Mortgages
ANZ NZ December quarter income and profit increase, cost of funds and expenses fall
20th Feb 17, 10:12am
ANZ NZ December quarter income and profit increase, cost of funds and expenses fall
If NZ economic fundamentals remain strong, rising interest rates shouldn't cause strain in ASB's lending book, CEO Barbara Chapman says
17th Feb 17, 10:00am
If NZ economic fundamentals remain strong, rising interest rates shouldn't cause strain in ASB's lending book, CEO Barbara Chapman says
HSBC drops a mortgage rate below 4% with new 18-month "special" offer
ASB breaks the half billion dollar mark for six month profit; chief executive lauds 'strong momentum'
15th Feb 17, 10:05am
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ASB breaks the half billion dollar mark for six month profit; chief executive lauds 'strong momentum'
Reserve Bank leaves Official Cash Rate unchanged at 1.75%; small upward move in interest rates projected in 2019
9th Feb 17, 9:01am
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Reserve Bank leaves Official Cash Rate unchanged at 1.75%; small upward move in interest rates projected in 2019
John Bolton on how retail banks make money and why mortgage rates are increasing
8th Feb 17, 9:37am
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John Bolton on how retail banks make money and why mortgage rates are increasing
RBNZ Survey of expectations shows anticipated inflation of 1.92% in two years time, well up on the previous survey's result and close to the RBNZ's explicit target of 2%
7th Feb 17, 3:24pm
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RBNZ Survey of expectations shows anticipated inflation of 1.92% in two years time, well up on the previous survey's result and close to the RBNZ's explicit target of 2%
Heartland targeting residential mortgage borrowers who want speed & certainty, not the best rate, in new online home loan offer
3rd Feb 17, 12:07pm
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Heartland targeting residential mortgage borrowers who want speed & certainty, not the best rate, in new online home loan offer
OCR able to be kept at 1.75% into 2018 following unemployment and wage figures, economists say
1st Feb 17, 1:13pm
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OCR able to be kept at 1.75% into 2018 following unemployment and wage figures, economists say
New figures show that household borrowing increased again at the end of last year following a couple of months of slower growth
31st Jan 17, 3:34pm
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New figures show that household borrowing increased again at the end of last year following a couple of months of slower growth
New Reserve Bank figures show borrowing by housing investors during December was down over 20% compared with a year earlier, but first home buyer and owner-occupier borrowing was up
31st Jan 17, 9:15am
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New Reserve Bank figures show borrowing by housing investors during December was down over 20% compared with a year earlier, but first home buyer and owner-occupier borrowing was up
UBS analysts upgrade earnings forecasts for big Australasian banking groups with mortgage discounting declining and deposit pricing easing
27th Jan 17, 5:05pm
UBS analysts upgrade earnings forecasts for big Australasian banking groups with mortgage discounting declining and deposit pricing easing
Tony Alexander expects the govt to tighten immigration rules, house prices to keep climbing, mortgage rates to keep rising at an uncertain pace and NZ to remain friendly yet not tight with China
27th Jan 17, 1:47pm
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Tony Alexander expects the govt to tighten immigration rules, house prices to keep climbing, mortgage rates to keep rising at an uncertain pace and NZ to remain friendly yet not tight with China
What happened while this newsletter has been away: UDC sold, mortgage rates hiked, bank executive appointments, property market cools & more
23rd Jan 17, 11:35am
What happened while this newsletter has been away: UDC sold, mortgage rates hiked, bank executive appointments, property market cools & more
Housing prices headed south in most parts of the country last month, providing a faint ray of hope for those struggling to get onto the property ladder, even in Auckland
23rd Jan 17, 8:36am
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Housing prices headed south in most parts of the country last month, providing a faint ray of hope for those struggling to get onto the property ladder, even in Auckland
We look at how mortgage pricing compares with what Aussies pay for the same sort of loans. We find that 'advantages' we noted 18 months ago have disappeared as banks 'protect margins'
19th Jan 17, 5:34pm
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We look at how mortgage pricing compares with what Aussies pay for the same sort of loans. We find that 'advantages' we noted 18 months ago have disappeared as banks 'protect margins'
Scraping together a deposit is likely to be the biggest hurdle first home buyers face, and not just in Auckland
22nd Dec 16, 8:15am
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Scraping together a deposit is likely to be the biggest hurdle first home buyers face, and not just in Auckland
New Reserve Bank figures show those looking for their first house are taking up some of the slack left by investors
21st Dec 16, 3:24pm
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New Reserve Bank figures show those looking for their first house are taking up some of the slack left by investors
Will the housing market have a massive hangover or a soft landing next year? ANZ and Westpac economists give their views
17th Dec 16, 5:02am
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Will the housing market have a massive hangover or a soft landing next year? ANZ and Westpac economists give their views
HSBC loan book shrinks, deposit book grows during the September quarter
8th Dec 16, 11:12am
HSBC loan book shrinks, deposit book grows during the September quarter
Lending comfortably outstrips deposit growth in the September quarter at all of The Co-operative Bank, SBS Bank and TSB Bank
5th Dec 16, 2:51pm
Lending comfortably outstrips deposit growth in the September quarter at all of The Co-operative Bank, SBS Bank and TSB Bank
First home buyers are being squeezed between rising prices and rising interest rates in the upper North Island, but prices are easing in other parts of the country
1st Dec 16, 8:22am
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First home buyers are being squeezed between rising prices and rising interest rates in the upper North Island, but prices are easing in other parts of the country
RBNZ wary of increasing use by banks of wholesale offshore funding to fill gap left by falling growth of local deposits; says banks raising deposit and mortgage rates to help fill gap; see long term rates having bottomed out
30th Nov 16, 4:57pm
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RBNZ wary of increasing use by banks of wholesale offshore funding to fill gap left by falling growth of local deposits; says banks raising deposit and mortgage rates to help fill gap; see long term rates having bottomed out
New figures show a slowing in the growth rate of household borrowing, while deposits have picked up after falling away recently
30th Nov 16, 3:34pm
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New figures show a slowing in the growth rate of household borrowing, while deposits have picked up after falling away recently
Youi says it's part of its 'business practice' to keep writing new insurance policies in most cases in disaster struck areas, even if its competitors don't
30th Nov 16, 10:50am
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Youi says it's part of its 'business practice' to keep writing new insurance policies in most cases in disaster struck areas, even if its competitors don't