbers
1st Jul 14, 5:28am
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Borrowers rushing to fix residential mortgages in record numbers
Despite borrowers' rush to fix mortgages, ongoing OCR hikes should enable RBNZ to assert monetary policy power over most of them
12th Jun 14, 2:56pm
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Despite borrowers' rush to fix mortgages, ongoing OCR hikes should enable RBNZ to assert monetary policy power over most of them
Bernard Hickey looks at how to think about whether to fix or float and what bank economists are saying about interest rates and house prices
11th Jun 14, 4:49pm
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Bernard Hickey looks at how to think about whether to fix or float and what bank economists are saying about interest rates and house prices
Latest Reserve Bank figures show the amount of household borrowing rose in April at the slowest rate since September 2012
30th May 14, 3:54pm
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Latest Reserve Bank figures show the amount of household borrowing rose in April at the slowest rate since September 2012
BNZ's five year, $400 mln NextGen project progressing well, outgoing CEO says, but key phase yet to begin
9th May 14, 3:28pm
BNZ's five year, $400 mln NextGen project progressing well, outgoing CEO says, but key phase yet to begin
Westpac NZ posts 17% rise in interim cash profit to record high NZ$432 mln
5th May 14, 9:56am
Westpac NZ posts 17% rise in interim cash profit to record high NZ$432 mln
Latest Reserve Bank figures show the amounts on fixed interest mortages climbed to 63.5% from 60.8% in just a month
30th Apr 14, 3:40pm
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Latest Reserve Bank figures show the amounts on fixed interest mortages climbed to 63.5% from 60.8% in just a month
Bernard Hickey looks at how to think about whether to fix or float and what bank economists are saying
30th Apr 14, 1:51pm
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Bernard Hickey looks at how to think about whether to fix or float and what bank economists are saying
ANZ economists say the 'horse has bolted', with longer term mortgage interest rates already 'fully priced'
28th Apr 14, 4:29pm
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ANZ economists say the 'horse has bolted', with longer term mortgage interest rates already 'fully priced'
ANZ economists see banks offering 'fierce' discounts to advertised mortgage rates as high LVR lending picks up pace
15th Apr 14, 10:56am
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ANZ economists see banks offering 'fierce' discounts to advertised mortgage rates as high LVR lending picks up pace
John Bolton argues interest rates will track below what the market is pricing in
10th Apr 14, 8:00am
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John Bolton argues interest rates will track below what the market is pricing in
Switch from floating to fixed-term mortgages continues although most fixers are locked in for less than 2 years
3rd Mar 14, 3:54pm
Switch from floating to fixed-term mortgages continues although most fixers are locked in for less than 2 years
CEO Barbara Chapman says ASB now has 'a great degree of comfort' with RBNZ's high LVR restrictions after being taken aback at how low limit was set
13th Feb 14, 5:49pm
CEO Barbara Chapman says ASB now has 'a great degree of comfort' with RBNZ's high LVR restrictions after being taken aback at how low limit was set
Growth of fixed-term mortgages by value keeps rising, reaching 58.6% of total in December as RBNZ holds off OCR increase until at least March
4th Feb 14, 4:34pm
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Growth of fixed-term mortgages by value keeps rising, reaching 58.6% of total in December as RBNZ holds off OCR increase until at least March
RBNZ Governor Wheeler sees mortgage costs 'biting'; Banks' funding position 'comfortable' so no need for a deposit price war
13th Dec 13, 2:19pm
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RBNZ Governor Wheeler sees mortgage costs 'biting'; Banks' funding position 'comfortable' so no need for a deposit price war
Westpac cuts standard floating mortgage rate to 5.64% for borrowers with less than 80% LVR
9th Dec 13, 9:58am
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Westpac cuts standard floating mortgage rate to 5.64% for borrowers with less than 80% LVR