Investing
Summer KiwiSaver's Martin Hawes says good value companies that are found and bought in this volatility will look very good in a year or two, despite some rough moments in the meantime
16th Mar 20, 3:54pm
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Summer KiwiSaver's Martin Hawes says good value companies that are found and bought in this volatility will look very good in a year or two, despite some rough moments in the meantime
Summer KiwiSaver's Martin Hawes says balanced funds are likely to be more suitable for default KiwiSaver schemes than conservative funds
3rd Mar 20, 3:10pm
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Summer KiwiSaver's Martin Hawes says balanced funds are likely to be more suitable for default KiwiSaver schemes than conservative funds
'Game-changing' KiwiSaver rule changes to see default KiwiSaver funds switched from conservative to balanced, and default providers banned from investing in fossil fuel production
1st Mar 20, 5:02am
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'Game-changing' KiwiSaver rule changes to see default KiwiSaver funds switched from conservative to balanced, and default providers banned from investing in fossil fuel production
Over the past ten years, KiwiSaver schemes have delivered less than half the returns the NZ Super Fund has, and in 2019 it was only marginally better
22nd Feb 20, 9:52am
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Over the past ten years, KiwiSaver schemes have delivered less than half the returns the NZ Super Fund has, and in 2019 it was only marginally better
Summer KiwiSaver's Martin Hawes says by having three times as much money invested offshore as in New Zealand, KiwiSaver fund managers are doing the right thing for their members
20th Feb 20, 1:32pm
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Summer KiwiSaver's Martin Hawes says by having three times as much money invested offshore as in New Zealand, KiwiSaver fund managers are doing the right thing for their members
Summer KiwiSaver's Martin Hawes has a bright, inexpensive idea on how to use KiwiSaver when you are writing a will, one that can avoid all the costs and complexities of a trust
29th Jan 20, 2:41pm
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Summer KiwiSaver's Martin Hawes has a bright, inexpensive idea on how to use KiwiSaver when you are writing a will, one that can avoid all the costs and complexities of a trust
Commission for Financial Capability stops lobbying the government to raise the age of entitlement for NZ Super, saying keeping the age at 65 won't be as costly as previously thought
29th Jan 20, 6:20am
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Commission for Financial Capability stops lobbying the government to raise the age of entitlement for NZ Super, saying keeping the age at 65 won't be as costly as previously thought
Potential KiwiSaver game-changer on the horizon as InvestNow plans to enable KiwiSaver members to invest in funds offered by a range of managers via its online portal
25th Jan 20, 9:50am
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Potential KiwiSaver game-changer on the horizon as InvestNow plans to enable KiwiSaver members to invest in funds offered by a range of managers via its online portal
Summer KiwiSaver's Martin Hawes has a helpful guide to figure out how much you will need for a good retirement. Some idea of a retirement savings goal is a lot better than no idea at all
23rd Dec 19, 6:02am
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Summer KiwiSaver's Martin Hawes has a helpful guide to figure out how much you will need for a good retirement. Some idea of a retirement savings goal is a lot better than no idea at all
Summer KiwiSaver's Martin Hawes cautions millennial readers to be sceptical of American headlines when it comes to saving for retirement. Kiwis may need to save more but our goals can be met with more realistic standards
7th Dec 19, 10:16am
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Summer KiwiSaver's Martin Hawes cautions millennial readers to be sceptical of American headlines when it comes to saving for retirement. Kiwis may need to save more but our goals can be met with more realistic standards
Summer KiwiSaver's Martin Hawes makes the case for allowing members to join more than one scheme, in part to encourage switching to better performing funds and in part to loosen the grip on KiwiSaver by banks
22nd Nov 19, 11:25am
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Summer KiwiSaver's Martin Hawes makes the case for allowing members to join more than one scheme, in part to encourage switching to better performing funds and in part to loosen the grip on KiwiSaver by banks
KiwiSaver is avoided by the self-employed even though they need it just as much as everyone else. They face extra stresses and hurdles, so Martin Hawes welcomes the proposal to change incentives for this group to join
6th Nov 19, 1:01pm
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KiwiSaver is avoided by the self-employed even though they need it just as much as everyone else. They face extra stresses and hurdles, so Martin Hawes welcomes the proposal to change incentives for this group to join
Martin Hawes thinks technology and demographic trends will keep interest rates low for a long time yet meaning real returns from term deposits will likely get worse and new options will be needed
29th Oct 19, 12:55pm
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Martin Hawes thinks technology and demographic trends will keep interest rates low for a long time yet meaning real returns from term deposits will likely get worse and new options will be needed
Retirement Commissioner considers making KiwiSaver more attractive to the self-employed by enabling members to receive government contributions of up to $2000 a year for making voluntary contributions
29th Oct 19, 10:47am
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Retirement Commissioner considers making KiwiSaver more attractive to the self-employed by enabling members to receive government contributions of up to $2000 a year for making voluntary contributions
The Government created KiwiSaver to help us save for retirement. Does it need to create 'KiwiSpend' to ensure those savings go the distance in retirement?
22nd Oct 19, 6:22am
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The Government created KiwiSaver to help us save for retirement. Does it need to create 'KiwiSpend' to ensure those savings go the distance in retirement?
Martin Hawes points out that the amount you save now will have a huge bearing on what you can spend in retirement, and is probably more important than the returns on those savings
19th Oct 19, 9:49am
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Martin Hawes points out that the amount you save now will have a huge bearing on what you can spend in retirement, and is probably more important than the returns on those savings
Interim Retirement Commissioner on benefits of loosening KiwiSaver rules around first home withdrawals: 'If we can get more people on the property ladder earlier, there may be less liability to taxpayers later'; Minister Faafoi hesitant
15th Oct 19, 5:00am
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Interim Retirement Commissioner on benefits of loosening KiwiSaver rules around first home withdrawals: 'If we can get more people on the property ladder earlier, there may be less liability to taxpayers later'; Minister Faafoi hesitant
Martin Hawes wonders how many KiwiSaver members are really in the right fund type and will be badly exposed when the economic tide inevitably recedes. He counsels against simplistic positioning
10th Oct 19, 1:33pm
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Martin Hawes wonders how many KiwiSaver members are really in the right fund type and will be badly exposed when the economic tide inevitably recedes. He counsels against simplistic positioning
Fees, nerves, and first-home-buyer activity - what the FMA's annual KiwiSaver report tells us about the state of our retirement savings scheme
10th Oct 19, 5:00am
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Fees, nerves, and first-home-buyer activity - what the FMA's annual KiwiSaver report tells us about the state of our retirement savings scheme
If you need to find an alternative to very low term deposit interest rate returns, Martin Hawes has some guidance on how you should approach the change
3rd Oct 19, 1:31pm
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If you need to find an alternative to very low term deposit interest rate returns, Martin Hawes has some guidance on how you should approach the change
Capital markets review recommends changes to KiwiSaver to help lift the level of kiwis' engagement with & interest in investment so more New Zealanders actively participate to create personal wealth
9th Sep 19, 4:50pm
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Capital markets review recommends changes to KiwiSaver to help lift the level of kiwis' engagement with & interest in investment so more New Zealanders actively participate to create personal wealth
Government review of KiwiSaver default provider arrangements probes potential support for New Zealand capital markets development, fee reductions and more
14th Aug 19, 5:09pm
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Government review of KiwiSaver default provider arrangements probes potential support for New Zealand capital markets development, fee reductions and more
Martin Hawes wants to see two specific things done to help sort out the PIR tax problem that now bedevils so many KiwiSaver members
21st Jun 19, 11:49am
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Martin Hawes wants to see two specific things done to help sort out the PIR tax problem that now bedevils so many KiwiSaver members
The PM is dismissive of the Deputy PM telling Grey Power Cabinet is working on making it harder for migrants to get Super and considering requiring employers of over-65s to match their employees' KiwiSaver contributions
20th May 19, 7:17pm
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The PM is dismissive of the Deputy PM telling Grey Power Cabinet is working on making it harder for migrants to get Super and considering requiring employers of over-65s to match their employees' KiwiSaver contributions
Strategic asset-allocation decisions determine most of an investment portfolio’s subsequent return. Investors need to focus more on their portfolio composition and worry less about active or passive positions
2nd May 19, 9:38am
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Strategic asset-allocation decisions determine most of an investment portfolio’s subsequent return. Investors need to focus more on their portfolio composition and worry less about active or passive positions