Business borrowing rates

Institution Product Type Security Base rate
% pa
Lenders Margin
% pa
Mgmt fee %
flat
Total 
% pa
Corporate Indicator rate Variable ? 4.13 ? ? ?
  Business Bank Indicator rate Variable ? 9.50 ? ? ?
  Bill Priced Term Loan Floating Indicator rate Variable ? 6.25 ? ? ?
  Bill Priced Flexible Facility Indicator rate Variable ? 5.79 ? ? ?
  Business Equity Loan Variable ? 5.74 ? ? ?
  Business Overdraft Variable ? 11.75 1 to 5 1.44 14.09 - 18.09
  Agri Current account Variable ? 7.70 ? ? ?
ASB Business Lending Base Rate Variable ? 10.23 1 to 5 1.44 12.74 - 16.74
  Rural base rate Variable ? 7.03 ? 1.00 ?
  Corporate Indicator rate Variable ? 4.50 ? 1.00 ?
BNZ Business Overdraft Variable ? 10.45 1 to 5 1.80 13.25 - 17.25
  Corporate Prime Variable ? 10.20 ? ? ?
  Farm First Call ? 10.45 ? ? ?
  Farm First Variable ? 9.20 ? ? ?
  Agribusiness Farm First Variable ? 9.20 ? ? ?
  Rapid Repay Farming Variable ? 7.80 ? ? ?
Cash Flow Funding CFF Overdraft Variable Business assets 10.50 0.00 0.00 10.50
Fuelled Invoice funding via Xero Flexible Unsecured 15.00 0.00 12.00-48.00 27.00-63.00
Heartland Business Funding Variable ? 10.00 1 to 5 1.44 12.44 -16.44
Kiwibank Business Overdraft Rate Variable ? 9.90 1 to 5 1.20 11.70 - 15.70
  Business Home Equity Rate Variable ? 6.15 ? ? ?
Spotcap Business Loan, P&I Variable Unsecured 6.0-40.0 0.00 2.00-3.00 8.0-43.0
TSB Business Fixed Rates 1 year ? 6.05 ? ? ?
  Business Fixed Rates 2 year ? 5.99 ? ? ?
  Business Fixed Rates 3 year ? 6.65 ? ? ?
  Commercial Property Fixed Rates 1 year Property 6.05 ? ? ?
  Commercial Property Fixed Rates 2 year Property 5.99 ? ? ?
  Commercial Property Fixed Rates 3 year Property 6.65 ? ? ?
Westpac Overdraft more than $5,000 Variable ? 13.95 1 - 5 1.20 16.15-20.15

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