Mortgages
Banks
Institution | Product | Variable floating | 6 months |
1 year |
2 years |
3 years |
4 years |
5 years |
---|---|---|---|---|---|---|---|---|
![]() | Standard | 4.44 | 3.99 | 2.89 | 3.25 | 3.39 | 3.90 | 3.99 |
Standard | 18 months =
3.15
| |||||||
Special LVR under 80% | 3.39 | 2.29 | 2.69 | 2.79 | ||||
Special LVR under 80% | 18 months =
2.55
| |||||||
![]() | Standard | 4.45 | 3.39 | 2.29 | 2.59 | 2.65 | 2.99 | 2.99 |
Standard | ||||||||
Bank of Baroda | Standard | 5.25 | 3.85 | 3.90 | ||||
Bank of China | Standard | 5.00 | 5.15 | 5.25 | 5.35 | 5.50 | 5.70 | 5.99 |
Special | 4.35 | 3.45 | 2.35 | 2.55 | 2.75 | 2.85 | 2.95 | |
Special | 18 months =
2.45
| |||||||
![]() | Special - Classic | 3.39 | 2.29 | 2.59 | 2.79 | 2.99 | 2.99 | |
Special - Classic | 18 months =
2.49
| |||||||
TotalMoney | 4.55 | |||||||
Std & Flybuys | 4.55 | 3.99 | 2.89 | 3.19 | 3.39 | 3.59 | 3.59 | |
Std & Flybuys | 18 months =
3.09
7 years =
5.20
| |||||||
China Construction Bank | Standard | 5.00 | 4.70 | 4.70 | 4.80 | 4.95 | 4.95 | 4.95 |
Special | 2.65 | 2.65 | 2.80 | 2.89 | 2.99 | |||
Special | 18 months =
2.65
| |||||||
Co-operative Bank | Owner Occupied | 4.40 | 2.29 | 2.29 | 2.59 | 2.79 | 3.09 | 3.19 |
Owner Occupied | 18 months =
2.59
| |||||||
Standard | 4.40 | 2.79 | 2.79 | 3.09 | 3.29 | 3.59 | 3.69 | |
Standard | 18 months =
3.09
| |||||||
First Home Buyer Special | 2.09 | |||||||
Heartland Bank | Residential | 2.50 | 1.99 | 2.35 | 2.45 | |||
Reverse Mortgage | 5.95 | |||||||
HSBC | Premier | 4.49 | 2.79 | 2.25 | 2.35 | 2.65 | 2.79 | 2.89 |
Premier | 18 months =
2.25
| |||||||
ICBC | Standard | 5.79 | 5.35 | 4.49 | 4.69 | 4.99 | 5.45 | 5.49 |
Special | 3.69 | 2.89 | 2.25 | 2.35 | 2.65 | 2.89 | 2.99 | |
Special | 18 months =
2.35
| |||||||
![]() | Standard | 3.40 | 4.30 | 3.20 | 3.50 | 3.50 | 3.84 | 3.94 |
Special | 3.55 | 2.35 | 2.65 | 2.65 | 3.09 | 3.19 | ||
Offset Mortgage | 3.40 | |||||||
Kookmin | Standard | 5.20 | 3.90 | 3.90 | 4.00 | |||
![]() | Residential | 4.54 | 3.89 | 2.79 | 2.99 | 3.29 | 3.49 | 3.69 |
Residential | 18 months =
2.89
click here to contact SBS Bank
| |||||||
Special | 3.39 | 2.29 | 2.49 | 2.79 | 2.99 | 3.19 | ||
Special | 18 months =
2.39
click here to contact SBS Bank
| |||||||
Unwind reverse equity | 5.85 | |||||||
![]() | Standard | 5.34 | 3.69 | 3.09 | 3.29 | 3.45 | 3.79 | 3.79 |
Standard | 18 months =
3.29
TSB Bank Home Loans_ Apply now or find out more
| |||||||
Special LVR <80% | 4.54 | 2.89 | 2.29 | 2.49 | 2.65 | 2.99 | 2.99 | |
Special LVR <80% | 18 months =
2.49
TSB Home Loans_ Apply now or find out more
| |||||||
![]() | Standard | 4.59 | 4.15 | 2.89 | 3.29 | 3.39 | 3.59 | 3.59 |
Standard | ||||||||
Special LVR < 80% | 2.29 | 2.69 | 2.79 | 2.99 | 2.99 | |||
Choices Offset | 4.59 | |||||||
Choices Everyday | 4.69 |
Building Societies
Institution | Product | Variable floating | 6 months |
1 year |
2 years |
3 years |
4 years |
5 years |
---|---|---|---|---|---|---|---|---|
Heretaunga | Residential | 4.99 | 3.40 | 3.50 | ||||
Nelson | Residential | 4.95 | 3.20 | 3.24 | ||||
Wairarapa | Residential | 4.99 | 3.55 | 3.49 |
Credit Unions
Institution | Product | Variable floating | 6 months |
1 year |
2 years |
3 years |
4 years |
5 years |
---|---|---|---|---|---|---|---|---|
First CU | Special | 5.85 | 2.95 | 3.45 | ||||
Standard | 5.85 | 3.45 | 3.95 | |||||
NZ Firefighters CU | Residential | 6.50 | ||||||
NZCU Auckland | 5.95 | |||||||
NZCU Baywide | Residential | 5.65 | 3.99 | 3.95 | 3.85 | |||
Residential | 18 months =
3.95
| |||||||
NZCU South | Residential LVR < 80% | 5.65 | 3.99 | 3.95 | 3.85 | |||
Residential LVR < 80% | 18 months =
3.95
| |||||||
Police CU | Membership criteria apply | 3.94 | 2.49 |
Crown agencies
Institution | Product | Variable floating | 6 months |
1 year |
2 years |
3 years |
4 years |
5 years |
---|---|---|---|---|---|---|---|---|
Kainga Ora - HNZ | Residential | 4.43 | 2.67 | 2.97 | 3.13 | 3.37 |
Other non-bank lenders
Institution | Product | Variable floating | 6 months |
1 year |
2 years |
3 years |
4 years |
5 years |
---|---|---|---|---|---|---|---|---|
Avanti Finance | Near Prime | 3.95 | ||||||
Basecorp Finance | Prime, from | 5.49 | ||||||
Bluestone | Prime | 3.49 | 3.34 | 2.99 | 3.34 | 3.44 | 3.54 | |
CFML Loans | Standard | 4.95 | ||||||
Christian Savings | Standard | 4.14 | 3.29 | 3.19 | 3.29 | 3.00 | ||
Hibernian | Standard | 5.50 | ||||||
Home Equity | 5.50 | |||||||
Liberty Financial | Residential | 5.69 | ||||||
Mike Pero Mortgages | Residential | 5.69 | ||||||
Residential Investor < 70% LVR | 5.69 | |||||||
Paraloan | for people with physical disabilities....from | 2.99 | ||||||
Pepper Money | Essential | 4.79 | ||||||
Easy | 4.19 | |||||||
Advantage | 6.29 | |||||||
Resimac | Standard LVR < 70% | 3.39 | 3.35 | 2.99 | 3.35 | 3.49 | 3.59 | |
Standard LVR < 80% | 3.49 | 3.45 | 3.39 | 3.49 | 3.59 | 3.69 | ||
Simplicity | Member home loan | 2.25 |
Insurance Companies
Institution | Product | Variable floating | 6 months |
1 year |
2 years |
3 years |
4 years |
5 years |
---|---|---|---|---|---|---|---|---|
AIA / Sovereign | Standard Go | 4.55 | 3.39 | 2.29 | 2.59 | 2.65 | 2.99 | 2.99 |
Standard Go | 18 months =
2.49
| |||||||
AMP Home Loans | Standard < $200,000 | 6.19 | 4.99 | 4.19 | 4.39 | 4.99 | 5.65 | 5.69 |
Priority > $200,000 | 6.09 | 4.89 | 4.19 | 4.39 | 4.99 | 5.55 | 5.59 |
Trustee companies
Institution | Product | Variable floating | 6 months |
1 year |
2 years |
3 years |
4 years |
5 years |
---|---|---|---|---|---|---|---|---|
NZ Anglican Church Pension Board | Standard >$100,000 | 4.40 | 2.25 | 2.60 | 2.70 | 3.00 |