Contents insurance premiums

 

THIS PAGE HAS NOT BEEN UPDATED SINCE EARLY 2011.

It is being made available only for archival purposes, and reflects the situation prior to the Christchurch earthquakes.

It does not reflect current premium rates or coverage. Do not use it for current reviews.

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Company Plan name
Product
Score
Excess
$
             
                     
Profiles: The information on this page does not cover every option, but shows a range of profiles which may relate to your contents insurance requirements. Price is not the most important aspect in selecting appropriate cover for your contents protection. We strongly recommend you only use this page to do an initial assessment, and that you use the links to the coverage details on this page to begin your review. The profiles we have on this page are:
  Over 65, total value of $80,000, with no specified items, and no alarm system        
  Family with teenage children, $120,000, no specified items, and with non-monitored alarm
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  Young couple, $100,000, no specified items, and with non-monitored alarm
   
Note: Click on the Plan Name for more information about what is covered.  
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    couple over 65 years  
  Contents:  total value of $80,000, with no specified items, and no alarm system  
  Construction = Weatherboard and tile roof, 1950 property, Owner Occupied and Private Use  
                     
AA Insurance ContentsCover - Defined Events
40%
$200
330.58 360.45 271.57 291.49 271.57 243.85 184.86
AA Insurance ContentsCover - Accidental Damage
58%
$200
406.17 442.83 333.75 358.19 333.75 299.71 227.31
AMI Advanced
66%
$200
400.22 597.18 373.57 366.26 331.20 338.29 277.14
Ansvar Omega
66%
$250
617.90 617.90 531.86 456.08 542.75 449.28 386.80
BNZ Premiercare
65%
$250
387.72 804.96 505.41 440.90 408.48 336.37 323.54
NZI Supersurance
68%
$250
518.62 509.46 484.47   518.62 404.74 351.61
NZI Echelon Home
77%
$250
508.04 554.37 446.51 384.26 478.32 373.44 324.74
State Home Comprehensive
73%
$250
428.91 569.10 414.44 405.71 366.41 305.18 295.97
State Home Essentials
47%
$250
320.32 415.32 310.46 290.34 276.89 234.11 227.53
Tower Maxi House
72%
$300
298.40 331.11 296.13 232.96 320.94 216.33 212.80
Vero MaxiPlan
65%
$150
536.71 656.39 461.31 428.34 407.05 402.75 310.66
Westpac Contents, Full Cover
75%
$250
401.00 535.07 372.05 341.93 315.13 269.25 225.58
                     
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
 
                 
Profile - Owners:    couple over 65 years  
  Contents:  total value of $80,000, with no specified items, and no alarm system  
  Construction = Weatherboard and tile roof, 1950 property, Owner Occupied and Private Use  
                     
AA Insurance ContentsCover - Defined Events
40%
$200
271.57 243.85 291.49 291.49 177.76
 
 
AA Insurance ContentsCover - Accidental Damage
58%
$200
333.75 299.71 358.19 358.19 218.59
 
 
AMI Advanced
66%
$200
343.98 341.56 363.76 358.25 278.77    
Ansvar Omega
66%
$250
501.16 498.90 498.90 542.75 349.35    
BNZ Premiercare
65%
$250
451.91 366.68 377.03   355.92    
NZI Supersurance
68%
$250
484.47 484.47 518.62 518.62 306.07    
NZI Echelon Home
77%
$250
446.51 477.83 424.02 433.86 282.97    
State Home Comprehensive
73%
$250
394.69 388.12 375.62 388.12 300.57    
State Home Essentials
47%
$250
295.97 292.11 282.81 292.11 230.82    
Tower Maxi House
72%
$300
308.33 320.05 261.83   190.07    
Vero MaxiPlan
65%
$150
477.58 396.22 396.22   280.39    
Westpac Contents, Full Cover
75%
$250
333.65 341.87 341.87 315.13 235.52    
                     
                   
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    Family with teenage children  
  Contents:   total value of $120,000, no specified items, and with non-monitored alarm  
  Construction = Stucco and shingle, 2004 property, Owner Occupied and Private Use  
                     
AA Insurance ContentsCover - Defined Events
40%
$200
400.85 430.72 341.85 361.76 341.85 314.14 255.14
AA Insurance ContentsCover - Accidental Damage
58%
$200
492.44 529.09 420.00 444.45 420.00 385.99 313.57
AMI Advanced
66%
$200
484.53 842.08 537.43 454.73 418.24 466.29 297.24
Ansvar Omega
66%
$250
698.57 698.57 611.36 535.59 635.84 529.94 458.06
BNZ Premiercare
65%
$250
560.18 848.88 405.89 472.35 512.26 363.82 350.52
NZI Supersurance
68%
$250
859.85 1001.56 801.89   859.85 666.63 576.46
NZI Echelon Home
77%
$250
790.18 920.52 790.62 597.59 613.79 556.24 399.57
State Home Comprehensive
73%
$250
466.78 611.55 452.28 532.73 402.94 339.76 330.54
State Home Essentials
47%
$250
354.90 456.24 345.01 378.09 310.13 266.04 259.46
Tower Maxi House
72%
$300
335.10 563.24 396.49 317.33 511.70 257.11 288.27
Vero MaxiPlan
65%
$150
704.69 827.81 571.87 528.56 456.50    
Westpac Contents, Full Cover
75%
$250
424.43 573.96 396.09 363.05 334.39 275.75 243.13
                     
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
 
                 
Profile - Owners:    Family with teenage children  
  Property:  total value of $120,000, no specified items, and with non-monitored alarm  
  Construction = Stucco and shingle, 2004 property, Owner Occupied and Private Use  
                     
AA Insurance ContentsCover - Defined Events
40%
$200
341.85 314.14 361.76 361.76 248.04    
AA Insurance ContentsCover - Accidental Damage
58%
$200
420.00 385.99 444.45 444.45 304.86    
AMI Advanced
66%
$200
444.25 431.44 454.73 441.47 327.96
 
 
Ansvar Omega
66%
$250
594.28 588.31 588.31 635.84 588.31  
 
BNZ Premiercare
65%
$250
483.43 483.43 483.43   361.58  
 
NZI Supersurance
68%
$250
801.89 801.89 801.89 859.85 499.16  
 
NZI Echelon Home
77%
$250
737.49 790.62 790.62 716.02 417.77  
 
State Home Comprehensive
73%
$250
431.90 425.31 425.31 425.31 335.15  
 
State Home Essentials
47%
$250
330.54 325.94 325.94 325.94 262.75  
 
Tower Maxi House
72%
$300
412.33 403.01 358.32   323.59  
 
Vero MaxiPlan
65%
$150
563.95 486.37 486.37      
 
Westpac Contents, Full Cover
75%
$250
354.26 356.84 356.84 334.39 254.78  
 
                     
                   
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    Young couple, no children  
  Contents:  total value of $100,000, no specified items, and with non-monitored alarm  
  Construction = Cladding under longrun iron, 2005 property, Owner Occupied and Private Use  
                     
AA Insurance ContentsCover - Defined Events
40%
$200
406.53 439.72 340.98 363.10 340.98 310.18 244.64
AA Insurance ContentsCover - Accidental Damage
58%
$200
499.40 540.13 418.95 446.10 418.95 381.14 300.68
AMI Advanced
66%
$200
488.62 645.02 465.23 422.57 415.22 425.99 318.48
Ansvar Omega
66%
$250
887.23 887.23 771.45 670.42 798.27 662.39 569.06
BNZ Premiercare
65%
$250
1049.34 826.90 522.09 456.76   350.07 337.02
NZI Supersurance
68%
$250
794.17 924.68 740.79   794.17 616.32 533.19
NZI Echelon Home
77%
$250
824.22 959.52 737.49 610.67 746.08 579.30 552.79
State Home Comprehensive
73%
$250
491.94 651.87 476.15 513.32 421.52 351.75 341.23
State Home Essentials
47%
$250
368.86 480.09 357.69 329.04 318.85 270.81 262.92
Tower Maxi House
72%
$300
532.58 592.43   332.67   218.81 296.94
Vero MaxiPlan
65%
$150
602.60 1047.78 725.57 671.07 684.97    
Westpac Contents, Full Cover
75%
$250
570.40 781.51 529.31 484.26 444.30 361.38 315.62
                     
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
 
                 
Profile - Owners:    Young couple, no children  
  Contents:  total value of $100,000, no specified items, and with non-monitored alarm  
  Construction = Cladding under longrun iron, 2005 property, Owner Occupied and Private Use  
                     
AA Insurance ContentsCover - Defined Events
40%
$200
340.98 310.18 363.10 363.10 236.74    
AA Insurance HomeCover - Accidental Damage
58%
$200
418.95 381.14 446.10 446.10 290.99    
AMI Advanced
66%
$200
417.86 427.07 448.88 439.68 345.54
 
 
Ansvar Omega
66%
$250
742.85 736.47 736.47 798.27 507.87  
 
BNZ Premiercare
65%
$250
467.65 559.65 445.88   347.90  
 
NZI Supersurance
68%
$250
740.79 740.79 794.17 794.17 462.00  
 
NZI Echelon Home
77%
$250
768.48 823.91 675.76 746.08 434.78  
 
State Home Comprehensive
73%
$250
453.11 445.86 432.04 445.86 346.49  
 
State Home Essentials
47%
$250
341.23 335.96 326.10 335.96 266.86  
 
Tower Maxi House
72%
$300
469.36 462.98 410.93   280.79  
 
Vero MaxiPlan
65%
$150
751.69 618.02 618.02      
 
Westpac Contents, Full Cover
75%
$250
471.90 476.07 484.29 444.30 331.94  
 
             
click here to make a comment or give us feedback
             
             
                     
Note: Click on the Plan Name for more information about what is covered.