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NZBA

Opinion divided over how much more easily borrowers will be able to access credit under proposed changes to the CCCFA
11th Mar 22, 4:36pm
by Jenée Tibshraeny
10
Opinion divided over how much more easily borrowers will be able to access credit under proposed changes to the CCCFA
NZ Bankers' Association argues there'd be 'real risk of adverse customer impact' if the RBNZ introduces a debt-to-income ratio cap for home loan borrowers
11th Mar 22, 12:23pm
31
NZ Bankers' Association argues there'd be 'real risk of adverse customer impact' if the RBNZ introduces a debt-to-income ratio cap for home loan borrowers
The Credit Contracts & Consumer Finance Act - the case for a more 'principles-based' approach to affordability requirements
18th Feb 22, 9:34am
by admin
9
The Credit Contracts & Consumer Finance Act - the case for a more 'principles-based' approach to affordability requirements
As the RBNZ mulls developing a central bank digital currency, the NZ Bankers' Association queries what public policy problem one would address
15th Feb 22, 1:30pm
17
As the RBNZ mulls developing a central bank digital currency, the NZ Bankers' Association queries what public policy problem one would address
Will changes to credit contracts and consumer finance laws lead to a government-induced credit crunch or protect borrowers from predatory lending?
16th Dec 21, 5:00am
69
Will changes to credit contracts and consumer finance laws lead to a government-induced credit crunch or protect borrowers from predatory lending?
Changes to consumer lending rules from December 1 bring increased requirement to verify borrower information and assess suitability
17th Nov 21, 8:14pm
by Toby Allen
13
Changes to consumer lending rules from December 1 bring increased requirement to verify borrower information and assess suitability
Fairness issues raised over Reserve Bank's decision to close the door on first-home buyers who don't have deposits of at least 20%
27th Sep 21, 5:26pm
by Jenée Tibshraeny
35
Fairness issues raised over Reserve Bank's decision to close the door on first-home buyers who don't have deposits of at least 20%
New Covid-19 cases in the community fall to 28 on Friday; Newly established businesses now eligible for Covid-19 Resurgence Support Payment
3rd Sep 21, 1:07pm
by Jenée Tibshraeny
13
New Covid-19 cases in the community fall to 28 on Friday; Newly established businesses now eligible for Covid-19 Resurgence Support Payment
The New Zealand Bankers' Association says there are no plans to resurrect the mortgage deferral scheme, but isn't ruling out doing so
24th Aug 21, 8:00am
25
The New Zealand Bankers' Association says there are no plans to resurrect the mortgage deferral scheme, but isn't ruling out doing so
The RBNZ finally gets conditional agreement from the Finance Minister for debt serviceability tools, but the initial one it's able to use is likely to be one pushed by the bank lobby group
17th Jun 21, 10:30am
22
The RBNZ finally gets conditional agreement from the Finance Minister for debt serviceability tools, but the initial one it's able to use is likely to be one pushed by the bank lobby group
The Government details the Commerce Commission's proposed powers to regulate merchant service fees in a 'future-proofed' regulatory regime
13th May 21, 7:36am
The Government details the Commerce Commission's proposed powers to regulate merchant service fees in a 'future-proofed' regulatory regime
Government takes feedback on board and doubles coverage of proposed deposit insurance scheme to $100k per depositor, per institution
22nd Apr 21, 10:00am
by Jenée Tibshraeny
47
Government takes feedback on board and doubles coverage of proposed deposit insurance scheme to $100k per depositor, per institution
As mortgage deferral scheme ends banks may offer still struggling borrowers a further temporary payment deferral, extend the term of the loan to reduce repayments, or move borrowers to interest-only repayments
31st Mar 21, 10:56am
16
As mortgage deferral scheme ends banks may offer still struggling borrowers a further temporary payment deferral, extend the term of the loan to reduce repayments, or move borrowers to interest-only repayments
With a debt-to-income ratio tool back on the table, Gareth Vaughan looks at the political and other challenges the RBNZ needs to overcome to be granted the financial stability tool
15th Dec 20, 11:47am
21
With a debt-to-income ratio tool back on the table, Gareth Vaughan looks at the political and other challenges the RBNZ needs to overcome to be granted the financial stability tool
New Zealand Bankers' Association not won over by government's case for a consumer data right, says the public is underwhelmed by open banking
24th Nov 20, 9:23am
New Zealand Bankers' Association not won over by government's case for a consumer data right, says the public is underwhelmed by open banking
Labour pledges 'regulation of the price' as it eyes introduction of merchant service fee regulation in New Zealand, should it be returned to government in the October 17 election
9th Sep 20, 4:08pm
1
Labour pledges 'regulation of the price' as it eyes introduction of merchant service fee regulation in New Zealand, should it be returned to government in the October 17 election
As of July 31 a total of $73.7 billion of bank loans were receiving some form of COVID-19 related relief. Gareth Vaughan speculates on what might happen to banks' non-performing loan ratios when the deferral scheme eventually ends
6th Sep 20, 6:02am
58
As of July 31 a total of $73.7 billion of bank loans were receiving some form of COVID-19 related relief. Gareth Vaughan speculates on what might happen to banks' non-performing loan ratios when the deferral scheme eventually ends
Robertson increases cap on Business Finance Guarantee Scheme 10-fold, extends terms of loans and enables businesses to use loans for capital investment and re-financing
20th Aug 20, 4:21pm
by Jenée Tibshraeny
44
Robertson increases cap on Business Finance Guarantee Scheme 10-fold, extends terms of loans and enables businesses to use loans for capital investment and re-financing
A new weekly data series from the Reserve Bank is giving extensive information on bank customer lending flows going back to the start of the lockdown
28th Jul 20, 11:48am
17
A new weekly data series from the Reserve Bank is giving extensive information on bank customer lending flows going back to the start of the lockdown
The Business Finance Guarantee Scheme that's failed to fly was announced on the fly, without banks on board and with Treasury aware small business were actually most in need
26th Jun 20, 3:44pm
by Jenée Tibshraeny
11
The Business Finance Guarantee Scheme that's failed to fly was announced on the fly, without banks on board and with Treasury aware small business were actually most in need
Start date for four regional banking hub pilots pushed back until 'social activity is as close to normal as possible'
19th Jun 20, 1:26pm
Start date for four regional banking hub pilots pushed back until 'social activity is as close to normal as possible'
Bank for International Settlements paper points out the financial stability implications of mortgage deferrals will be driven by the extent to which borrowers are willing & able to repay once 'holidays' end
6th Jun 20, 10:02am
12
Bank for International Settlements paper points out the financial stability implications of mortgage deferrals will be driven by the extent to which borrowers are willing & able to repay once 'holidays' end
RBNZ says banks haven't been lending heaps partly because some businesses don't want more debt... yet; Meanwhile Grant Robertson eyes new ways to support medium-sized businesses as small businesses pile in for interest free loans from the IRD
14th May 20, 8:32am
by Jenée Tibshraeny
41
RBNZ says banks haven't been lending heaps partly because some businesses don't want more debt... yet; Meanwhile Grant Robertson eyes new ways to support medium-sized businesses as small businesses pile in for interest free loans from the IRD
Government broadens Business Finance Guarantee Scheme substantially to include both agri and very small businesses; Also allows banks to write unsecured loans should they choose to do so
1st May 20, 4:05pm
by Jenée Tibshraeny
79
Government broadens Business Finance Guarantee Scheme substantially to include both agri and very small businesses; Also allows banks to write unsecured loans should they choose to do so
The Reserve Bank Governor has encouraged banks to be 'out there doing their business'. We check the pulse of the big five banks and see how they are responding
24th Apr 20, 8:00am
62
The Reserve Bank Governor has encouraged banks to be 'out there doing their business'. We check the pulse of the big five banks and see how they are responding