Mortgages

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Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard5.794.994.654.854.995.555.69
Standard
18 months = 4.85 Start the home loan process with New Zealand number one home loan provider today
Special LVR under 80%4.154.354.49
ASBResidential5.805.254.594.694.795.355.49
Residential
Special LVR < 80%4.954.194.294.394.955.09
Special LVR < 80%
Bank of ChinaStandard5.754.994.854.895.10
BNZSpecial - Classic4.194.294.49
TotalMoney5.90
Std & Flybuys5.904.994.694.794.995.195.39
Std & Flybuys
China Construction BankStandard5.805.155.105.105.30
Co-operative BankOwner Occupied5.754.504.194.354.494.995.19
Owner Occupied
18 months = 4.29 We'd love to talk to you about home loan options
Standard5.755.004.694.854.995.495.69
Standard
Heartland BankReverse Mortgage7.82
HSBCPremier5.894.853.994.194.694.995.29
Premier Special3.85
Premier Special
ICBC Standard5.704.994.594.755.095.605.85
Standard
18 months = 5.10
KiwibankStandard5.804.994.694.854.994.995.09
Special 4.194.354.49
Offset Mortgage 5.80
KookminStandard5.855.105.105.30
SBS BankResidential5.895.254.855.055.495.896.09
Residential
18 months = 5.15 click here to contact SBS Bank
Special4.994.194.194.494.894.89
Special
18 months = 4.49 click here to contact SBS Bank
Advance Equity Release7.55
TSB BankStandard5.805.354.694.694.995.455.49
Standard
18 months = 4.79 TSB Bank Home Loans_ Apply now or find out more
Special4.854.194.194.494.954.99
Special
10 years = 6.20 TSB Bank Home Loans. Apply now or find out more
18 months = 4.19 TSB Bank Home Loans. Apply now or find out more
WestpacStandard 5.954.994.694.795.195.295.49
Standard
Special LVR < 80%4.194.294.494.99
Special LVR < 80%
Choices Offset5.95
Choices Everyday5.95

Building societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential5.754.704.85
NelsonResidential6.105.105.45
WairarapaResidential5.704.854.99

Credit unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUResidential5.604.894.99
NZ Firefighters CUResidential6.50
NZCU Auckland6.20
NZCU BaywideResidential6.155.605.205.25
Residential
18 months = 5.30
NZCU SouthResidential LVR < 80%5.855.205.255.65
Police CUMembership criteria apply5.194.36

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Housing NZResidential5.804.694.794.795.49

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Christian Savings Residential5.494.694.90
Commercial5.995.745.99
General FinanceResidential ....from5.956.256.507.10
Hibernian Standard5.50
Home Equity5.50
Liberty FinancialResidential5.69
Mike Pero MortgagesResidential5.69
Residential Investor < 70% LVR5.69
Paraloanfor people with physical disabilities....from3.20
ResimacStandard LVR < 80% 5.304.864.945.305.505.67

Insurance companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AMP Home LoansStandard < $200,0006.344.994.194.394.995.655.69
Priority > $200,0006.244.894.194.394.995.555.59
Sovereign Standard Go5.905.254.594.694.795.355.49
Standard Go
18 months = 4.55
Special LVR < 80%4.954.194.294.494.955.09
Special LVR < 80%
18 months = 4.15

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Capital Mortgage Income Trust Residential10.00
Residential Rental10.50
Commercial and Rural11.00
First Mortgage Trust Residential - from7.25
Commercial / Rural - from7.25
NZ Mortgage Income Trust (No 2 Fund)Residential8.00
Residential Rental8.00
Commercial8.00
Rural8.00

Trustee Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
NZ Anglican Church Pension BoardStandard >$100,0005.754.104.204.40