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Debt

An overgrown set of financial habits can be hard to recover from without a plan. Lynda Moore has some positive-thinking strategies for getting on top of a gnarly build-up of debt
30th Jan 24, 11:19am
An overgrown set of financial habits can be hard to recover from without a plan. Lynda Moore has some positive-thinking strategies for getting on top of a gnarly build-up of debt
Statistics New Zealand figures show household net worth increased by $5.3 billion in the September 2023 quarter, while savings rates remained steady
25th Jan 24, 11:35am
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Statistics New Zealand figures show household net worth increased by $5.3 billion in the September 2023 quarter, while savings rates remained steady
Kiwibank economists say households are showing few signs of financial stress in the face of higher interest rates, but 'a lot hinges on the labour market'
16th Nov 23, 1:03pm
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Kiwibank economists say households are showing few signs of financial stress in the face of higher interest rates, but 'a lot hinges on the labour market'
Latest RBNZ figures show just a small rise in overall non-performing housing loans in September - though separately there was a noteworthy rise in consumer borrowing
31st Oct 23, 4:26pm
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Latest RBNZ figures show just a small rise in overall non-performing housing loans in September - though separately there was a noteworthy rise in consumer borrowing
Higher interest rates have exposed vulnerabilities in some banks, and many more would be weakened by a prolonged period of tight monetary policy, says the IMF
17th Oct 23, 9:14am
by Guest
6
Higher interest rates have exposed vulnerabilities in some banks, and many more would be weakened by a prolonged period of tight monetary policy, says the IMF
Statistics New Zealand figures show household net worth fell by a further $33.5 billion in the June quarter, with over half of this due to falls in property values - but our rate of savings increased
16th Oct 23, 11:58am
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Statistics New Zealand figures show household net worth fell by a further $33.5 billion in the June quarter, with over half of this due to falls in property values - but our rate of savings increased
Asia is likely to see faster disinflation, but prospects for growth in coming years are dimming, says the IMF
14th Oct 23, 9:13am
by Guest
Asia is likely to see faster disinflation, but prospects for growth in coming years are dimming, says the IMF
Elevated inflation means central banks may have to keep policy rates higher in a way that stretches the capacity of borrowers to repay debt, says the IMF
11th Oct 23, 10:14am
by Guest
1
Elevated inflation means central banks may have to keep policy rates higher in a way that stretches the capacity of borrowers to repay debt, says the IMF
Non-bank lenders launch Responsible Debt Collection Code including guidance on when & how often they'll contact debtors
10th Oct 23, 2:00pm
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Non-bank lenders launch Responsible Debt Collection Code including guidance on when & how often they'll contact debtors
New Kiwibank spending data shows the volume of card spend declined 0.7% over the September quarter, while compared with a year earlier, the number of transactions grew by just 0.5%
10th Oct 23, 10:33am
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New Kiwibank spending data shows the volume of card spend declined 0.7% over the September quarter, while compared with a year earlier, the number of transactions grew by just 0.5%
Credit ratings agency S&P Global Ratings says NZ Post is facing 'ongoing structural decline' in its traditional business and will have reduced financial flexibility after sale of Kiwibank to the Crown
6th Oct 23, 12:36pm
Credit ratings agency S&P Global Ratings says NZ Post is facing 'ongoing structural decline' in its traditional business and will have reduced financial flexibility after sale of Kiwibank to the Crown
Expectations increasingly drive inflation dynamics. Improvements in monetary policy frameworks can better inform people’s inflation expectations and thereby help reduce inflation at lower output cost
5th Oct 23, 9:33am
by Guest
1
Expectations increasingly drive inflation dynamics. Improvements in monetary policy frameworks can better inform people’s inflation expectations and thereby help reduce inflation at lower output cost
The IMF says managing the climate transition calls for a fiscal balancing act with the right mix of policies
3rd Oct 23, 9:48am
by Guest
3
The IMF says managing the climate transition calls for a fiscal balancing act with the right mix of policies
Latest RBNZ figures show while overall non-performing loans climbed in August, household mortgage stress didn't get any worse
3rd Oct 23, 8:14am
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Latest RBNZ figures show while overall non-performing loans climbed in August, household mortgage stress didn't get any worse
The IMF says although global debt recorded another significant decline in 2022, it's still high and debt sustainability remains a concern
14th Sep 23, 1:15pm
by Guest
4
The IMF says although global debt recorded another significant decline in 2022, it's still high and debt sustainability remains a concern
Latest RBNZ figures show that specific mortgage loan impairments rose 12.1% in the past month, while total non-performing mortgage loans were up 5.6%
31st Aug 23, 4:12pm
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Latest RBNZ figures show that specific mortgage loan impairments rose 12.1% in the past month, while total non-performing mortgage loans were up 5.6%
Economist Brian Easton says the recent reduction in the US credit rating signals that market lenders are not happy with the US fiscal arrangements. New Zealand’s lower rating is a warning that we could do better too
21st Aug 23, 9:22am
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Economist Brian Easton says the recent reduction in the US credit rating signals that market lenders are not happy with the US fiscal arrangements. New Zealand’s lower rating is a warning that we could do better too
David Hargreaves examines financial statistics for the first six months of the year showing money being 'sucked out' of consumers' pockets both through higher mortgage and deposit rates
2nd Aug 23, 9:11am
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David Hargreaves examines financial statistics for the first six months of the year showing money being 'sucked out' of consumers' pockets both through higher mortgage and deposit rates
Latest Reserve Bank figures show the total of officially 'impaired' housing loans has now surpassed the peak of the sharp, but brief rise during the pandemic in 2020
1st Aug 23, 1:44pm
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Latest Reserve Bank figures show the total of officially 'impaired' housing loans has now surpassed the peak of the sharp, but brief rise during the pandemic in 2020
Latest RBNZ lending figures show the total stock of mortgage borrowing has hit $350 billion for the first time, while the nearly $1.2 billion growth in the 'mortgage pile' last month was the most since November last year
31st Jul 23, 3:59pm
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Latest RBNZ lending figures show the total stock of mortgage borrowing has hit $350 billion for the first time, while the nearly $1.2 billion growth in the 'mortgage pile' last month was the most since November last year
David Hargreaves suggests that with KiwiSaver now 16 years old, it would be a good time to re-examine what its role is and how well it is set up to fill that role
19th Jul 23, 5:00am
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David Hargreaves suggests that with KiwiSaver now 16 years old, it would be a good time to re-examine what its role is and how well it is set up to fill that role
New Kiwibank spending data shows that despite the cost of living squeeze we are still spending as we need to - but discretion is being applied
11th Jul 23, 11:22am
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New Kiwibank spending data shows that despite the cost of living squeeze we are still spending as we need to - but discretion is being applied
Murray Grimwood looks at the importance of knowledge, education and critical thinking in a finite world
10th Jul 23, 2:24pm
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Murray Grimwood looks at the importance of knowledge, education and critical thinking in a finite world
Westpac economists say the average mortgage rate households are paying will rise by more over the coming year than it has so far
10th Jul 23, 12:11pm
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Westpac economists say the average mortgage rate households are paying will rise by more over the coming year than it has so far
Economist Brian Easton wonders whether we are evaluating the economy on the right criteria and says perhaps we should be paying more attention to rising overseas debt
4th Jul 23, 8:21am
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Economist Brian Easton wonders whether we are evaluating the economy on the right criteria and says perhaps we should be paying more attention to rising overseas debt