Want to go ad-free? Find out how, here.

Home

Email newsletter signups Podcast series - Economy Watch Podcast series - of Interest interest.com.au

News

Economic calendar How the OCR is set Key bank metrics Become a Supporter Podcast - subscribe here Banking newsletter subscription Sign up to our email newsletters here

Property

Residential auction results Residential rent report 'Sprawl' visualisations Home loan affordability First home buyers report Housing market activity report Median multiples Commercial building consent analysis Residential building consent analysis Rental yield indicator Commercial property for sale Lifestyle blocks for sale Property Newsletter signup

Borrowing

Mortgage rates - Mortgage calculator - Home loan comparison calculator - Break fee calculator - non-rate incentives - Mortgage test rates - How to switch banks Reverse mortgage FAQ Revolving credit Car loans Credit cards Personal loans Business loan rates Home loan newsletter signup

Saving

Online savings accounts Savings accounts Bonus savings accounts Childrens accounts Term deposits < 1 yr Term deposits 1 - 5 years Term PIEs Cash PIEs Business savings accounts Deposit calculator How to switch banks Interest codes Credit ratings explained Depositor Compensation Scheme Private market Bank leverage Deep Freeze List Term deposit newsletter signup

Investing

NZX50 company profiles NZX50 sector analysis FMA - latest scam alerts Gold & precious metals KiwiSaver calculators Work out your risk profile

Banking

Bank leverage How to switch banks Credit ratings explained Key bank metrics How the OCR is set How money is created How OBR will work About unconventional monetary policy Mortgage interest rates Term deposit interest rates Scams - how to protect yourself Gareth Vaughan Subscribe to industry newsletter

Economy

Budget 2026/27 - Spending plan Budget 2026/27 - Tax revenue Climate change Economic calendar Economy charts David Hargreaves

Technology

Unpacking AI, with Anna Whyte All about Wi-Fi Business tech Security Multi factor authentication Telcos & networks All about VPNs All about RCS

Personal

Mortgage interest rates Reverse mortgages Term deposit interest rates Credit cards Calculators Private investments NZX50 company profiles Insurance KiwiSaver Gold & silver prices Protection from scams FMA - latest scam alerts How to switch banks

Rural

Livestock schedule averages Wool prices Dairy payout history Logs Farms for sale Lincoln Agribusiness manuals All other rural links to data Rural price charts Rural newsletter signup Soil moisture animation

Podcasts

Of Interest - in-depth interviews Economy Watch - daily updates NZ Tax podcast - Terry Baucher Instagram

Currencies

Live rates for buying fx Live rates to sell TT fx Currency fees Rate pricing Spot transactions Forward transactions Currency swaps How to do currency deals Directory - where to buy/sell Currency newsletter signup

Charts

Commodities Confidence Debt (Credit) Economy Exchange rates Interest rates Population Prices Real estate Rural Full list of all charts

Calculators

Deposit calculator Mortgage calculator Home loan comparison calculator How much can you bid? LVR borrowing capacity Property upsize/downsize Principal payback milestone Break fee calculator Fix or float calculator Credit card real cost Real cost of debt Retirement calculator All our calculators

Bonds

Current prices How to use our bonds resource How to buy bonds Bond types Glossary NZ Govt bond rates US Treasury bond rates Bonds newsletter signup

Public Policy

"A public meeting held by Winston Peters is never boring. "

by Anna Whyte

Bonds

"One hopes the bond vigilantes can impose ex-ante fiscal discipline before a sudden stop to capital inflows triggers a debt crisis. "

by Nouriel Roubini

Top Resources

Economic calendar
Key bank metrics
GDP Live
Of Interest podcast
Subscriber newsletter

loan-to-deposit ratio

NZ banks' high loan-to-deposit ratio

New Zealand banking system has highest loan-to-deposit ratio of 14 Asia-Pacific countries, Moody's says

23rd Jan 13, 4:36pm

by Gareth Vaughan

New Zealand banking system has highest loan-to-deposit ratio of 14 Asia-Pacific countries, Moody's says

Home >

back

Email newsletter signups Podcast series - Economy Watch Podcast series - of Interest interest.com.au

News >

back

Economic calendar How the OCR is set Key bank metrics Become a Supporter Podcast - subscribe here Banking newsletter subscription Sign up to our email newsletters here

Property >

back

Borrowing >

back

Saving >

back

Investing >

back

NZX50 company profiles NZX50 sector analysis FMA - latest scam alerts Gold & precious metals KiwiSaver calculators Work out your risk profile

Banking >

back

Economy >

back

Budget 2026/27 - Spending plan Budget 2026/27 - Tax revenue Climate change Economic calendar Economy charts David Hargreaves

Technology >

back

Unpacking AI, with Anna Whyte All about Wi-Fi Business tech Security Multi factor authentication Telcos & networks All about VPNs All about RCS

Personal >

back

Rural >

back

Podcasts >

back

Of Interest - in-depth interviews Economy Watch - daily updates NZ Tax podcast - Terry Baucher Instagram

Currencies >

back

Charts >

back

Commodities Confidence Debt (Credit) Economy Exchange rates Interest rates Population Prices Real estate Rural Full list of all charts

Calculators >

back

Bonds >

back

Current prices How to use our bonds resource How to buy bonds Bond types Glossary NZ Govt bond rates US Treasury bond rates Bonds newsletter signup

About Contact us

About Contact us Terms and Conditions Privacy Advertise

One of the funny things about the stock market is that every time one person buys, another sells, and both think they are astute.

~ William Feather

interest.co.nz is partnered with Calculate.co.nz for New Zealand's highest quality calculators and analysis.