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Mortgages

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Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard4.443.993.103.503.843.994.39
Standard
18 months = 3.34
Special LVR under 80%3.392.502.903.24
Special LVR under 80%
18 months = 2.74
Blueprint to Build1.68
ASBStandard4.453.292.552.953.293.693.99
Standard
Back My Build1.79
Bank of BarodaStandard5.253.853.90
Bank of ChinaStandard5.005.155.255.355.505.705.99
Special4.353.452.392.792.993.393.69
Special
18 months = 2.59
BNZSpecial - Classic3.292.552.953.253.693.99
Special - Classic
TotalMoney4.55
Std & Flybuys4.553.893.153.223.854.294.59
Std & Flybuys
China Construction BankStandard5.004.504.504.404.304.954.95
Standard
18 months = 4.50
Special2.652.652.853.253.553.99
Special
18 months = 2.65
Co-operative BankOwner Occupied4.402.492.492.893.193.493.79
Owner Occupied
18 months = 2.69
Standard4.402.992.993.393.693.994.29
Standard
18 months = 3.19
First Home Buyer Special2.29
Heartland BankResidential2.252.152.452.65
Reverse Mortgage5.95
HSBCPremier4.493.192.792.993.293.493.79
Premier
18 months = 2.89
ICBC Standard5.795.354.494.694.995.455.49
Special3.692.492.292.692.993.293.59
Special
18 months = 2.49
KiwibankStandard3.754.303.343.344.144.444.74
Special 3.552.492.493.293.593.89
Offset Mortgage 3.40
KookminStandard5.203.903.904.00
SBS BankResidential4.543.292.893.293.493.894.19
Residential
18 months = 3.09 click here to contact SBS Bank
Special2.792.392.792.993.393.69
Special
18 months = 2.59 click here to contact SBS Bank
Unwind reverse equity5.85
TSB BankStandard5.343.693.303.694.044.294.59
Standard
18 months = 3.54 TSB Bank Home Loans_ Apply now or find out more
Special LVR <80%4.542.892.502.893.243.493.79
Special LVR <80%
18 months = 2.74 TSB Home Loans_ Apply now or find out more
WestpacStandard 4.593.893.153.493.894.094.39
Standard
Special LVR < 80%3.292.552.893.293.493.79
Special LVR < 80%
18 months = 2.75 Minimum of 20% equity, salary credit to a Westpac transaction account plus one other Westpac NZ product
Choices Offset4.59
Choices Everyday4.69

Building societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential4.993.803.90
NelsonResidential4.952.993.24
WairarapaResidential4.993.553.49

Credit unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUSpecial5.852.953.45
Standard5.853.453.95
NZ Firefighters CUResidential6.50
NZCU Auckland5.95
NZCU BaywideResidential5.653.993.953.85
Residential
18 months = 3.95
NZCU CentralResidential5.653.993.953.85
NZCU SouthResidential LVR < 80%5.653.993.953.85
Residential LVR < 80%
18 months = 3.95
Police CUMembership criteria apply3.942.39

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Kainga Ora - HNZResidential4.432.672.973.133.37

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Avanti FinanceNear Prime3.95
Basecorp FinancePrime, from5.49
BluestonePrime3.493.342.993.343.443.54
CFML LoansStandard4.95
Hibernian Standard5.50
Home Equity5.50
Liberty FinancialResidential5.69
Mike Pero MortgagesResidential5.69
Residential Investor < 70% LVR5.69
Paraloanfor people with physical disabilities....from2.99
Pepper MoneyEssential4.79
Easy4.19
Advantage6.29
ResimacStandard LVR < 70%3.392.982.793.293.443.54
Standard LVR < 80% 3.493.193.093.393.593.69
SimplicityMember home loan1.90

Insurance companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AIA Standard Go4.553.292.552.953.293.693.99
Standard Go
18 months = 2.79
Back My Build1.79

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First Mortgage Trust Residential - from5.99
Commercial / Rural - from5.99
Midlands Mortgage TrustResidential5.25
Commercial5.95
Rural5.95
NZ Mortgage Income Trust (No 2 Fund)Residential8.00
Residential Rental5.37
Commercial19.29
Rural Rental5.36