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Andy Bray

Reports and plans can help business owners
Kiwibank's Andy Bray explains why business plans are not just for big corporates and how they can make your business valuable
by Bernard Hickey
Kiwibank's Andy Bray explains why business plans are not just for big corporates and how they can make your business valuable
What your bank manager should ask
Kiwibank's Andy Bray explains what sorts of questions a business bank manager will ask and why
by Bernard Hickey
Kiwibank's Andy Bray explains what sorts of questions a business bank manager will ask and why