Banks
| Institution | Product | Variable floating | 6 months |
1 year |
2 years |
3 years |
4 years |
5 years |
|---|---|---|---|---|---|---|---|---|
| ANZ | Standard | 5.69 | 4.99 | 4.39 | 4.35 | 4.55 | 4.85 | 4.95 |
| Standard | 18 months =
4.69
| |||||||
| Special LVR under 80% | 4.49 | 3.89 | 3.85 | 4.05 | ||||
| Special LVR under 80% | 18 months =
4.19
| |||||||
 | Residential | 5.70 | 5.25 | 4.45 | 4.39 | 4.55 | 4.85 | 4.95 |
| Residential | ||||||||
| Special LVR < 80% | 4.95 | 3.95 | 3.89 | 4.05 | 4.35 | 4.45 | ||
| Special LVR < 80% | ||||||||
| Bank of Baroda | Standard | 5.59 | 4.69 | 4.59 | ||||
| Bank of China | Standard | 5.75 | 4.99 | 4.85 | 4.89 | 5.10 | ||
 | Special - Classic | 3.89 | 3.95 | 3.89 | 4.35 | 4.45 | ||
| TotalMoney | 5.80 | |||||||
| Std & Flybuys | 5.80 | 4.99 | 4.69 | 4.59 | 4.79 | 5.19 | 5.39 | |
| Std & Flybuys | ||||||||
| China Construction Bank | Standard | 5.80 | 5.15 | 5.10 | 5.10 | 5.30 | 5.30 | 5.30 |
| Special | 3.65 | 3.90 | ||||||
| Co-operative Bank | Owner Occupied | 5.65 | 3.95 | 3.95 | 3.99 | 4.05 | 4.35 | 4.45 |
| Owner Occupied | 18 months =
3.99
| |||||||
| Standard | 5.65 | 4.45 | 4.45 | 4.49 | 4.55 | 4.85 | 4.95 | |
| Standard | 18 months =
4.49
| |||||||
| Heartland Bank | Reverse Mortgage | 7.82 | ||||||
 | Premier | 5.89 | 4.85 | 3.79 | 3.79 | 3.89 | 4.19 | 4.29 |
| Premier | ||||||||
| ICBC | Standard | 5.65 | 4.85 | 3.85 | 3.95 | 3.89 | 4.29 | 4.39 |
| Standard | 18 months =
3.99
| |||||||
 | Standard | 5.65 | 5.74 | 4.60 | 4.60 | 4.84 | 5.04 | 5.14 |
| Special | 4.99 | 3.85 | 3.85 | 4.09 | 4.29 | 4.39 | ||
| Offset Mortgage | 5.65 | |||||||
| Kookmin | Standard | 5.85 | 5.10 | 5.10 | 5.30 | |||
 | Residential | 5.79 | 5.25 | 4.85 | 5.05 | 5.49 | 5.89 | 6.09 |
| Residential | 18 months =
5.15
click here to contact SBS Bank
| |||||||
| Special | 4.99 | 3.89 | 3.99 | 3.99 | 4.49 | 4.49 | ||
| Special | 18 months =
3.89
click here to contact SBS Bank
| |||||||
| Advance Equity Release | 7.55 | |||||||
 | Standard | 5.69 | 5.35 | 4.45 | 4.49 | 4.55 | 4.95 | 5.05 |
| Standard | ||||||||
| Special | 4.85 | 3.95 | 3.99 | 4.05 | 4.45 | 4.55 | ||
| Special | ||||||||
| Price match promise | 5.69 | 3.89 | 3.89 | 3.89 | 4.35 | 4.45 | ||
 | Standard | 5.79 | 4.99 | 4.69 | 4.79 | 5.19 | 5.29 | 5.49 |
| Standard | ||||||||
| Special LVR < 80% | 3.89 | 3.85 | 4.05 | 4.35 | 4.45 | |||
| Special LVR < 80% | 18 months =
4.09
Minimum of 20% equity, salary credit to a Westpac transaction account plus one other Westpac NZ product
| |||||||
| Choices Offset | 5.79 | |||||||
| Choices Everyday | 5.84 | |||||||