THIS PAGE HAS NOT BEEN UPDATED SINCE EARLY 2011.
It is being made available only for archival purposes, and reflects the situation prior to the Christchurch earthquakes.
It does not reflect current premium rates or coverage. Do not use it for current reviews.
------------------------------------------------------------------------
| Company | Plan name |
Product
Score |
Excess
$ |
|||||||
| Profiles: The information on this page does not cover every option, but shows a range of profiles which may relate to your car insurance requirements. Price is not the most important aspect in selecting appropriate cover for your car's protection. We strongly recommend you only use this page to do an initial assessment, and that you use the links to the coverage details on this page to begin your review. The profiles we have on this page are: | ||||||||||
| 2002 Toyota Corolla, $12,000, garaged, no alarm, full No-Claims-Bonus - owned by a couple over 65 yrs | ||||||||||
| 1998 Subaru Impreza RXI AWD 2.0 S, $8,000, parked in street, no alarm, full No-Claims-Bonus - owned by a family | ||||||||||
| 2005 Honda Accord Euro, $21,000, garaged, alarm protected, full No-Claims-Bonus - owned by a family | ||||||||||
| 2005 VW Golf GTI 2.0 5dr, $18,000, garaged, alarm protected, full No-Claims-Bonus - owned by a family | ||||||||||
| 2007 Holden Commodore SV6 3.6l 4dr, $35,000, garaged, alarm protected, full No-Claims-Bonus - owned by a family | ||||||||||
 |
||||||||||
| Note: Click on the Plan Name for more information about what is covered. | ||||||||||
| Company | Plan name |
Product
Score |
Excess
$ |
AKL
BrownsBay |
AKL
Papatoetoe |
Hamilton
|
Tauranga
|
WLG
Kilbirnie |
CHC
Redwood |
Dunedin
|
|
more cities continue below ...
|
||||||||||
| Profile - | Owners: couple over 65 years | |||||||||
| Vehicle: 2002 Toyota Corolla, value about $12,000 | ||||||||||
| Situation: garaged. no alarm, full No-Claims-Bonus. | ||||||||||
| AA Insurance |
82%
|
$400
|
703.31
|
731.37
|
499.53
|
499.53
|
504.13
|
484.81
|
427.31
|
|
| AMI | Vehicle policy |
67%
|
$300
|
455.98
|
556.14
|
378.85
|
335.67
|
385.50
|
375.55
|
332.82
|
| Ansvar | Motor Vehicle |
75%
|
$300
|
706.21
|
706.21
|
501.75 | 493.14 |
498.47
|
367.49
|
348.61
|
| BNZ | Premier (supreme) |
65%
|
$300
|
507.02
|
566.13
|
367.10
|
365.44
|
392.36
|
381.16 |
463.09
|
| NZI | Echelon |
78%
|
$300
|
568.36
|
564.32
|
400.38
|
446.05
|
360.46 |
355.65
|
328.05
|
| State | Comprehensive |
77%
|
$300
|
619.43
|
702.15
|
564.66
|
534.43
|
538.21
|
527.25
|
509.55
|
| Tower | Tailored Protection |
79%
|
$300
|
539.50
|
440.97
|
357.46
|
300.02
|
317.95
|
243.32
|
174.34
|
| Tower | Cover4Car | 63% | $300 | 529.71 | 538.14 | 411.68 | 394.81 | 403.25 | 331.58 | |
| Vero | Motor Plan |
67%
|
$300
|
658.27
|
683.17
|
528.10
|
499.90
|
590.23
|
430.39
|
416.00
|
| Westpac | Vehicle Cover |
79%
|
$300
|
599.84
|
732.69
|
483.18
|
492.83
|
473.98
|
384.56
|
408.11
|
| Company | Plan name |
Product
Score |
Excess
$ |
Whangarei
|
Napier
|
Palm
North |
Lower
Hutt |
Nelson
|
|
|
| Profile - | Owners: couple over 65 years | |||||||||
| Vehicle: 2002 Toyota Corolla, value about $12,000 | ||||||||||
| Situation: garaged. no alarm, full No-Claims-Bonus. | ||||||||||
| AA Insurance | RoadCover Plus |
82%
|
$400
|
545.07
|
466.41
|
499.53
|
484.81
|
435.59
|
||
| AMI | Vehicle policy |
67%
|
$300
|
350.72
|
353.43
|
359.61
|
356.50
|
335.69
|
||
| Ansvar | Motor Vehicle |
75%
|
$300
|
501.75
|
443.45
|
443.45
|
498.47
|
348.61
|
||
| BNZ | Premier (supreme) |
65%
|
$300
|
417.28
|
364.23
|
345.79
|
389.81
|
310.05
|
||
| NZI | Echelon |
78%
|
$300
|
418.32
|
366.62
|
390.72
|
380.85
|
328.05
|
||
| State | Comprehensive |
77%
|
$300
|
589.22
|
513.28
|
541.98
|
520.08
|
480.79
|
||
| Tower | Tailored Protection |
79%
|
$300
|
408.52
|
286.22
|
286.22
|
324.04
|
280.17
|
||
| Cover4Car | 63% | $300 | 470.69 | 348.44 | 314.72 | 394.81 | 348.44 | |||
| Vero | Motor Plan |
67%
|
$300
|
469.04
|
499.90
|
499.90
|
|
430.39
|
||
| Westpac | Vehicle Cover |
79%
|
$300
|
554.33
|
427.25
|
457.55
|
473.96
|
377.20
|
||
| Company | Plan name |
Product
Score |
Excess
$ |
AKL
BrownsBay |
AKL
Papatoetoe |
Hamilton
|
Tauranga
|
WLG
Kilbirnie |
CHC
Redwood |
Dunedin
|
|
more cities continue below ...
|
||||||||||
| Profile - | Owners: family | |||||||||
| Vehicle: 1998 Subaru Impreza RXI AWD 2.0 S, value about $8,000 | ||||||||||
| Situation: parked in street, no alarm, full No-Claims-Bonus. | ||||||||||
| AA Insurance | RoadCover Plus |
82%
|
$400
|
1035.07
|
1076.43
|
733.49
|
733.49
|
740.25
|
712.43
|
627.22
|
| AMI | Vehicle policy |
67%
|
$300
|
537.69
|
973.57
|
492.83
|
370.87
|
427.00
|
497.56
|
477.91
|
| Ansvar | Motor Vehicle |
75%
|
$300
|
WNQ
|
WNQ
|
WNQ
|
WNQ
|
WNQ
|
WNQ
|
WNQ
|
| BNZ | Premier (Supreme) |
65%
|
$300
|
576.53
|
725.78
|
518.50
|
453.72
|
530.04
|
435.01
|
404.74
|
| NZI | Echelon |
78%
|
$300
|
931.24
|
809.78
|
645.81
|
588.15
|
567.82
|
333.65
|
424.52
|
| State | Comprehensive |
77%
|
$300
|
880.46
|
1063.67
|
832.86
|
506.58
|
787.90
|
769.77
|
702.15
|
| Tower | Tailored Protection |
79%
|
$300
|
1215.42
|
1167.43
|
1252.83
|
614.73
|
529.18
|
818.32
|
748.63
|
| Cover4Car | 63% | $300 | 1595.80 | 1621.43 | 1237.04 | 1185.79 | 1211.42 | 993.59 | ||
| Vero | Motor Plan |
67%
|
$300*
|
651.90
|
703.24
|
532.89
|
504.21
|
400.20
|
604.68
|
473.99
|
| Westpac | Vehicle Cover |
79%
|
$300
|
586.47
|
1063.67
|
471.65
|
375.34
|
464.54
|
393.88
|
443.81
|
| * = in case of theft, excess is $1,300 | ||||||||||
| Company | Plan name |
Product
Score |
Excess
$ |
Whangarei
|
Napier
|
Palm
North |
Lower
Hutt |
Nelson
|
|
|
| Profile - | Owners: family | |||||||||
| Vehicle: 1998 Subaru Impreza RXI AWD 2.0 S, value about $8,000 | ||||||||||
| Situation: parked in street, no alarm, full No-Claims-Bonus. | ||||||||||
| AA Insurance | RoadCover Plus |
82%
|
$400
|
801.17
|
684.59
|
733.49
|
712.43
|
639.47
|
||
| AMI | Vehicle policy |
67%
|
$300
|
697.64
|
450.48
|
556.93
|
415.02
|
312.33
|
||
| Ansvar | Motor Vehicle |
75%
|
$300
|
WNQ
|
WNQ
|
WNQ
|
WNQ
|
WNQ
|
||
| BNZ | Premier (Supreme) |
65%
|
$300
|
551.73
|
385.26
|
473.05
|
|
396.73
|
||
| NZI | Echelon |
78%
|
$300
|
581.19
|
588.44
|
581.19
|
514.68
|
488.70
|
||
| State | Comprehensive |
77%
|
$300
|
832.86
|
713.11
|
758.06
|
724.06
|
661.37
|
||
| Tower | Tailored Protection |
79%
|
$300
|
1304.73
|
843.37
|
604.60
|
797.81
|
872.71
|
||
| Cover4Car | 63% | $300 | 1416.42 | 1044.84 | 942.35 | 1185.79 | 1044.84 | |||
| Vero | Motor Plan |
67%
|
$300*
|
494.89
|
504.21
|
504.21
|
|
491.26
|
||
| Westpac | Vehicle Cover |
79%
|
$300
|
542.92
|
419.40
|
446.75
|
464.54
|
385.30
|
||
| * = in case of theft, excess is $1,300 | WNQ = will not quote | |||||||||
| Company | Plan name |
Product
Score |
Excess
$ |
AKL
BrownsBay |
AKL
Papatoetoe |
Hamilton
|
Tauranga
|
WLG
Kilbirnie |
CHC
Redwood |
Dunedin
|
|
more cities continue below ...
|
||||||||||
| Profile - | Owners: family | |||||||||
| Vehicle: 2005 Honda Accord Euro, value about $21,000 | ||||||||||
| Situation: garaged, alarm protected, full No-Claims-Bonus. | ||||||||||
| AA Insurance | RoadCover Plus |
82%
|
$400
|
1091.06
|
1135.36
|
773.11
|
773.11
|
780.98
|
750.26
|
660.95
|
| AMI | Vehicle policy |
67%
|
$300
|
646.04
|
657.09
|
574.06
|
426.96
|
496.87
|
574.06
|
400.29
|
| Ansvar | Motor Vehicle |
75%
|
$300
|
741.70
|
741.70
|
666.45
|
679.69
|
741.70
|
650.45
|
650.45
|
| BNZ | Premier (Supreme) |
65%
|
$300
|
576.53
|
733.31
|
495.32
|
459.94
|
534.70
|
510.74
|
425.30
|
| NZI | Echelon |
78%
|
$300
|
994.62
|
845.50
|
687.98
|
554.54
|
496.31
|
398.67
|
440.97
|
| State | Comprehensive |
77%
|
$300
|
1072.35
|
1306.72
|
1011.54
|
560.88
|
954.87
|
931.84
|
846.08
|
| Tower | Tailored Protection |
79%
|
$300
|
689.99
|
662.40
|
456.45
|
449.16
|
476.26
|
488.62
|
425.90
|
| Cover4Car | 63% | $300 | 920.32 | 935.05 | 714.08 | 684.62 | 699.35 | 574.14 | ||
| Vero | Motor Plan |
67%
|
$300
|
946.78
|
1024.01
|
651.76
|
616.45
|
566.68
|
809.53
|
628.23
|
| Westpac | Vehicle Cover |
79%
|
$300
|
750.72
|
918.28
|
617.63
|
487.58
|
593.95
|
481.10
|
563.29
|
| Company | Plan name |
Product
Score |
Excess
$ |
Whangarei
|
Napier
|
Palm
North |
Lower
Hutt |
Nelson
|
|
|
| Profile - | Owners: family | |||||||||
| Vehicle: 2005 Honda Accord Euro, value about $21,000 | ||||||||||
| Situation: garaged, alarm protected, full No-Claims-Bonus. | ||||||||||
| AA Insurance | RoadCover Plus |
82%
|
$400
|
844.56
|
721.68
|
773.11
|
750.26
|
673.81
|
||
| AMI | Vehicle policy |
67%
|
$300
|
479.78
|
454.51
|
418.70
|
483.72
|
362.40
|
||
| Ansvar | Motor Vehicle |
75%
|
$300
|
666.45
|
666.45
|
666.45
|
741.70
|
711.78
|
||
| BNZ | Premier (Supreme) |
65%
|
$300
|
552.37
|
462.75
|
682.64
|
|
365.71
|
||
| NZI | Echelon |
78%
|
$300
|
604.91
|
626.83
|
604.91
|
548.07
|
508.08
|
||
| State | Comprehensive |
77%
|
$300
|
1011.54
|
859.68
|
916.72
|
873.86
|
794.33
|
||
| Tower | Tailored Protection |
79%
|
$300
|
612.88
|
558.85
|
386.74
|
477.38
|
495.98
|
||
| Cover4Car | 63% | $300 | 817.20 | 603.60 | 544.67 | 684.62 | 603.60 | |||
| Vero | Motor Plan |
67%
|
$300
|
709.61
|
616.45
|
616.45
|
|
651.76
|
||
| Westpac | Vehicle Cover |
79%
|
$300
|
698.46
|
534.09
|
585.49
|
593.95
|
472.27
|
||
| Company | Plan name |
Product
Score |
Excess
$ |
AKL
BrownsBay |
AKL
Papatoetoe |
Hamilton
|
Tauranga
|
WLG
Kilbirnie |
CHC
Redwood |
Dunedin
|
|
more cities continue below ...
|
||||||||||
| Profile - | Owners: young couple, no children | |||||||||
| Vehicle: 2005 VW Golf GTI 2.0 5dr, value about $18,000 | ||||||||||
| Situation: garaged, alarm protected, full No-Claims-Bonus. | ||||||||||
| AA Insurance | RoadCover Plus |
82%
|
$400
|
741.25
|
770.97
|
526.25
|
526.25
|
531.05
|
510.96
|
450.22
|
| AMI | Vehicle policy |
67%
|
$300
|
578.66
|
667.51
|
441.90
|
401.12
|
449.79
|
434.14
|
419.11
|
| Ansvar | Motor Vehicle |
75%
|
$300
|
907.83
|
907.83
|
638.74
|
561.93
|
634.77
|
462.32
|
437.04
|
| BNZ | Premier (Supreme) |
65%
|
$300
|
680.30
|
706.40
|
493.78
|
447.79
|
519.74
|
417.40
|
449.06
|
| NZI | Echelon |
78%
|
$300
|
804.39
|
797.38
|
541.52
|
625.88
|
534.58
|
454.48
|
481.98
|
| State | Comprehensive |
77%
|
$300
|
729.36
|
852.89
|
676.48
|
623.95
|
642.47
|
628.50
|
589.22
|
| Tower | Tailored Protection |
79%
|
$300
|
782.00
|
724.36
|
|
450.60
|
456.39
|
358.89
|
285.03
|
| Cover4Car | 63% | $300 | 672.12 | 682.85 | 521.94 | 500.48 | 511.20 | 420.02 | ||
| Vero | Motor Plan |
67%
|
$300
|
780.81
|
843.02
|
722.49
|
682.99
|
566.68
|
645.87
|
504.21 |
| Westpac | Vehicle Cover |
79%
|
$300
|
686.32
|
839.04
|
561.08
|
500.50
|
542.80
|
409.58
|
465.03
|
| Company | Plan name |
Product
Score |
Excess
$ |
Whangarei
|
Napier
|
Palm
North |
Lower
Hutt |
Nelson
|
|
|
| Profile - | Owners: young couple, no children | |||||||||
| Vehicle: 2005 VW Golf GTI 2.0 5dr, value about $18,000 | ||||||||||
| Situation: garaged, alarm protected, full No-Claims-Bonus. | ||||||||||
| AA Insurance | RoadCover Plus |
82%
|
$400
|
574.33
|
491.29
|
526.25
|
510.96
|
458.96
|
||
| AMI | Vehicle policy |
67%
|
$300
|
478.74
|
411.80
|
378.61
|
414.21
|
343.34
|
||
| Ansvar | Motor Vehicle |
75%
|
$300
|
638.74
|
561.93
|
561.93
|
634.77
|
437.04
|
||
| BNZ | Premier (Supreme) |
65%
|
$300
|
540.67
|
430.36
|
473.05
|
|
417.40
|
||
| NZI | Echelon |
78%
|
$300
|
572.99
|
510.39
|
679.49
|
619.13 | 454.38 | ||
| State | Comprehensive |
77%
|
$300
|
691.95 | 597.52 | 633.03 | 606.18 | 557.09 | ||
| Tower | Tailored Protection |
79%
|
$300
|
624.05 | 436.13 | 436.13 | 552.60 | 389.06 | ||
| Cover4Car | 63% | $300 | 597.03 | 441.48 | 398.56 | 500.48 | 441.48 | |||
| Vero | Motor Plan |
67%
|
$300
|
588.17 | 682.99 | 682.99 | 523.31 | |||
| Westpac | Vehicle Cover |
79%
|
$300
|
637.13 | 488.34 | 531.88 | 542.80 | 401.86 | ||
| Company | Plan name |
Product
Score |
Excess
$ |
AKL
BrownsBay |
AKL
Papatoetoe |
Hamilton
|
Tauranga
|
WLG
Kilbirnie |
CHC
Redwood |
Dunedin
|
|
more cities continue below ...
|
||||||||||
| Profile - | Owners: young couple, no children | |||||||||
| Vehicle: 2007 Holden Commodore SV6 3.6l 4dr, value about $35,000 | ||||||||||
| Situation: garaged, alarm protected, full No-Claims-Bonus. | ||||||||||
| AA Insurance | RoadCover Plus |
82%
|
$400
|
817.73 | 850.51 | 580.00 | 580.00 | 585.68 | 563.40 | 496.09 |
| AMI | Vehicle policy |
67%
|
$300
|
707.38 | 857.64 | 553.23 | 488.31 | 563.28 | 507.28 | 524.29 |
| Ansvar | Motor Vehicle |
75%
|
$300
|
1114.96 | 1114.96 | 784.05 | 683.83 | 774.52 | 559.94 | 528.23 |
| BNZ | Premier (supreme) |
65%
|
$300
|
812.25 | 843.53 | 734.36 | 533.79 | 610.51 | 479.00 | 474.74 |
| NZI | Echelon |
78%
|
300
|
1072.59 | 1063.07 | 644.37 | 672.69 | 603.34 | 539.37 | 538.98 |
| State | Comprehensive |
77%
|
$350
|
832.86 | 978.68 | 769.77 | 746.65 | 729.36 | 713.11 | 666.26 |
| Tower | Tailored Protection |
79%
|
$300
|
733.96 | 745.45 | 477.48 | 527.71 | 311.97 | 303.26 | |
| Cover4Car | 63% | $300 | 682.06 | 692.94 | 529.62 | 507.84 | 518.73 | 426.18 | ||
| Vero | Motor Plan |
67%
|
$300
|
851.27 | 1024.01 | 743.42 | 702.75 | 780.53 | 743.42 | 578.07 |
| Westpac | Vehicle Cover |
79%
|
$300
|
868.73 | 1065.24 | 719.44 | 629.01 | 682.39 | 451.54 | 528.08 |
| Company | Plan name |
Product
Score |
Excess
$ |
Whangarei
|
Napier
|
Palm
North |
Lower
Hutt |
Nelson
|
|
|
| Profile - | Owners: young couple, no children | |||||||||
| Vehicle: 2007 Holden Commodore SV6 3.6l 4dr, value about $35,000 | ||||||||||
| Situation: garaged, alarm protected, full No-Claims-Bonus. | ||||||||||
| AA Insurance | RoadCover Plus |
82%
|
$400
|
633.32 | 541.54 | 580.00 | 563.40 | 506.15 | ||
| AMI | Vehicle policy |
67%
|
$300
|
600.00 | 515.03 | 454.72 | 497.71 | 404.83 | ||
| Ansvar | Motor Vehicle |
75%
|
$300
|
779.97 | 683.83 | 683.83 | 774.52 | 528.23 | ||
| BNZ | Premier (supreme) |
65%
|
$300
|
639.66 | 513.16 | 682.64 | 492.13 | |||
| NZI | Echelon |
78%
|
$300
|
676.93 | 607.01 | 720.29 | 739.32 | 541.93 | ||
| State | Comprehensive |
77%
|
$350
|
787.90 | 676.48 | 718.40 | 686.67 | 628.50 | ||
| Tower | Tailored Protection |
79%
|
$300
|
651.68 | 455.35 | 455.35 | 516.23 | 338.11 | ||
| Cover4Car | 63% | $300 | 605.84 | 447.96 | 404.41 | 507.84 | 447.96 | |||
| Vero | Motor Plan |
67%
|
$300
|
709.61 | 702.75 | 702.75 | 606.69 | |||
| Westpac | Vehicle Cover |
79%
|
$300
|
806.04 | 613.46 | 685.46 | 682.39 | 443.81 | ||
|
|
||||||||||
| Note: Click on the Plan Name for more information about what is covered. | ||||||||||
