Mortgages

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Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard4.444.153.553.854.494.754.85
Standard
18 months = 3.99
Special LVR under 80%3.653.053.353.99
Special LVR under 80%
18 months = 3.49
ASBResidential4.454.393.553.893.994.094.19
Residential
Special LVR < 80%3.893.053.393.693.793.89
Special LVR < 80%
Bank of BarodaStandard5.594.594.49
Bank of ChinaStandard5.005.155.255.355.505.705.99
BNZSpecial - Classic3.093.353.693.793.89
Special - Classic
18 months = 3.05
TotalMoney4.55
Std & Flybuys4.554.793.754.104.554.694.79
Std & Flybuys
China Construction BankStandard5.504.704.704.804.954.954.95
Special3.153.153.193.303.45
Co-operative BankOwner Occupied4.403.253.253.453.693.893.99
Owner Occupied
18 months = 3.35
Standard4.403.753.753.854.194.394.49
Standard
18 months = 3.85
Heartland BankResidential3.952.892.973.39
Reverse Mortgage6.95
HSBCPremier4.493.642.953.093.503.603.70
Premier
18 months = 2.95
ICBC Standard5.795.354.494.694.995.455.49
Special5.154.293.183.183.203.993.99
Special
18 months = 3.18
KiwibankStandard4.405.043.844.144.404.744.84
Special 4.293.093.393.653.994.09
Offset Mortgage 4.40
KookminStandard5.854.854.855.05
SBS BankResidential4.545.254.855.055.495.896.09
Residential
18 months = 5.15 click here to contact SBS Bank
Special3.893.093.393.693.793.89
Special
18 months = 3.39 click here to contact SBS Bank
Advance Equity Release6.20
TSB BankStandard5.344.693.894.154.494.594.69
Standard
18 months = 4.15 TSB Bank Home Loans_ Apply now or find out more
Special LVR <80%4.543.893.093.353.693.793.89
Special LVR <80%
18 months = 3.35 TSB Home Loans_ Apply now or find out more
WestpacStandard 4.594.794.154.094.494.854.95
Standard
Special LVR < 80%3.093.393.693.793.89
Choices Offset4.59
Choices Everyday4.69

Building societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential4.994.354.45
NelsonResidential4.954.094.15
WairarapaResidential4.993.953.99

Credit unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUResidential5.853.994.49
NZ Firefighters CUResidential6.50
NZCU Auckland5.95
NZCU BaywideResidential5.654.994.754.75
Residential
18 months = 4.75
NZCU SouthResidential LVR < 80%5.654.994.754.75
Residential LVR < 80%
18 months = 4.75
Police CUMembership criteria apply3.943.69

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Kainga Ora - HNZResidential5.183.944.084.394.73

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Basecorp FinancePrime, from6.95
BluestoneFull Doc, Prime, 80% LVR4.844.844.694.744.794.84
Full Doc, Prime, 60% LVR4.444.444.294.344.394.44
Christian Savings Residential5.193.893.89
Commercial5.595.395.29
Hibernian Standard5.50
Home Equity5.50
Liberty FinancialResidential5.69
Mike Pero MortgagesResidential5.69
Residential Investor < 70% LVR5.69
Paraloanfor people with physical disabilities....from3.20
Pepper MoneyResidential5.27
ResimacStandard LVR < 80% 4.504.453.893.944.494.59
SimplicityMember first home loan2.80

Insurance companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AIA / Sovereign Standard Go4.554.393.553.893.994.094.19
Standard Go
18 months = 4.25
Special LVR < 80%3.893.053.393.693.793.89
Special LVR < 80%
18 months = 3.75
AMP Home LoansStandard < $200,0006.194.994.194.394.995.655.69
Priority > $200,0006.094.894.194.394.995.555.59

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First Mortgage Trust Residential - from7.75
Commercial / Rural - from7.75
Midlands Mortgage TrustResidential7.25
Commercial8.00
Rural7.75
NZ Mortgage Income Trust (No 2 Fund)Residential8.00
Residential Rental8.00
Commercial8.00
Rural8.00

Trustee Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
NZ Anglican Church Pension BoardStandard >$100,0005.153.003.303.65

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