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Shiny happy (realistic) people ; Budget cuts; Good business books; Secret bank accounts and financial soul mates; All about bonds

Personal Finance
Shiny happy (realistic) people ; Budget cuts; Good business books; Secret bank accounts and financial soul mates; All about bonds

By Amanda Morrall

1) Financial sabotage

I don't like thinking about getting old. Who does really? Supposedly the secret to staying youthful is thinking young, not giving into old age thinking and keeping the company of youthful and/or shiny happy people high on life. Paradoxically, this strategy is financially disastrous. If you want to age gracefully without suffering the added insult of being poor and old, then a bit of well spent time planning for it is important.

Or such is the thinking prescribed here by

2) Cheap  haircuts

After an unrelenting lice infestation a few years ago in Christchurch with the loathsome blood-sucking parasites alternately taking up residence in the apparently luxurious and cheap accommodation of me and my two sons, I had my tresses severely chopped.

Now that I'm an expert in these matters, I realise it was probably all for naught.  Unless, you're giving yourself a No.1 for nine weeks, it's unlikely to repel the beasts. Furthermore, apart from Sinead O'Connor, there's not many gals that can get away with that bald look. Too bad for that as we'd save ourselves a bloody fortune.

I envy men for their competitive financial advantage in the cosmetic department.

This blogger reckons his home-styled buzz cuts saved him $1K during college.

3) Good books

I've been feeling a bit guilty (this is one of my specialties) about abandoning the book review component of my Five-Fold Friday column which was replaced by this one.

To make amends, here's a bevy of business books hand-picked by Good.

4) Invisible Cushions

Money and marriage make strange bedfellows. In my experience, there are very few couples who have shared values around finances. Invariably one partner earns more, one spends more (usually the one not earning it) and someone gets stuck with the job of being the CFO. Probably too much to expect a financial soul-mate who also gets your pulse racing. Good communication is therefore crucial.

I got to thinking about it after reading this blogger's botched budgeting experiment and their confession about having set up an invisible cushion of money.

I tend to think secret bank accounts and what not are a recipe for disaster but maybe there is no harm in being cautious?

5) Bonds is growing, again. Today marks the beginning of our new bonds section which will feature current issues, rates, explainers and news. Click here to link to the section.




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#4 reminds me of an item you had in an earlier post, "How to financially train your spouse". I think if you have to hide money, more training is required!


Perhaps I will have more success with my puppy in the training department. Can't teach an old dog new tricks.


I definitely like #2. I moved from Auckland where I'd get great haircuts for about $23 to the UK. Pay about the same and was unimpressed. Moved to Hamilton and again unimpressed. More expensive, long waits everywhere and average haircut. I decided I might go the clipper route and found out a surprising number of fellows already did that. So now my wife grudgingly cuts my hair. Quicker, easier and surprisingly at least as good as the professional jobs have been!