Mortgages
As NZ's Australian owned banks become more cautious about apartment lending, the Reserve Bank of Australia highlights concerns about their parents' apartment exposure
17th Oct 16, 10:05am
As NZ's Australian owned banks become more cautious about apartment lending, the Reserve Bank of Australia highlights concerns about their parents' apartment exposure
Gareth Vaughan argues the Reserve Bank's inflation targeting regime is broken and it's time for a change
15th Oct 16, 5:02am
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Gareth Vaughan argues the Reserve Bank's inflation targeting regime is broken and it's time for a change
ASIC chairman Greg Medcraft tells the AFR mortgages that track the RBA's cash rate could improve home loan transparency
14th Oct 16, 3:18pm
ASIC chairman Greg Medcraft tells the AFR mortgages that track the RBA's cash rate could improve home loan transparency
ASB the 4th bank to hike fixed home loan rates in the past week, suggesting to borrowers that low rates may have bottomed and have started moving up
6th Oct 16, 2:17pm
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ASB the 4th bank to hike fixed home loan rates in the past week, suggesting to borrowers that low rates may have bottomed and have started moving up
Following two other banks, the Co-operative Bank raises a number of its mortgage rates as term deposit rates turn higher
4th Oct 16, 5:24pm
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Following two other banks, the Co-operative Bank raises a number of its mortgage rates as term deposit rates turn higher
Treasury has put New Zealand's rising household indebtedness under the microscope; warns on declining savings generally and high debt in Auckland market
3rd Oct 16, 4:07pm
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Treasury has put New Zealand's rising household indebtedness under the microscope; warns on declining savings generally and high debt in Auckland market
New LVR rules expected to slow housing debt, which is growing at its fastest pace in more than eight years
30th Sep 16, 5:26pm
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New LVR rules expected to slow housing debt, which is growing at its fastest pace in more than eight years
New research indicates 484,000 people plan to get involved in the housing market in the next 12 months - with most would-be buyers
28th Sep 16, 3:00pm
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New research indicates 484,000 people plan to get involved in the housing market in the next 12 months - with most would-be buyers
New Reserve Bank figures show marked slowing of new lending to housing investors
26th Sep 16, 3:34pm
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New Reserve Bank figures show marked slowing of new lending to housing investors
Bernard Hickey looks at whether to fix or float and how long to fix as the Reserve Bank looks to cut the OCR again later this year and as the banks refuse to pass on lower wholesale rates
23rd Sep 16, 7:52pm
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Bernard Hickey looks at whether to fix or float and how long to fix as the Reserve Bank looks to cut the OCR again later this year and as the banks refuse to pass on lower wholesale rates
Demand from property investors sees non-bank lender Resimac's monthly loan application volume treble to about $120 million
22nd Sep 16, 12:06pm
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Demand from property investors sees non-bank lender Resimac's monthly loan application volume treble to about $120 million
The much-delayed deal for the NZ Super Fund and ACC to become major Kiwibank shareholders may now be completed within weeks
15th Sep 16, 12:01pm
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The much-delayed deal for the NZ Super Fund and ACC to become major Kiwibank shareholders may now be completed within weeks
ANZ lowers one of its two home loan 'specials' to the same rate offered by most of its main rivals, but doesn't match the recent reduction by Kiwibank
14th Sep 16, 5:42pm
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ANZ lowers one of its two home loan 'specials' to the same rate offered by most of its main rivals, but doesn't match the recent reduction by Kiwibank
Kiwis' debt pile now exceeds annual disposable income by nearly $100 billion
State-owned bank first of majors to drop a fixed home loan carded rate since early August as wholesale rates and risk margins continue to fall
8th Sep 16, 9:51am
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State-owned bank first of majors to drop a fixed home loan carded rate since early August as wholesale rates and risk margins continue to fall
Chinese banks' combined NZ lending pushes past $1.2 billion after strong June quarter growth
6th Sep 16, 2:39pm
Chinese banks' combined NZ lending pushes past $1.2 billion after strong June quarter growth
Lending growth, driven by home loans, rises strongly at the Co-operative Bank, SBS Bank & TSB Bank
2nd Sep 16, 10:17am
Lending growth, driven by home loans, rises strongly at the Co-operative Bank, SBS Bank & TSB Bank
The imposition of new loan to value ratios by the Reserve Bank doesn't appear to be slowing the housing debt surge just yet
31st Aug 16, 3:36pm
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The imposition of new loan to value ratios by the Reserve Bank doesn't appear to be slowing the housing debt surge just yet
We review the OCR rate holdbacks, the third consecutive time banks have done this and their most aggressive to date. Customers just take it
27th Aug 16, 9:52am
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We review the OCR rate holdbacks, the third consecutive time banks have done this and their most aggressive to date. Customers just take it
NZ Post says NZ Super Fund & ACC have completed Kiwibank due diligence, now seeking 'timely conclusion' of sale of 45% stake
26th Aug 16, 9:58am
NZ Post says NZ Super Fund & ACC have completed Kiwibank due diligence, now seeking 'timely conclusion' of sale of 45% stake
Increasing use of interest-only loans in NZ could be 'particularly problematic' if house prices fall, S&P says
25th Aug 16, 9:59am
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Increasing use of interest-only loans in NZ could be 'particularly problematic' if house prices fall, S&P says
Westpac NZ sees June quarter net interest margin slide, cost of funds drop, and cost to income ratio rise
24th Aug 16, 4:02pm
Westpac NZ sees June quarter net interest margin slide, cost of funds drop, and cost to income ratio rise
How Auckland house flipping can be used to rort the RBNZ restrictions on high LVR mortgages
22nd Aug 16, 10:01am
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How Auckland house flipping can be used to rort the RBNZ restrictions on high LVR mortgages
HSBC NZ launches its lowest ever mortgage rate, but only for owner-occupiers who are HSBC Premier customers
17th Aug 16, 10:11am
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HSBC NZ launches its lowest ever mortgage rate, but only for owner-occupiers who are HSBC Premier customers
ANZ NZ provision for credit impairment and capital both rise, dividend drops