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Car insurance premiums

THIS PAGE HAS NOT BEEN UPDATED SINCE EARLY 2011.


It is being made available only for archival purposes, and reflects the situation prior to the Christchurch earthquakes.

It does not reflect current premium rates or coverage. Do not use it for current reviews.

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Company Plan name
Product
Score
Excess
$
           
                     
Profiles: The information on this page does not cover every option, but shows a range of profiles which may relate to your car insurance requirements. Price is not the most important aspect in selecting appropriate cover for your car's protection. We strongly recommend you only use this page to do an initial assessment, and that you use the links to the coverage details on this page to begin your review. The profiles we have on this page are:
  2002 Toyota Corolla, $12,000, garaged, no alarm, full No-Claims-Bonus - owned by a couple over 65 yrs  
  1998 Subaru Impreza RXI AWD 2.0 S, $8,000, parked in street, no alarm, full No-Claims-Bonus - owned by a family  
  2005 Honda Accord Euro, $21,000, garaged, alarm protected, full No-Claims-Bonus - owned by a family  
  2005 VW Golf GTI 2.0 5dr, $18,000, garaged, alarm protected, full No-Claims-Bonus - owned by a family  
  2007 Holden Commodore SV6 3.6l 4dr, $35,000, garaged, alarm protected, full No-Claims-Bonus - owned by a family  
   
click here to make a comment or give us feedback
Note: Click on the Plan Name for more information about what is covered.        
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    couple over 65 years  
  Vehicle:     2002 Toyota Corolla, value about $12,000  
  Situation:  garaged. no alarm, full No-Claims-Bonus.  
                     
AA Insurance
82%
$400
703.31
731.37
499.53
499.53
504.13
484.81
427.31
AMI Vehicle policy
67%
$300
455.98
556.14
378.85
335.67
385.50
375.55
332.82
Ansvar Motor Vehicle
75%
$300
706.21
706.21
501.75 493.14
498.47
367.49
348.61
BNZ Premier (supreme)
65%
$300
507.02
566.13
367.10
365.44
392.36
381.16
463.09
NZI Echelon
78%
$300
568.36
564.32
400.38
446.05
360.46
355.65
328.05
State Comprehensive
77%
$300
619.43
702.15
564.66
534.43
538.21
527.25
509.55
Tower Tailored Protection
79%
$300
539.50
440.97
357.46
300.02
317.95
243.32
174.34
Tower Cover4Car 63% $300 529.71 538.14 411.68   394.81 403.25 331.58
Vero Motor Plan
67%
$300
658.27
683.17
528.10
499.90
590.23
430.39
416.00
Westpac Vehicle Cover
79%
$300
599.84
732.69
483.18
492.83
473.98
384.56
408.11
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
                 
Profile - Owners:    couple over 65 years  
  Vehicle:     2002 Toyota Corolla, value about $12,000  
  Situation:  garaged. no alarm, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
545.07
466.41
499.53
484.81
435.59
   
AMI Vehicle policy
67%
$300
350.72
353.43
359.61
356.50
335.69
   
Ansvar Motor Vehicle
75%
$300
501.75
443.45
443.45
498.47
348.61
   
BNZ Premier (supreme)
65%
$300
417.28
364.23
345.79
389.81
310.05
   
NZI Echelon
78%
$300
418.32
366.62
390.72
380.85
328.05
   
State Comprehensive
77%
$300
589.22
513.28
541.98
520.08
480.79
   
Tower Tailored Protection
79%
$300
408.52
286.22
286.22
324.04
280.17
   
  Cover4Car 63% $300 470.69 348.44 314.72 394.81 348.44    
Vero Motor Plan
67%
$300
469.04
499.90
499.90
 
430.39
   
Westpac Vehicle Cover
79%
$300
554.33
427.25
457.55
473.96
377.20
   
                   
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    family  
  Vehicle:     1998 Subaru Impreza RXI AWD 2.0 S, value about $8,000  
  Situation:  parked in street, no alarm, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
1035.07
1076.43
733.49
733.49
740.25
712.43
627.22
AMI Vehicle policy
67%
$300
537.69
973.57
492.83
370.87
427.00
497.56
477.91
Ansvar Motor Vehicle
75%
$300
WNQ
WNQ
WNQ
WNQ
WNQ
WNQ
WNQ
BNZ Premier (Supreme)
65%
$300
576.53
725.78
518.50
453.72
530.04
435.01
404.74
NZI Echelon
78%
$300
931.24
809.78
645.81
588.15
567.82
333.65
424.52
State Comprehensive
77%
$300
880.46
1063.67
832.86
506.58
787.90
769.77
702.15
Tower Tailored Protection
79%
$300
1215.42
1167.43
1252.83
614.73
529.18
818.32
748.63
  Cover4Car 63% $300 1595.80 1621.43 1237.04   1185.79 1211.42 993.59
Vero Motor Plan
67%
$300*
651.90
703.24
532.89
504.21
400.20
604.68
473.99
Westpac Vehicle Cover
79%
$300
586.47
1063.67
471.65
375.34
464.54
393.88
443.81
      * = in case of theft, excess is $1,300        
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
                 
Profile - Owners:    family  
  Vehicle:     1998 Subaru Impreza RXI AWD 2.0 S, value about $8,000  
  Situation:  parked in street, no alarm, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
801.17
684.59
733.49
712.43
639.47
   
AMI Vehicle policy
67%
$300
697.64
450.48
556.93
415.02
312.33
   
Ansvar Motor Vehicle
75%
$300
WNQ
WNQ
WNQ
WNQ
WNQ
   
BNZ Premier (Supreme)
65%
$300
551.73
385.26
473.05
 
396.73
   
NZI Echelon
78%
$300
581.19
588.44
581.19
514.68
488.70
   
State Comprehensive
77%
$300
832.86
713.11
758.06
724.06
661.37
   
Tower Tailored Protection
79%
$300
1304.73
843.37
604.60
797.81
872.71
   
  Cover4Car 63% $300 1416.42 1044.84 942.35 1185.79 1044.84    
Vero Motor Plan
67%
$300*
494.89
504.21
504.21
 
491.26
   
Westpac Vehicle Cover
79%
$300
542.92
419.40
446.75
464.54
385.30
   
    * = in case of theft, excess is $1,300     WNQ = will not quote
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    family  
  Vehicle:     2005 Honda Accord Euro, value about $21,000  
  Situation:  garaged, alarm protected, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
 1091.06
1135.36
773.11
773.11
780.98
750.26
660.95
AMI Vehicle policy
67%
$300
646.04
657.09
574.06
426.96
496.87
574.06
400.29
Ansvar Motor Vehicle
75%
$300
741.70
741.70
666.45
679.69
741.70
650.45
650.45
BNZ Premier (Supreme)
65%
$300
576.53
733.31
495.32
459.94
534.70
510.74
425.30
NZI Echelon
78%
$300
994.62
845.50
687.98
554.54
496.31
398.67
440.97
State Comprehensive
77%
$300
1072.35
1306.72
1011.54
560.88
954.87
931.84
846.08
Tower Tailored Protection
79%
$300
689.99
662.40
456.45
449.16
476.26
488.62
425.90
  Cover4Car 63% $300 920.32 935.05 714.08   684.62 699.35 574.14
Vero Motor Plan
67%
$300
946.78
1024.01
651.76
616.45
566.68
809.53
628.23
Westpac Vehicle Cover
79%
$300
750.72
918.28
617.63
487.58
593.95
481.10
563.29
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
                 
Profile - Owners:    family  
  Vehicle:     2005 Honda Accord Euro, value about $21,000  
  Situation:  garaged, alarm protected, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
844.56
721.68
773.11
750.26
673.81
   
AMI Vehicle policy
67%
$300
479.78
454.51
418.70
483.72
362.40
   
Ansvar Motor Vehicle
75%
$300
666.45
666.45
666.45
741.70
711.78
   
BNZ Premier (Supreme)
65%
$300
552.37
462.75
682.64
 
365.71
   
NZI Echelon
78%
$300
604.91
626.83
604.91
548.07
508.08
   
State Comprehensive
77%
$300
1011.54
859.68
916.72
873.86
794.33
   
Tower Tailored Protection
79%
$300
612.88
558.85
386.74
477.38
495.98
   
  Cover4Car 63% $300 817.20 603.60 544.67 684.62 603.60    
Vero Motor Plan
67%
$300
709.61
616.45
616.45
 
651.76
   
Westpac Vehicle Cover
79%
$300
698.46
534.09
585.49
593.95
472.27
   
                   
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    young couple, no children  
  Vehicle:     2005 VW Golf GTI 2.0 5dr, value about $18,000  
  Situation:  garaged, alarm protected, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
741.25
770.97
526.25
526.25
531.05
510.96
450.22
AMI Vehicle policy
67%
$300
578.66
667.51
441.90
401.12
449.79
434.14
419.11
Ansvar Motor Vehicle
75%
$300
907.83
907.83
638.74
561.93
634.77
462.32
437.04
BNZ Premier (Supreme)
65%
$300
680.30
706.40
493.78
447.79
519.74
417.40
449.06
NZI Echelon
78%
$300
804.39
797.38
541.52
625.88
534.58
454.48
481.98
State Comprehensive
77%
$300
729.36
852.89
676.48
623.95
642.47
628.50
589.22
Tower Tailored Protection
79%
$300
782.00
724.36
 
450.60
456.39
358.89
285.03
  Cover4Car 63% $300 672.12 682.85 521.94   500.48 511.20 420.02
Vero Motor Plan
67%
$300
780.81
843.02
722.49
682.99
566.68
645.87
504.21
Westpac Vehicle Cover
79%
$300
686.32
839.04
561.08
500.50
542.80
409.58
465.03
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
                 
Profile - Owners:    young couple, no children  
  Vehicle:     2005 VW Golf GTI 2.0 5dr, value about $18,000  
  Situation:  garaged, alarm protected, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
574.33
491.29
526.25
510.96
458.96
   
AMI Vehicle policy
67%
$300
478.74
411.80
378.61
414.21
343.34
   
Ansvar Motor Vehicle
75%
$300
638.74
561.93
561.93
634.77
437.04
   
BNZ Premier (Supreme)
65%
$300
540.67
430.36
473.05
 
417.40
   
NZI Echelon
78%
$300
572.99
510.39
679.49
619.13 454.38    
State Comprehensive
77%
$300
691.95 597.52 633.03 606.18 557.09    
Tower Tailored Protection
79%
$300
624.05 436.13 436.13 552.60 389.06    
  Cover4Car 63% $300 597.03 441.48 398.56 500.48 441.48    
Vero Motor Plan
67%
$300
588.17 682.99 682.99   523.31    
Westpac Vehicle Cover
79%
$300
637.13 488.34 531.88 542.80 401.86    
                   
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    young couple, no children  
  Vehicle:     2007 Holden Commodore SV6 3.6l 4dr, value about $35,000  
  Situation:  garaged, alarm protected, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
817.73 850.51 580.00 580.00 585.68 563.40 496.09
AMI Vehicle policy
67%
$300
707.38 857.64 553.23 488.31 563.28 507.28 524.29
Ansvar Motor Vehicle
75%
$300
1114.96 1114.96 784.05 683.83 774.52 559.94 528.23
BNZ Premier (supreme)
65%
$300
812.25 843.53 734.36 533.79 610.51 479.00 474.74
NZI Echelon
78%
300
1072.59 1063.07 644.37 672.69 603.34 539.37 538.98
State Comprehensive
77%
$350
832.86 978.68 769.77 746.65 729.36 713.11 666.26
Tower Tailored Protection
79%
$300
733.96 745.45   477.48 527.71 311.97 303.26
  Cover4Car 63% $300 682.06 692.94 529.62   507.84 518.73 426.18
Vero Motor Plan
67%
$300
851.27 1024.01 743.42 702.75 780.53 743.42 578.07
Westpac Vehicle Cover
79%
$300
868.73 1065.24 719.44 629.01 682.39 451.54 528.08
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
                 
Profile - Owners:    young couple, no children  
  Vehicle:     2007 Holden Commodore SV6 3.6l 4dr, value about $35,000  
  Situation:  garaged, alarm protected, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
633.32 541.54 580.00 563.40 506.15    
AMI Vehicle policy
67%
$300
600.00 515.03 454.72 497.71 404.83    
Ansvar Motor Vehicle
75%
$300
779.97 683.83 683.83 774.52 528.23    
BNZ Premier (supreme)
65%
$300
639.66 513.16 682.64   492.13    
NZI Echelon
78%
$300
676.93 607.01 720.29 739.32 541.93    
State Comprehensive
77%
$350
787.90 676.48 718.40 686.67 628.50    
Tower Tailored Protection
79%
$300
651.68 455.35 455.35 516.23 338.11    
  Cover4Car 63% $300 605.84 447.96 404.41 507.84 447.96    
Vero Motor Plan
67%
$300
709.61 702.75 702.75   606.69    
Westpac Vehicle Cover
79%
$300
806.04 613.46 685.46 682.39 443.81    
               
             
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Note: Click on the Plan Name for more information about what is covered.