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Mortgages

Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard4.594.153.393.854.094.594.89
Standard
18 months = 3.69
Special LVR under 80%3.552.793.253.49
Special LVR under 80%
18 months = 3.09
Blueprint to Build1.83
ASBStandard4.453.552.993.453.693.994.29
Standard
Back My Build2.04
Bank of BarodaStandard5.504.004.25
Bank of ChinaStandard5.005.155.255.355.505.705.99
Special4.353.452.452.853.193.653.95
Special
18 months = 2.65
BNZSpecial - Classic3.552.993.453.693.993.99
Special - Classic
TotalMoney4.70
Std & Flybuys4.704.153.594.054.294.594.59
Std & Flybuys
China Construction BankStandard5.004.504.504.404.304.954.95
Standard
18 months = 4.50
Special2.652.652.853.253.553.99
Special
18 months = 2.65
Co-operative BankOwner Occupied4.552.852.853.253.493.994.29
Owner Occupied
18 months = 3.09
Standard4.553.353.353.753.994.494.79
Standard
18 months = 3.59
First Home Buyer Special2.65
Heartland BankResidential2.552.352.602.90
Reverse Mortgage5.95
HSBCPremier4.592.892.693.093.293.593.84
Premier
18 months = 2.89
ICBC Standard5.795.354.494.694.995.455.49
Special3.692.852.452.853.153.653.95
Special
18 months = 2.65
KiwibankStandard4.004.303.804.154.504.745.04
Special 3.552.953.303.653.894.19
Offset Mortgage 4.00
KookminStandard5.203.903.904.00
SBS BankResidential4.793.393.253.653.954.454.69
Residential
Special2.892.753.153.453.954.19
Special
First Home Combo1.99
Construction lending for FHB 1.99
Unwind reverse equity5.85
TSB BankStandard5.343.693.544.004.244.744.74
Standard
Special LVR <80%4.542.892.743.203.443.943.94
Special LVR <80%
WestpacStandard 4.844.153.594.054.294.594.89
Standard
Special LVR < 80%3.552.993.453.693.994.29
Special LVR < 80%
Choices Offset4.84
Choices Everyday4.94

Building Societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential4.993.803.90
NelsonResidential4.952.993.24
WairarapaResidential4.993.553.49

Credit Unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUSpecial5.852.953.45
Standard5.853.453.95
NZ Firefighters CUResidential6.50
NZCU Auckland5.95
NZCU BaywideResidential5.653.993.953.85
Residential
18 months = 3.95
NZCU CentralResidential5.653.993.953.85
NZCU SouthResidential LVR < 80%5.653.993.953.85
Residential LVR < 80%
18 months = 3.95
Police CUMembership criteria apply3.943.05

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Kainga Ora - HNZResidential4.432.883.283.594.22

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Avanti FinanceNear Prime3.95
Basecorp FinancePrime, from5.49
BluestonePrime3.493.342.993.343.443.54
CFML LoansStandard5.15
Hibernian Standard5.50
Home Equity5.50
Liberty FinancialResidential4.84
Mike Pero MortgagesResidential4.84
Residential Investor < 70% LVR4.84
Paraloanfor people with physical disabilities....from2.99
Pepper MoneyEssential3.29
Easy3.89
Advantage5.55
ResimacStandard LVR < 70%3.393.543.894.094.194.29
Standard LVR < 80% 3.493.543.894.094.194.29
SimplicityMember home loan2.25

Insurance Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AIA Standard Go4.553.552.993.453.693.994.29
Standard Go
18 months = 3.29
Back My Build2.04

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First Mortgage Trust Residential - from5.99
Commercial / Rural - from5.99
Midlands Mortgage TrustResidential6.25
Commercial6.49
Rural6.36