mortgage serviceability
[updated]
Falling net interest margin and rising costs push ASB half-year profit lower
14th Feb 24, 10:29am
12
Falling net interest margin and rising costs push ASB half-year profit lower
[updated]
RBNZ wants to loosen loan-to-value ratio restrictions and introduce debt-to-income restrictions on banks' home lending
23rd Jan 24, 10:19am
156
RBNZ wants to loosen loan-to-value ratio restrictions and introduce debt-to-income restrictions on banks' home lending
Mortgage brokers on customers' borrowing capacity, refinancing with new lenders and more
12th Dec 23, 9:15am
Mortgage brokers on customers' borrowing capacity, refinancing with new lenders and more
[updated]
ANZ NZ annual profit holds above $2b despite higher loan impairments, CEO expects more stress among businesses & mortgage holders
13th Nov 23, 10:16am
31
ANZ NZ annual profit holds above $2b despite higher loan impairments, CEO expects more stress among businesses & mortgage holders
Westpac NZ 'onshores' about 200 jobs from Australia as it meets new RBNZ outsourcing requirements, fights financial crime
7th Nov 23, 9:16am
Westpac NZ 'onshores' about 200 jobs from Australia as it meets new RBNZ outsourcing requirements, fights financial crime
[updated]
Latest Reserve Bank Financial Stability Report says if economic conditions deteriorate by more than projected the lending stress could be more severe
1st Nov 23, 9:09am
82
Latest Reserve Bank Financial Stability Report says if economic conditions deteriorate by more than projected the lending stress could be more severe
Kiwibank economists say all three key drivers of the housing market point to a stronger market and house price gains; Westpac economists say housing market one of the key things they will be watching
19th Jun 23, 1:53pm
157
Kiwibank economists say all three key drivers of the housing market point to a stronger market and house price gains; Westpac economists say housing market one of the key things they will be watching
BNZ economists say if they are right about the housing market having bottomed then prices will be levelling out around 20% above pre-pandemic levels
7th Jun 23, 10:51am
108
BNZ economists say if they are right about the housing market having bottomed then prices will be levelling out around 20% above pre-pandemic levels
Annual lending at SBS Bank's Finance Now surges, with car loans leading the way
31st May 23, 9:48am
Annual lending at SBS Bank's Finance Now surges, with car loans leading the way
Benje Patterson argues banks’ narrow focus on short-term profitability has set some households up to fail
24th May 23, 10:00am
91
Benje Patterson argues banks’ narrow focus on short-term profitability has set some households up to fail
ANZ economists say latest sales figures are consistent with a housing market that's nearing a turn, while the increased demand for housing from migration is likely to put upward pressure on prices
15th May 23, 10:55am
87
ANZ economists say latest sales figures are consistent with a housing market that's nearing a turn, while the increased demand for housing from migration is likely to put upward pressure on prices
Gareth Vaughan argues borrowers who bought their first home in 2020-21 face being let down by the system
13th May 23, 10:01am
167
Gareth Vaughan argues borrowers who bought their first home in 2020-21 face being let down by the system
David Hargreaves looks at some issues that need tackling ahead of the next housing boom, because yes, there will be another
12th May 23, 5:00am
140
David Hargreaves looks at some issues that need tackling ahead of the next housing boom, because yes, there will be another
Westpac NZ CEO Catherine McGrath tells home buyers who bought for the long-term at house price peaks to hang in there
9th May 23, 11:16am
46
Westpac NZ CEO Catherine McGrath tells home buyers who bought for the long-term at house price peaks to hang in there
ANZ NZ boss runs through a range of options for struggling home loan borrowers before the 'last resort' of a mortgagee sale
8th May 23, 1:49pm
76
ANZ NZ boss runs through a range of options for struggling home loan borrowers before the 'last resort' of a mortgagee sale
BNZ CEO Dan Huggins says vast majority of customers coping with higher mortgage rates so far, Commerce Commission market study not necessary
5th May 23, 9:16am
6
BNZ CEO Dan Huggins says vast majority of customers coping with higher mortgage rates so far, Commerce Commission market study not necessary
Banks say many of their borrowers are ahead of schedule on home loan repayments but tougher times are ahead
25th Apr 23, 9:00am
97
Banks say many of their borrowers are ahead of schedule on home loan repayments but tougher times are ahead
Big banks' mortgage serviceability test rates now start at 8.5% and rise above 9%
8th Apr 23, 9:15am
82
Big banks' mortgage serviceability test rates now start at 8.5% and rise above 9%
The Reserve Bank says the potential benefits of DTI restrictions would significantly outweigh banks' costs
3rd Apr 23, 4:07pm
70
The Reserve Bank says the potential benefits of DTI restrictions would significantly outweigh banks' costs
CEO Vittoria Shortt says ASB's assisting customers by 'passing on pricing movements faster and in greater quantum' on term deposits than loans
16th Feb 23, 12:04pm
9
CEO Vittoria Shortt says ASB's assisting customers by 'passing on pricing movements faster and in greater quantum' on term deposits than loans
Reserve Bank outlines design plans for tool it could enforce on banks to limit the debt-to-income ratio of home buyers
10th Nov 22, 1:54pm
41
Reserve Bank outlines design plans for tool it could enforce on banks to limit the debt-to-income ratio of home buyers
CEO Dan Huggins says BNZ's conservative approach to housing lending means borrowers are handling mortgage rate increases well so far
10th Nov 22, 7:52am
2
CEO Dan Huggins says BNZ's conservative approach to housing lending means borrowers are handling mortgage rate increases well so far
[updated]
BNZ annual profit tops $1.4 billion as income, lending and net interest margins rise. Completes quadruple of record annual profit for big 4 banks
9th Nov 22, 10:38am
39
BNZ annual profit tops $1.4 billion as income, lending and net interest margins rise. Completes quadruple of record annual profit for big 4 banks
[updated]
Westpac NZ annual profit tops $1 billion helped by gain from sale of Westpac Life & impairment write-backs
7th Nov 22, 10:25am
72
Westpac NZ annual profit tops $1 billion helped by gain from sale of Westpac Life & impairment write-backs
Reserve Bank Governor offers advice on how debt-stressed customers can deal with their banks and says our banks have 'no appetite' to take back houses they have loaned on
3rd Nov 22, 2:22pm
74
Reserve Bank Governor offers advice on how debt-stressed customers can deal with their banks and says our banks have 'no appetite' to take back houses they have loaned on