KiwiSaver news and analysis

Fresh approach needed to tackle inequality and low-productivity

23 Jun 18, 9:11am

Guest

A fresh approach to personal savings is the only way to stop our slide into inequality and low productivity, argues Robert MacCulloch
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Division over whether KiwiSaver providers should stick to their knitting

15 Jun 18, 9:35am

Jenée Tibshraeny

28 comments

KiwiSaver providers mixed on whether KiwiSaver should be used to encourage 'rainy day' savings on top of retirement and first home savings
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Could a 'rainy day fund' be incorporated into KiwiSaver?

12 Jun 18, 8:00pm

Jenée Tibshraeny

21 comments

The CFFC's David Boyle wants KiwiSaver members to have the choice to fill a rainy day savings bucket, before contributing to a fund for their retirement or first home
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'It takes a long time to really change the entire DNA of an industry'

4 Jun 18, 6:31am

Gareth Vaughan

15 comments

FMA CEO Rob Everett says the financial services sector is at a tipping point and needs to focus on how to make sure customers get a better deal
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Budget 2018 - Summary of all spending plans

17 May 18, 3:13pm

Suraj Varma

12 comments

Budget 2018 - Summary of all spending plans
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Do bank KiwiSaver funds cost you through lower returns?

17 May 18, 9:45am

David Chaston

15 comments

David Chaston checks to see if having your KiwiSaver in a bank-based fund hurts your returns. It does in two risk categories, not so much in the others
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Taking a peek at politicians' pecuniary interests

16 May 18, 2:47pm

David Chaston

7 comments

We analyse the MPs exposure to trusts, mortgages, and KiwiSaver. Yes, there are party differences, but some are not as pronounced as you might expect
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How is this possible?

13 May 18, 12:29pm

David Chaston

22 comments

New Zealand benchmark yields are now lower than US equivalents, and even Australian ones. It's highly unusual. We reveal what is happening and search for reasons and drivers
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Going for growth

7 May 18, 9:44am

David Chaston

6 comments

We look at where our KiwiSaver funds are held, finding more than half are in growth-type funds and two thirds are in bank-controlled schemes
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A real KiwiSaver head scratcher

1 May 18, 9:30am

David Chaston

14 comments

Conservative or cash KiwiSaver returns beg the question: Why are you in KiwiSaver in the first place? We review the long-term returns and find them hard to justify
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Are your retirement savings going to be enough?

23 Apr 18, 10:15am

David Chaston

16 comments

We launch a new tool to help you work out how long your retirement savings plan will cover your life after work
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The great sag

21 Apr 18, 10:22am

David Chaston

11 comments

Nothing goes up forever, including financial markets or economic growth. Corrections happen. Now is a good time to think how your KiwiSaver will fare in a downturn
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Be selective when going for growth

20 Apr 18, 7:30am

David Chaston

10 comments

We review the performance of KiwiSaver Growth funds. This sector is settling back from outsized returns but some are still delivering well. A decade of track records back up our analysis
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Bankers bite back at Winston Peters' KiwiFund Bill

19 Apr 18, 9:20am

Jenée Tibshraeny

24 comments

Bank lobby voices concerns over NZ First's bid to have a government-guaranteed, government-run KiwiSaver provider that prioritises local investment
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Default KiwiSaver fund performance sags

17 Apr 18, 5:00am

David Chaston

7 comments

The tide is going out for investors in KiwiSaver Default funds as the heavy allocation in fixed-income securities risks valuation readjustment down, cancelling any gains in yields
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Financial illiteracy begins with government

19 Mar 18, 9:43am

Guest

25 comments

Jenesa Jeram argues that rather than focusing on the flaws of individuals, governments might do better to explore their own behavioural biases towards retirement savings
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Analysing KiwiSaver fees and returns

25 Feb 18, 11:18am

David Chaston

20 comments

Choosing a KiwiSaver fund based on fee levels is analysis for suckers. We look at ten years of track record trying to find a relationship between fees and returns, unsuccessfully
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Winston Peters' government-run KiwiSaver scheme a step closer

22 Feb 18, 2:47pm

Jenée Tibshraeny

59 comments

KiwiFund Bill to establish a committee to set up a government-run KiwiSaver scheme passes first reading; National dubs it misguided and unnecessary; Industry speaks out against 'political tinkering'
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Commerce Minister keen to see KiwiSaver fees continue falling

16 Feb 18, 10:22am

Jason Walls

9 comments

Kris Faafoi wants to see more default KiwiSaver providers reduce fees, after just two of the nine providers cut theirs after a government review, but industry players are not so keen
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'Have I put aside enough?'

15 Feb 18, 5:02am

David Chaston

70 comments

We look at how much you should be saving for retirement, attempting to give age markers so that you can tell if you are on track. You need a plan, commitment & to get started now
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