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Car insurance premiums

Profiles: The information on this page does not cover every option, but shows a range of profiles which may relate to your car insurance requirements. Price is not the most important aspect in selecting appropriate cover for your car's protection. We strongly recommend you only use this page to do an initial assessment, and that you use the links to the coverage details on this page to begin your review. The profiles we have on this page are:
     
  2002 Toyota Corolla, $12,000, garaged, no alarm, full No-Claims-Bonus - owned by a couple over 65 yrs  
  1998 Subaru Impreza RXI AWD 2.0 S, $8,000, parked in street, no alarm, full No-Claims-Bonus - owned by a family  
  2005 Honda Accord Euro, $21,000, garaged, alarm protected, full No-Claims-Bonus - owned by a family  
  2005 VW Golf GTI 2.0 5dr, $18,000, garaged, alarm protected, full No-Claims-Bonus - owned by a family  
  2007 Holden Commodore SV6 3.6l 4dr, $35,000, garaged, alarm protected, full No-Claims-Bonus - owned by a family  
Note: Click on the Plan Name for more information about what is covered.        
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    couple over 65 years  
  Vehicle:     2002 Toyota Corolla, value about $12,000  
  Situation:  garaged. no alarm, full No-Claims-Bonus.  
                     
AA Insurance
82%
$400
703.31
715.47
488.67
488.67
493.17
474.27
418.02
AMI Vehicle policy
67%
$250
446.07
544.05
370.61
328.37
377.12
367.39
325.58
Ansvar Motor Vehicle
75%
$300
690.86
690.86
490.84
482.42
487.63
359.50
341.03
BNZ Premier (supreme)
65%
$300
496.00
553.82
359.12
357.50
383.83
372.87
453.02
NZI Echelon
78%
$300
556.00
552.05
391.68
436.35
352.62
347.92
320.92
State Comprehensive
77%
$300
605.96
686.89
552.38
522.81
526.51
515.79
498.47
Tower Tailored Protection
79%
$300
527.77
431.38
349.69
293.50
311.04
238.03
170.55
Vero Motor Plan
67%
$300
643.96
668.32
516.62
489.03
577.40
421.03
406.96
Westpac Vehicle Cover
79%
$300
586.80
716.76
472.68
482.12
463.68
376.20
399.24
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
                 
Profile - Owners:    couple over 65 years  
  Vehicle:     2002 Toyota Corolla, value about $12,000  
  Situation:  garaged. no alarm, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
533.22
456.27
488.67
474.27
426.12
   
AMI Vehicle policy
67%
$250
343.10
345.75
351.79
348.75
328.39
   
Ansvar Motor Vehicle
75%
$300
490.84
433.81
433.81
487.63
341.03
   
BNZ Premier (supreme)
65%
$300
408.21
356.31
338.27
381.34
303.31
   
NZI Echelon
78%
$300
409.23
358.65
382.23
372.57
320.92
   
State Comprehensive
77%
$300
576.41
502.12
530.20
508.77
470.34
   
Tower Tailored Protection
79%
$300
399.64
280.00
280.00
317.00
274.08
   
Vero Motor Plan
67%
$300
458.84
489.03
489.03
 
421.03
   
Westpac Vehicle Cover
79%
$300
542.28
417.96
447.60
463.66
369.00
   
                   
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    family  
  Vehicle:     1998 Subaru Impreza RXI AWD 2.0 S, value about $8,000  
  Situation:  parked in street, no alarm, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
1,012.57
1,053.03
717.54
717.54
724.16
696.94
613.58
AMI Vehicle policy
67%
$250
526.00
952.41
482.12
362.81
417.72
486.74
467.52
Ansvar Motor Vehicle
75%
$300
WNQ
WNQ
WNQ
WNQ
WNQ
WNQ
WNQ
BNZ Premier (Supreme)
65%
$300
564.00
710.00
507.23
443.86
518.52
425.55
395.94
NZI Echelon
78%
$300
911.00
792.18
631.77
575.36
555.48
326.40
415.29
State Comprehensive
77%
$300
861.32
1,040.55
814.75
495.57
770.77
753.04
686.89
Tower Tailored Protection
79%
$300
1,189.00
1,142.05
1,225.59
601.37
517.68
800.53
732.36
Vero Motor Plan
67%
$300*
637.73
687.95
521.31
493.25
391.50
591.53
463.69
Westpac Vehicle Cover
79%
$300
573.72
1,040.55
461.40
367.18
454.44
385.32
434.16
      * = in case of theft, excess is $1,300        
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
                 
Profile - Owners:    family  
  Vehicle:     1998 Subaru Impreza RXI AWD 2.0 S, value about $8,000  
  Situation:  parked in street, no alarm, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
783.75
669.71
717.54
696.94
625.57
   
AMI Vehicle policy
67%
$250
682.47
440.69
544.82
406.00
305.54
   
Ansvar Motor Vehicle
75%
$300
WNQ
WNQ
WNQ
WNQ
WNQ
   
BNZ Premier (Supreme)
65%
$300
539.74
376.88
462.77
 
388.11
   
NZI Echelon
78%
$300
568.56
575.65
568.56
503.49
478.08
   
State Comprehensive
77%
$300
814.75
697.61
741.58
708.32
646.99
   
Tower Tailored Protection
79%
$300
1,276.37
825.04
591.46
780.47
853.74
   
Vero Motor Plan
67%
$300*
484.13
493.25
493.25
 
480.58
   
Westpac Vehicle Cover
79%
$300
531.12
410.28
437.04
454.44
376.92
   
    * = in case of theft, excess is $1,300     WNQ = will not quote
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    family  
  Vehicle:     2005 Honda Accord Euro, value about $21,000  
  Situation:  garaged, alarm protected, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
1,067.34
1,110.68
756.30
756.30
764.00
733.95
646.58
AMI Vehicle policy
67%
$250
632.00
642.81
561.58
417.68
486.07
561.58
391.59
Ansvar Motor Vehicle
75%
$300
725.58
725.58
651.96
664.91
725.58
636.31
636.31
BNZ Premier (Supreme)
65%
$300
564.00
717.37
484.55
449.94
523.08
499.64
416.05
NZI Echelon
78%
$300
973.00
827.12
673.02
542.48
485.52
390.00
431.38
State Comprehensive
77%
$300
1,049.04
1,278.31
989.55
548.69
934.11
911.58
827.69
Tower Tailored Protection
79%
$300
674.99
648.00
446.53
439.40
465.91
478.00
416.64
Vero Motor Plan
67%
$300
926.20
1,001.75
637.59
603.05
554.36
791.93
614.57
Westpac Vehicle Cover
79%
$300
734.40
898.32
604.20
476.98
581.04
470.64
551.04
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
                 
Profile - Owners:    family  
  Vehicle:     2005 Honda Accord Euro, value about $21,000  
  Situation:  garaged, alarm protected, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
826.20
705.99
756.30
733.95
659.16
   
AMI Vehicle policy
67%
$250
469.35
444.63
409.60
473.20
354.52
   
Ansvar Motor Vehicle
75%
$300
651.96
651.96
651.96
725.58
696.31
   
BNZ Premier (Supreme)
65%
$300
540.36
452.69
667.80
 
357.76
   
NZI Echelon
78%
$300
591.76
613.20
591.76
536.16
497.03
   
State Comprehensive
77%
$300
989.55
840.99
896.79
854.86
777.06
   
Tower Tailored Protection
79%
$300
599.56
546.70
378.33
467.00
485.20
   
Vero Motor Plan
67%
$300
694.18
603.05
603.05
 
637.59
   
Westpac Vehicle Cover
79%
$300
683.28
522.48
572.76
581.04
462.00
   
                   
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    young couple, no children  
  Vehicle:     2005 VW Golf GTI 2.0 5dr, value about $18,000  
  Situation:  garaged, alarm protected, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
725.14
754.21
514.81
514.81
519.51
499.85
440.43
AMI Vehicle policy
67%
$250
566.08
653.00
432.29
392.40
440.01
424.70
410.00
Ansvar Motor Vehicle
75%
$300
888.09
888.09
624.85
549.71
620.97
452.27
427.54
BNZ Premier (Supreme)
65%
$300
665.51
691.04
483.05
438.06
508.44
408.33
439.30
NZI Echelon
78%
$300
786.90
780.05
529.75
612.27
522.96
444.60
471.50
State Comprehensive
77%
$300
713.50
834.35
661.77
610.39
628.50
614.84
576.41
Tower Tailored Protection
79%
$300
765.00
708.61
 
440.80
446.47
351.09
278.83
Vero Motor Plan
67%
$300
763.84
824.69
706.78
668.14
554.36
631.83
493.25
Westpac Vehicle Cover
79%
$300
671.40
820.80
548.88
489.62
531.00
400.68
454.92
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
                 
Profile - Owners:    young couple, no children  
  Vehicle:     2005 VW Golf GTI 2.0 5dr, value about $18,000  
  Situation:  garaged, alarm protected, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
561.84
480.61
514.81
499.85
448.98
   
AMI Vehicle policy
67%
$250
468.33
402.85
370.38
405.21
335.88
   
Ansvar Motor Vehicle
75%
$300
624.85
549.71
549.71
620.97
427.54
   
BNZ Premier (Supreme)
65%
$300
528.92
421.00
462.77
 
408.33
   
NZI Echelon
78%
$300
560.53
499.29
664.72
605.67
444.5
   
State Comprehensive
77%
$300
676.91
584.53
619.27
593.00
544.98
   
Tower Tailored Protection
79%
$300
610.48
426.65
426.65
540.59
380.60
   
Vero Motor Plan
67%
$300
575.38
668.14
668.14
 
511.93
   
Westpac Vehicle Cover
79%
$300
623.28
477.72
520.32
531.00
393.12
   
                   
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    young couple, no children  
  Vehicle:     2007 Holden Commodore SV6 3.6l 4dr, value about $35,000  
  Situation:  garaged, alarm protected, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
799.95
832.02
567.39
567.39
572.95
551.15
485.31
AMI Vehicle policy
67%
$250
692.00
839.00
541.20
477.69
551.03
496.25
512.89
Ansvar Motor Vehicle
75%
$300
1,090.72
1,090.72
767.01
668.96
757.68
547.77
516.75
BNZ Premier (supreme)
65%
$300
794.59
825.19
718.40
522.19
597.24
468.59
464.42
NZI Echelon
78%
300
1,049.27
1,039.96
630.36
658.07
590.22
527.64
527.26
State Comprehensive
77%
$350
814.75
957.40
753.04
730.42
713.50
697.61
651.78
Tower Tailored Protection
79%
$300
718.00
729.25
 
467.10
516.24
305.19
296.67
Vero Motor Plan
67%
$300
832.76
1,001.75
727.26
687.47
763.56
727.26
565.50
Westpac Vehicle Cover
79%
$300
849.84
1,042.08
703.80
615.34
667.56
441.72
516.60
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
                 
Profile - Owners:    young couple, no children  
  Vehicle:     2007 Holden Commodore SV6 3.6l 4dr, value about $35,000  
  Situation:  garaged, alarm protected, full No-Claims-Bonus.  
                     
AA Insurance RoadCover Plus
82%
$400
619.55
529.77
567.39
551.15
495.15
   
AMI Vehicle policy
67%
$250
586.96
503.83
444.83
486.89
396.03
   
Ansvar Motor Vehicle
75%
$300
763.01
668.96
668.96
757.68
516.75
   
BNZ Premier (supreme)
65%
$300
625.75
502.00
667.80
 
481.43
   
NZI Echelon
78%
$300
662.21
593.81
704.63
723.25
530.15
   
State Comprehensive
77%
$350
770.77
661.77
702.78
671.74
614.84
   
Tower Tailored Protection
79%
$300
637.51
445.45
445.45
505.01
330.76
   
Vero Motor Plan
67%
$300
694.18
687.47
687.47
 
593.50
   
Westpac Vehicle Cover
79%
$300
788.52
600.12
670.56
667.56
434.16
   
               
             
Note: Click on the Plan Name for more information about what is covered.