KiwiSaver news and analysis

Are your retirement savings going to be enough?

23 Apr 18, 10:15am

David Chaston

13 comments

We launch a new tool to help you work out how long your retirement savings plan will cover your life after work
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The great sag

21 Apr 18, 10:22am

David Chaston

10 comments

Nothing goes up forever, including financial markets or economic growth. Corrections happen. Now is a good time to think how your KiwiSaver will fare in a downturn
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Be selective when going for growth

20 Apr 18, 7:30am

David Chaston

10 comments

We review the performance of KiwiSaver Growth funds. This sector is settling back from outsized returns but some are still delivering well. A decade of track records back up our analysis
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Bankers bite back at Winston Peters' KiwiFund Bill

19 Apr 18, 9:20am

Jenée Tibshraeny

24 comments

Bank lobby voices concerns over NZ First's bid to have a government-guaranteed, government-run KiwiSaver provider that prioritises local investment
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Default KiwiSaver fund performance sags

17 Apr 18, 5:00am

David Chaston

7 comments

The tide is going out for investors in KiwiSaver Default funds as the heavy allocation in fixed-income securities risks valuation readjustment down, cancelling any gains in yields
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Financial illiteracy begins with government

19 Mar 18, 9:43am

Guest

24 comments

Jenesa Jeram argues that rather than focusing on the flaws of individuals, governments might do better to explore their own behavioural biases towards retirement savings
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Analysing KiwiSaver fees and returns

25 Feb 18, 11:18am

David Chaston

20 comments

Choosing a KiwiSaver fund based on fee levels is analysis for suckers. We look at ten years of track record trying to find a relationship between fees and returns, unsuccessfully
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Winston Peters' government-run KiwiSaver scheme a step closer

22 Feb 18, 2:47pm

Jenée Tibshraeny

59 comments

KiwiFund Bill to establish a committee to set up a government-run KiwiSaver scheme passes first reading; National dubs it misguided and unnecessary; Industry speaks out against 'political tinkering'
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Commerce Minister keen to see KiwiSaver fees continue falling

16 Feb 18, 10:22am

Jason Walls

9 comments

Kris Faafoi wants to see more default KiwiSaver providers reduce fees, after just two of the nine providers cut theirs after a government review, but industry players are not so keen
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'Have I put aside enough?'

15 Feb 18, 5:02am

David Chaston

70 comments

We look at how much you should be saving for retirement, attempting to give age markers so that you can tell if you are on track. You need a plan, commitment & to get started now
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What would Martin Hawes do?

13 Feb 18, 10:47am

Jenée Tibshraeny

34 comments

Financial adviser Martin Hawes argues a stock market crash isn't looming, so remains bullish; Says now isn't the time for nervous investors to adjust their risk profiles
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'Best in class' KiwiSaver schemes to December 2017

5 Feb 18, 9:43am

David Chaston

2 comments

We review the overall performance of the KiwiSaver funds industry, one that will reach $50 bln invested in 2018. Results have been good overall but there is a wide divergence between managers
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Balanced KiwiSaver fund managers are doing well

2 Feb 18, 5:02am

David Chaston

2017 was great for KiwiSaver members who chose balanced-growth funds, but only if your fund was managed well. Nine of 14 funds shone, for others the results were dim
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Even in good times there are underperformers

29 Jan 18, 2:49pm

David Chaston

12 comments

Our comprehensive review of Aggressive KiwiSaver fund returns to December 31, 2017, identifies who has the best long-term results. But it shows managers for a quarter of these funds aren't up to scratch
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Default KiwiSaver fund performance, better than passive investing?

26 Jan 18, 9:01am

David Chaston

On the back of buoyant and positive markets, our comprehensive review of default KiwiSaver fund performance to December 2017 identifies who is doing best
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Govt-run KiwiSaver scheme unlikely to get go-ahead

22 Dec 17, 10:09am

Jenée Tibshraeny

19 comments

Lack of enthusiasm from major parties for New Zealand First's government-run KiwiSaver provider pitch with Labour non-committal
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This week's guest Top 10

15 Dec 17, 10:02am

Benje Patterson

38 comments

Benje Patterson looks at 10 ways to kickstart your financial health
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High fee, low yield KiwiSaver funds exposed

21 Nov 17, 7:36am

Jenée Tibshraeny

30 comments

FMA puts KiwiSaver funds side-by-side to illustrate whether investors are getting bang for their buck; KiwiSaver providers unapologetic for charging the fees they do, saying investment is needed to provide quality advice
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'There didn’t seem to be an issue to fix from Xero being listed here'

17 Nov 17, 7:36am

Jenée Tibshraeny

12 comments

JBWere strategist who raised concerns about the share market's future in 2010, now says a slump in new listings, risks associated with an over-valued market & tax distortions aren't enough to prevent the NZX from growing
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A game of two halves - charting 10 years of KiwiSaver performance

8 Nov 17, 9:26am

Guest

6 comments

Mercer's David Scobie assesses how KiwiSaver has worked out for members over the past decade on an after-tax, after-fees basis across the various risk categories
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