John Bolton

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John Bolton is the principal at Squirrel Mortgages. You can contact him here.

Member for
5 years 8 months

Articles by John Bolton

4th Nov 18, 6:02am
127
John Bolton says although there are economic clouds aplenty on the horizon our property market is well placed to weather the storm
John Bolton says although there are economic clouds aplenty on the horizon our property market is well placed to weather the storm
4th Nov 18, 6:02am
29th Aug 18, 9:55am
66
Squirrel Mortgages' John Bolton sees prices remaining relatively stable in the overall housing market but says new developments could come under price pressure
Squirrel Mortgages' John Bolton sees prices remaining relatively stable in the overall housing market but says new developments could come under price pressure
29th Aug 18, 9:55am
7th Nov 17, 4:49pm
35
John Bolton argues Auckland’s housing challenges are over simplified and a bigger issue is how to cope with asymmetric growth in an increasingly global economy
John Bolton argues Auckland’s housing challenges are over simplified and a bigger issue is how to cope with asymmetric growth in an increasingly global economy
7th Nov 17, 4:49pm
8th Feb 17, 9:37am
23
John Bolton on how retail banks make money and why mortgage rates are increasing  
John Bolton on how retail banks make money and why mortgage rates are increasing  
8th Feb 17, 9:37am
30th Oct 16, 9:09am
59
Mortgage broker John Bolton doesn't want the RBNZ pulling out the bazooka of DTIs - he'd rather to see them use a rifle and continue to finesse the rules already applied
Mortgage broker John Bolton doesn't want the RBNZ pulling out the bazooka of DTIs - he'd rather to see them use a rifle and continue to finesse the rules already applied
30th Oct 16, 9:09am
19th Oct 16, 9:47am
180
John Bolton sees much tighter monetary conditions than the RBNZ is expecting, banks maximising margin rather than market share & a riskier landscape for borrowers
John Bolton sees much tighter monetary conditions than the RBNZ is expecting, banks maximising margin rather than market share & a riskier landscape for borrowers
19th Oct 16, 9:47am
30th Jul 16, 9:28am
70
Mortgage broker John Bolton argues rising boomer disposable incomes, and a failure of policy to adjust to changes in society and technology, is causing the housing affordability issue
Mortgage broker John Bolton argues rising boomer disposable incomes, and a failure of policy to adjust to changes in society and technology, is causing the housing affordability issue
30th Jul 16, 9:28am
23rd Jul 16, 9:14am
66
Mortgage broker John Bolton looks at the Auckland housing market and chances of a market correction
Mortgage broker John Bolton looks at the Auckland housing market and chances of a market correction
23rd Jul 16, 9:14am
17th Oct 15, 6:02am
21
John Bolton questions whether the current monetary system will survive these days of high debt, weak inflation & low interest rates
John Bolton questions whether the current monetary system will survive these days of high debt, weak inflation & low interest rates
17th Oct 15, 6:02am
17th Aug 15, 10:55am
26
John Bolton argues the RBNZ's 70% Auckland LVR policy is a headless chicken moment. Focusing on affordability & debt servicing would've been better
John Bolton argues the RBNZ's 70% Auckland LVR policy is a headless chicken moment. Focusing on affordability & debt servicing would've been better
17th Aug 15, 10:55am
17th Mar 15, 5:00am
39
John Bolton says lack of supply will prop up house prices in the foreseeable future but he sees the Auckland market as an increasingly 'speculative play'
John Bolton says lack of supply will prop up house prices in the foreseeable future but he sees the Auckland market as an increasingly 'speculative play'
17th Mar 15, 5:00am
16th Mar 15, 10:14am
9
With mortgage rates unlikely to fall further without an OCR cut, it may be time to take the bird in the hand, says John Bolton
With mortgage rates unlikely to fall further without an OCR cut, it may be time to take the bird in the hand, says John Bolton
16th Mar 15, 10:14am
17th Jan 15, 8:00am
15
John Bolton says it's wise to be prepared for the next financial crisis, whenever and however it comes along
John Bolton says it's wise to be prepared for the next financial crisis, whenever and however it comes along
17th Jan 15, 8:00am
16th Jan 15, 10:31am
36
John Bolton takes a look at the big, long-term economic picture and finds pre-GFC fundamental problems are yet to be tackled
John Bolton takes a look at the big, long-term economic picture and finds pre-GFC fundamental problems are yet to be tackled
16th Jan 15, 10:31am
9th Oct 14, 9:30am
87
John Bolton shows what a property developer is up against when constructing houses. The costs of system inefficiencies get priced into the properties
John Bolton shows what a property developer is up against when constructing houses. The costs of system inefficiencies get priced into the properties
9th Oct 14, 9:30am
8th Oct 14, 9:30am
1
John Bolton takes a look at the term structure of mortgage interest rates, showing how to think about value-for-money for each of the terms
John Bolton takes a look at the term structure of mortgage interest rates, showing how to think about value-for-money for each of the terms
8th Oct 14, 9:30am
7th Oct 14, 9:24am
9
Squirrel Mortgages' John Bolton unpicks the tangle of how multiple mortgages and multiple banking can operate, identifying the traps and the opportunities
Squirrel Mortgages' John Bolton unpicks the tangle of how multiple mortgages and multiple banking can operate, identifying the traps and the opportunities
7th Oct 14, 9:24am
10th Apr 14, 8:00am
9
John Bolton argues interest rates will track below what the market is pricing in
John Bolton argues interest rates will track below what the market is pricing in
10th Apr 14, 8:00am
11th Feb 14, 5:16pm
80
John Bolton says he's uncomfortable with how much the NZ economy is being talked up, urges that an eye be kept on overseas events
John Bolton says he's uncomfortable with how much the NZ economy is being talked up, urges that an eye be kept on overseas events
11th Feb 14, 5:16pm