Mortgages
The economic indicators and ASB's economists suggest the housing market is not going to correct sharply, ASB CEO Barbara Chapman says
12th Aug 16, 5:01am
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The economic indicators and ASB's economists suggest the housing market is not going to correct sharply, ASB CEO Barbara Chapman says
Kiwibank to cut floating mortgage rates by between 20 basis points and 25 basis points, topping ANZ, ASB and Westpac cuts
11th Aug 16, 2:11pm
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Kiwibank to cut floating mortgage rates by between 20 basis points and 25 basis points, topping ANZ, ASB and Westpac cuts
The era of monetary policy based on inflation targeting is drawing to a shuddering halt. But nobody seems to know what to replace it with
11th Aug 16, 12:10pm
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The era of monetary policy based on inflation targeting is drawing to a shuddering halt. But nobody seems to know what to replace it with
Country's largest bank drops floating mortgage rate by 0.05% to 5.59% but raises some term deposits up to 0.3%; CEO urges people to pay down debt and save
11th Aug 16, 9:33am
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Country's largest bank drops floating mortgage rate by 0.05% to 5.59% but raises some term deposits up to 0.3%; CEO urges people to pay down debt and save
ASB annual profit hits NZ$913 mln despite fall in net interest margin and higher provisioning for loans to dairy farmers
10th Aug 16, 10:34am
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ASB annual profit hits NZ$913 mln despite fall in net interest margin and higher provisioning for loans to dairy farmers
ANZ group CEO Shayne Elliott talks of a 'rather a complex formula' for banks to balance the interests of borrowers, savers and shareholders
10th Aug 16, 9:43am
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ANZ group CEO Shayne Elliott talks of a 'rather a complex formula' for banks to balance the interests of borrowers, savers and shareholders
BNZ economists now see Reserve Bank cutting rates this week and signposting two more cuts; anything less and the NZ dollar will rise and the RBNZ's credibility 'will be brought into question'
8th Aug 16, 3:03pm
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BNZ economists now see Reserve Bank cutting rates this week and signposting two more cuts; anything less and the NZ dollar will rise and the RBNZ's credibility 'will be brought into question'
Bernard Hickey argues the banks could help the Reserve Bank get out from between a rock and a hard place by not passing on next week's OCR cut to savers and borrowers
7th Aug 16, 5:02am
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Bernard Hickey argues the banks could help the Reserve Bank get out from between a rock and a hard place by not passing on next week's OCR cut to savers and borrowers
After their Australian parents padded their margins by not passing on the RBA's full cut, what will their Kiwi subsidiaries do next week?
4th Aug 16, 12:12pm
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After their Australian parents padded their margins by not passing on the RBA's full cut, what will their Kiwi subsidiaries do next week?
Mind the funding gap; Like their Kiwi subsidiaries, Australia's big banks are seeing lending growth outstrip retail funding growth
3rd Aug 16, 1:21pm
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Mind the funding gap; Like their Kiwi subsidiaries, Australia's big banks are seeing lending growth outstrip retail funding growth
RBNZ Survey of expectations shows anticipated inflation of just 1.65% in two years time - still well below the RBNZ's explicit target of 2%
2nd Aug 16, 3:14pm
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RBNZ Survey of expectations shows anticipated inflation of just 1.65% in two years time - still well below the RBNZ's explicit target of 2%
ANZ economists lay out the reasons why not all of an expected cut in interest rates by the RBNZ next week will be passed on to borrowers and depositors
2nd Aug 16, 12:02pm
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ANZ economists lay out the reasons why not all of an expected cut in interest rates by the RBNZ next week will be passed on to borrowers and depositors
Despite record low wholesale rates, BNZ announces increases in two of its key fixed mortgage rates, moving up to levels adopted by its main rivals
2nd Aug 16, 11:30am
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Despite record low wholesale rates, BNZ announces increases in two of its key fixed mortgage rates, moving up to levels adopted by its main rivals
Treasury is reviewing the PTA ahead of the end of RBNZ Governor Graeme Wheeler's term in September next year but says 'no case' has been made to change the current framework
2nd Aug 16, 5:02am
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Treasury is reviewing the PTA ahead of the end of RBNZ Governor Graeme Wheeler's term in September next year but says 'no case' has been made to change the current framework
State-owned bank surprises mortgage market with an off-season market leading three year rate, as wholesale rates hit record lows
1st Aug 16, 9:26am
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State-owned bank surprises mortgage market with an off-season market leading three year rate, as wholesale rates hit record lows
Mortgage broker John Bolton argues rising boomer disposable incomes, and a failure of policy to adjust to changes in society and technology, is causing the housing affordability issue
30th Jul 16, 9:28am
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Mortgage broker John Bolton argues rising boomer disposable incomes, and a failure of policy to adjust to changes in society and technology, is causing the housing affordability issue
The household debt party is continuing to gather pace, with rates of growth last seen before the Global Financial Crisis
29th Jul 16, 3:21pm
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The household debt party is continuing to gather pace, with rates of growth last seen before the Global Financial Crisis
David Chaston explains what really motivates banks when you apply for a mortgage, and why they react as they do when you get into financial strife
29th Jul 16, 5:49am
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David Chaston explains what really motivates banks when you apply for a mortgage, and why they react as they do when you get into financial strife
Chinese bank eyes digital 'mass market' retail launch, continues lending to offshore house buyers, and sees good infrastructure and PPP opportunities
26th Jul 16, 10:33am
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Chinese bank eyes digital 'mass market' retail launch, continues lending to offshore house buyers, and sees good infrastructure and PPP opportunities
Kiwibank economists are now picking the Reserve Bank will have to drop the Official Cash Rate to as low as 1.5%
25th Jul 16, 4:21pm
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Kiwibank economists are now picking the Reserve Bank will have to drop the Official Cash Rate to as low as 1.5%
Mortgage broker John Bolton looks at the Auckland housing market and chances of a market correction
23rd Jul 16, 9:14am
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Mortgage broker John Bolton looks at the Auckland housing market and chances of a market correction
ANZ CEO David Hisco and The Co-operative Bank CEO Bruce McLachlan say the RBNZ should hit residential property investors harder than it's proposing to
21st Jul 16, 12:02pm
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ANZ CEO David Hisco and The Co-operative Bank CEO Bruce McLachlan say the RBNZ should hit residential property investors harder than it's proposing to
ANZ CEO David Hisco argues several levers must be pulled to take heat out of the property market and put the NZ economy on a firmer footing
21st Jul 16, 9:00am
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ANZ CEO David Hisco argues several levers must be pulled to take heat out of the property market and put the NZ economy on a firmer footing
ANZ, ASB and Westpac have now pulled the shutters down now on lending to investors over 60% LVR ahead of introduction of new RBNZ rules
20th Jul 16, 4:24pm
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ANZ, ASB and Westpac have now pulled the shutters down now on lending to investors over 60% LVR ahead of introduction of new RBNZ rules
The Reserve Bank's decision to bring forward implementation of the new round of LVR restrictions gives it the edge over the Government in the game of chess that the two parties are playing
20th Jul 16, 3:09pm
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The Reserve Bank's decision to bring forward implementation of the new round of LVR restrictions gives it the edge over the Government in the game of chess that the two parties are playing