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mortgage serviceability

David Hargreaves looks at some of the options in the long-running saga that has been the Reserve Bank's quest for a debt-to-income measure for the housing market
11th Aug 21, 12:11pm
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David Hargreaves looks at some of the options in the long-running saga that has been the Reserve Bank's quest for a debt-to-income measure for the housing market
Govt signs off on DTI measures, which will be implemented; RBNZ also to tighten LVR rules from October; RBNZ says it 'hasn't seen sufficient reduction in risky lending'
3rd Aug 21, 9:25am
166
Govt signs off on DTI measures, which will be implemented; RBNZ also to tighten LVR rules from October; RBNZ says it 'hasn't seen sufficient reduction in risky lending'
We take a look at where banks' mortgage serviceability test rates are at against the backdrop of news the RBNZ could set these as a debt serviceability restriction
19th Jun 21, 9:01am
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We take a look at where banks' mortgage serviceability test rates are at against the backdrop of news the RBNZ could set these as a debt serviceability restriction
With a debt-to-income ratio tool back on the table, Gareth Vaughan looks at the political and other challenges the RBNZ needs to overcome to be granted the financial stability tool
15th Dec 20, 11:47am
21
With a debt-to-income ratio tool back on the table, Gareth Vaughan looks at the political and other challenges the RBNZ needs to overcome to be granted the financial stability tool
Reserve Bank open to having more regard for house prices through the way it regulates banks, not through the way it conducts monetary policy; Asks for debt-to-income tools
11th Dec 20, 11:38am
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Reserve Bank open to having more regard for house prices through the way it regulates banks, not through the way it conducts monetary policy; Asks for debt-to-income tools
RBNZ notes the financial stability risks associated with sky-rocketing house prices, but doesn't ask for a debt-to-income ratio tool to be added to its macro-prudential toolkit
25th Nov 20, 10:12am
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RBNZ notes the financial stability risks associated with sky-rocketing house prices, but doesn't ask for a debt-to-income ratio tool to be added to its macro-prudential toolkit
Mortgage payments are just as affordable for first home buyers as they were three years ago, thanks to falling interest rates and higher wages
22nd Nov 20, 6:02am
239
Mortgage payments are just as affordable for first home buyers as they were three years ago, thanks to falling interest rates and higher wages
CEO David McLean says Westpac NZ is open for business but has not loosened its LVR lending limits since the Reserve Bank said it could
3rd Nov 20, 12:06pm
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CEO David McLean says Westpac NZ is open for business but has not loosened its LVR lending limits since the Reserve Bank said it could
Mike Pero Mortgages case study shows the larger your credit card limit, the less you'll be able to borrow to buy a house, regardless of what's owing on your card
15th Dec 17, 12:24pm
22
Mike Pero Mortgages case study shows the larger your credit card limit, the less you'll be able to borrow to buy a house, regardless of what's owing on your card