Children/Youth/Student
| Institution | Credit Rating | Account type | Minimum deposit $ | Interest rate % |
|---|---|---|---|---|
| ANZ | AA- | Online Account | $1 | 0.05 |
| ASB | AA- | Headstart | $1 | 0.15 |
| BNZ | AA- | Personal OnCall | $1 | 0.05 |
| Co-operative Bank | BBB | Dollars and Sense | $1 | 2.00 |
| BBB | Dollars and Sense | $4,000 | 0.10 | |
| Heartland Bank | BBB | Transactional | $1 | 0.50 |
| Kiwibank | A | First Saver | $1 | 0.25 |
 | A | RaboSaver | $1 | 0.35 |
| A | RaboSaver | $5,000,000 | 0.15 | |
| TSB Bank | A- | Youth | $1 | 0.25 |
| Westpac | AA- | Junior Account - simple saver | $1 | 0.05 |