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Mortgages

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Banks

Institution Product Variable floating 6
months		 1
year		 2
years		 3
years		 4
years		 5
years
ANZStandard8.647.657.457.096.957.147.14
Standard
18 months = 7.29
Special LVR under 80%7.056.856.496.35
Special LVR under 80%
18 months = 6.69
Good Energy - Up to $80K1.00
ASBStandard8.646.996.856.496.356.295.99
Standard
Better Homes Top Up1.00
Bank of BarodaStandard9.257.597.75
Bank of ChinaStandard9.398.057.857.497.297.297.29
Standard
18 months = 7.75
Special7.497.056.856.496.296.296.29
Special
18 months = 6.75
BNZSpecial - Classic7.056.856.496.396.396.39
Special - Classic
TotalMoney8.69
Std & Flybuys8.697.657.457.096.996.996.99
Std & Flybuys
Green Home Loan top-ups1.00
China Construction BankNon Standard8.147.797.797.397.34
Non Standard
18 months = 7.49
Standard7.197.096.756.496.406.40
Standard
18 months = 6.89
Co-operative BankOwner Occupied8.407.056.796.496.356.356.35
Owner Occupied
18 months = 6.69
Standard8.407.557.296.996.856.856.85
Standard
18 months = 7.19
First Home Buyer Special6.59
Heartland BankResidential7.996.696.356.15
Residential
18 months = 6.49
Reverse Mortgage10.50
ICBC Special7.857.197.056.696.596.496.39
Special
18 months = 6.79
KiwibankStandard8.507.957.757.397.197.197.19
Special 7.056.856.496.396.396.39
Offset Mortgage 8.50
KookminStandard9.008.608.608.90
SBS BankResidential8.747.657.497.096.956.796.79
Residential
Special7.056.896.496.356.196.19
Special
First Home Combo5.89
Construction lending for FHB 6.19
Unwind reverse equity9.95
TSB BankStandard9.447.797.657.297.197.197.19
Standard
Special LVR <80%8.646.996.856.496.396.396.39
Special LVR <80%
WestpacStandard 8.647.657.457.096.896.796.59
Standard
Special LVR < 80%7.056.856.496.296.195.99
Special LVR < 80%
Greater Choices0.00
Choices Offset8.64
Choices Everyday8.74

Building Societies

Institution Product Variable floating 6
months		 1
year		 2
years		 3
years		 4
years		 5
years
HeretaungaResidential8.907.507.25
NelsonResidential9.007.256.90
WairarapaResidential8.606.956.80
Residential
18 months = 6.90

Credit Unions

Institution Product Variable floating 6
months		 1
year		 2
years		 3
years		 4
years		 5
years
First CUSpecial8.507.457.35
Standard8.507.997.85
Police CUStandard8.147.246.79
Shared Ownership8.147.847.39
UnityResidential8.647.056.856.49
Residential
18 months = 6.69
First Home Buyer Special6.45

Crown agencies

Institution Product Variable floating 6
months		 1
year		 2
years		 3
years		 4
years		 5
years
Kainga Ora - HNZResidential8.647.457.096.896.78

Other non-bank lenders

Institution Product Variable floating 6
months		 1
year		 2
years		 3
years		 4
years		 5
years
Avanti FinanceNear Prime9.15
Basecorp FinanceStandard, from9.60
BluestonePrime <60% LVR9.09
CFML LoansStandard9.45
Liberty FinancialResidential8.598.698.798.94
Paraloanfor people with physical disabilities....from5.09
Pepper MoneyEssential8.29
Easy8.69
Advantage10.49
ResimacStandard LVR < 80% 8.848.097.597.297.097.09
Standard LVR < 90%9.849.098.598.298.098.09
SimplicityMember home loan6.40
Xceda FinanceShort-term & bridge mortgage loans from9.959.959.95

Insurance Companies

Institution Product Variable floating 6
months		 1
year		 2
years		 3
years		 4
years		 5
years
AIA Standard Go8.746.996.856.496.356.295.99
Standard Go
18 months = 6.69

Mortgage trusts

Institution Product Variable floating 6
months		 1
year		 2
years		 3
years		 4
years		 5
years
First Mortgage Trust Residential - from9.25
Commercial / Rural - from9.25
Midlands Mortgage TrustResidential8.60
Commercial8.85
Rural8.70
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