Mortgages

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Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard5.194.794.194.254.494.754.85
Standard
18 months = 4.49
Special LVR under 80%4.293.693.753.99
Special LVR under 80%
18 months = 3.99
ASBResidential5.204.794.254.194.394.694.69
Residential
Special LVR < 80%4.293.753.693.894.194.29
Special LVR < 80%
Bank of BarodaStandard5.594.594.49
Bank of ChinaStandard5.754.994.854.895.10
BNZSpecial - Classic3.693.753.994.354.45
TotalMoney5.30
Std & Flybuys5.304.794.454.354.554.955.15
Std & Flybuys
China Construction BankStandard5.504.704.854.954.954.954.95
Special3.653.90
Co-operative BankOwner Occupied5.153.693.693.753.994.194.29
Owner Occupied
18 months = 3.75
Standard5.154.194.194.254.494.694.79
Standard
18 months = 4.25
Heartland BankReverse Mortgage7.55
HSBCPremier5.244.653.653.693.854.194.29
Premier
ICBC Standard5.154.293.793.753.994.294.39
Standard
18 months = 3.79
KiwibankStandard5.155.544.304.404.745.045.14
Special 4.793.553.653.994.294.39
Offset Mortgage 5.15
KookminStandard5.855.105.105.30
SBS BankResidential5.295.254.855.055.495.896.09
Residential
18 months = 5.15 click here to contact SBS Bank
Special4.293.693.693.994.494.49
Special
18 months = 3.69 click here to contact SBS Bank
Advance Equity Release7.30
TSB BankStandard6.095.354.654.594.855.255.35
Standard
18 months = 4.69 TSB Bank Home Loans_ Apply now or find out more
Special LVR <80%5.294.553.853.794.054.454.55
Special LVR <80%
18 months = 3.89 TSB Home Loans_ Apply now or find out more
WestpacStandard 5.344.994.694.795.195.295.49
Standard
Special LVR < 80%3.693.753.994.354.45
Choices Offset5.34
Choices Everyday5.44

Building societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential5.754.804.95
NelsonResidential5.704.694.79
WairarapaResidential5.704.854.99

Credit unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUResidential5.853.994.49
NZ Firefighters CUResidential6.50
NZCU Auckland5.95
NZCU BaywideResidential6.155.254.954.95
Residential
18 months = 4.95
NZCU SouthResidential LVR < 80%5.854.905.255.65
Police CUMembership criteria apply4.693.95

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Housing NZResidential5.194.294.294.494.89

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Basecorp FinancePrime, from6.95
Christian Savings Residential5.494.054.25
Commercial5.795.545.79
General FinanceResidential ....from5.956.256.507.10
Hibernian Standard5.50
Home Equity5.50
Liberty FinancialResidential5.69
Mike Pero MortgagesResidential5.69
Residential Investor < 70% LVR5.69
Paraloanfor people with physical disabilities....from3.20
ResimacStandard LVR < 80% 5.304.864.464.694.995.09

Insurance companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AMP Home LoansStandard < $200,0006.194.994.194.394.995.655.69
Priority > $200,0006.094.894.194.394.995.555.59
Sovereign Standard Go5.304.794.254.194.394.694.79
Standard Go
18 months = 4.25
Special LVR < 80%4.293.753.693.894.194.29
Special LVR < 80%
18 months = 3.75

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Capital Mortgage Income Trust Residential10.00
Residential Rental10.50
Commercial and Rural11.00
First Mortgage Trust Residential - from7.25
Commercial / Rural - from7.25
Midlands Mortgage TrustResidential7.25
Commercial8.00
Rural7.75
NZ Mortgage Income Trust (No 2 Fund)Residential8.00
Residential Rental8.00
Commercial8.00
Rural8.00

Trustee Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
NZ Anglican Church Pension BoardStandard >$100,0005.753.753.703.95