Mortgages

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Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard4.444.153.153.253.394.154.25
Standard
18 months = 3.25
Special LVR under 80%3.552.552.692.79
Special LVR under 80%
18 months = 2.65
ASBResidential4.454.053.193.193.493.593.69
Residential
Special LVR < 80%3.552.692.692.993.093.19
Special LVR < 80%
Bank of BarodaStandard5.253.853.90
Bank of ChinaStandard5.005.155.255.355.505.705.99
Special4.353.452.552.652.752.852.95
Special
18 months = 2.65
BNZSpecial - Classic2.552.692.992.992.99
Special - Classic
18 months = 2.69
TotalMoney4.55
Std & Flybuys4.554.293.253.293.593.593.59
Std & Flybuys
China Construction BankStandard5.004.704.704.804.954.954.95
Special2.652.652.802.892.99
Special
18 months = 2.65
Co-operative BankOwner Occupied4.402.692.692.752.993.193.29
Owner Occupied
18 months = 2.75
Standard4.403.193.193.253.493.693.79
Standard
18 months = 3.25
Heartland BankResidential3.952.892.973.39
Reverse Mortgage6.20
HSBCPremier4.492.952.602.652.802.892.99
Premier
18 months = 2.65
ICBC Standard5.795.354.494.694.995.455.49
Special3.992.952.582.682.792.993.45
Special
18 months = 2.79
KiwibankStandard3.404.303.403.544.004.204.30
Special 3.552.652.793.253.453.55
Offset Mortgage 3.40
KookminStandard5.204.304.304.40
SBS BankResidential4.543.893.293.193.493.593.69
Residential
18 months = 3.29 click here to contact SBS Bank
Special3.392.792.692.993.093.19
Special
18 months = 2.79 click here to contact SBS Bank
Unwind reverse equity6.20
TSB BankStandard5.343.793.353.493.793.993.99
Standard
18 months = 3.49 TSB Bank Home Loans_ Apply now or find out more
Special LVR <80%4.542.992.552.692.993.193.19
Special LVR <80%
18 months = 2.69 TSB Home Loans_ Apply now or find out more
Price match promise2.692.792.992.99
Price match promise
18 months = 2.65 TSB Home Loans - apply now
WestpacStandard 4.594.794.154.094.494.854.95
Standard
Special LVR < 80%2.552.692.792.992.99
Choices Offset4.59
Choices Everyday4.69

Building societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential4.994.354.45
NelsonResidential4.953.453.49
WairarapaResidential4.993.753.99

Credit unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUSpecial5.853.353.85
Standard5.853.994.49
NZ Firefighters CUResidential6.50
NZCU Auckland5.95
NZCU BaywideResidential5.654.994.754.75
Residential
18 months = 4.75
NZCU SouthResidential LVR < 80%5.654.994.754.75
Residential LVR < 80%
18 months = 4.75
Police CUMembership criteria apply3.942.99

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Kainga Ora - HNZResidential4.433.293.393.854.08

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Basecorp FinancePrime, from6.95
BluestonePrime3.493.493.493.493.593.64
Christian Savings Residential5.193.493.49
Commercial5.594.794.65
Hibernian Standard5.50
Home Equity5.50
Liberty FinancialResidential5.69
Mike Pero MortgagesResidential5.69
Residential Investor < 70% LVR5.69
Paraloanfor people with physical disabilities....from3.20
Pepper MoneyEssential4.79
Easy4.19
Advantage6.29
ResimacStandard LVR < 80% 3.493.453.393.693.793.89
SimplicityMember first home loan2.50

Insurance companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AIA / Sovereign Standard Go4.554.053.193.193.493.593.69
Standard Go
18 months = 3.55
Special LVR < 80%3.552.692.692.993.053.19
Special LVR < 80%
18 months = 2.65
AMP Home LoansStandard < $200,0006.194.994.194.394.995.655.69
Priority > $200,0006.094.894.194.394.995.555.59

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First Mortgage Trust Residential - from7.75
Commercial / Rural - from7.75
Midlands Mortgage TrustResidential7.25
Commercial8.00
Rural7.75
NZ Mortgage Income Trust (No 2 Fund)Residential8.00
Residential Rental8.00
Commercial8.00
Rural8.00

Trustee Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
NZ Anglican Church Pension BoardStandard >$100,0004.402.602.703.00