loan to value ratios

The decision to ease loan-to-value ratio restrictions now is not necessarily a mistake, but the timing is odd and sends the wrong signals

The decision to ease loan-to-value ratio restrictions now is not necessarily a mistake, but the timing is odd and sends the wrong signals

NZ's rising debt-to-income ratios for new property lending presenting additional risks; New DTI restriction tool could help - Reserve Bank of Australia

NZ's rising debt-to-income ratios for new property lending presenting additional risks; New DTI restriction tool could help - Reserve Bank of Australia

PM cites changing societal norms of later families, more people wanting to rent to explain falling home ownership rate; says RBNZ best placed to target rental property investors; won't use crisis or bubble words for Auckland

PM cites changing societal norms of later families, more people wanting to rent to explain falling home ownership rate; says RBNZ best placed to target rental property investors; won't use crisis or bubble words for Auckland

RBNZ's Wheeler signals tougher loan to value ratio controls for investors 'towards the end of the year, or before that'; says debt to income controls a longer term prospect; confirms already in talks with English

RBNZ's Wheeler signals tougher loan to value ratio controls for investors 'towards the end of the year, or before that'; says debt to income controls a longer term prospect; confirms already in talks with English

The Reserve Bank is finally getting serious about constraining low-deposit home lending says Bernard Hickey

The Reserve Bank is finally getting serious about constraining low-deposit home lending says Bernard Hickey

Deputy RBNZ governor Grant Spencer explains why the regulator might adjust 'sectorial risk weights' when 'house prices may be accelerating to unsustainable levels'

Deputy RBNZ governor Grant Spencer explains why the regulator might adjust 'sectorial risk weights' when 'house prices may be accelerating to unsustainable levels'

Opinion: If Graeme Wheeler is as worried as the FSR suggests, he should push much harder on Loan to Value Ratio limits. His current 'hands off' approach is dangerous

Opinion: If Graeme Wheeler is as worried as the FSR suggests, he should push much harder on Loan to Value Ratio limits. His current 'hands off' approach is dangerous

Opinion: Bernard Hickey likes the idea of NZ taking out national insurance against a global financial meltdown. Your view?

Opinion: Bernard Hickey likes the idea of NZ taking out national insurance against a global financial meltdown. Your view?

RBNZ says house prices remain elevated and could fall further, warns banks lending on higher loan-to-value ratios

RBNZ says house prices remain elevated and could fall further, warns banks lending on higher loan-to-value ratios