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home loans mortgages

Reserve Bank holds loan-to-value-ratio restrictions on banks' home lending at current settings, seeing housing risks as 'contained'
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Reserve Bank holds loan-to-value-ratio restrictions on banks' home lending at current settings, seeing housing risks as 'contained'
[updated]
Latest Reserve Bank figures show new lending dropped 6% to $14.2 billion in April from March, but rose 16% from $12.3 billion in April 2025
1
Latest Reserve Bank figures show new lending dropped 6% to $14.2 billion in April from March, but rose 16% from $12.3 billion in April 2025
[updated]
Antonia Watson says ANZ NZ doesn't try to hold back interest rate cuts from borrowers via slow post-OCR cut rate changes
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Antonia Watson says ANZ NZ doesn't try to hold back interest rate cuts from borrowers via slow post-OCR cut rate changes
ASB and BNZ follow lead of New Zealand’s other major banks, cutting mortgage serviceability test rates
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ASB and BNZ follow lead of New Zealand’s other major banks, cutting mortgage serviceability test rates
The average being borrowed for a mortgage is now just $369,600, down -10% since its peak in May 2022. We deconstruct this average to see what types of borrowers are borrowing and for what purpose
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The average being borrowed for a mortgage is now just $369,600, down -10% since its peak in May 2022. We deconstruct this average to see what types of borrowers are borrowing and for what purpose
Credit availability tightening as CCCFA changes, rising interest rates and Omicron bite, Centrix reports
by Toby Allen
20
Credit availability tightening as CCCFA changes, rising interest rates and Omicron bite, Centrix reports
Average household living costs up 5.2% in year to December 2021 quarter, with rising interest rates and petrol prices a couple of the culprits
by Toby Allen
37
Average household living costs up 5.2% in year to December 2021 quarter, with rising interest rates and petrol prices a couple of the culprits
Behind-the-scenes pressure on landlords, from tax deductibility changes and rising interest rates, likely to prompt rent increases postponed until now
by Toby Allen
107
Behind-the-scenes pressure on landlords, from tax deductibility changes and rising interest rates, likely to prompt rent increases postponed until now
Kiwibank says under RBNZ enforced restrictions on low deposit home lending it'll put 1st home buyers ahead of property investors
3
Kiwibank says under RBNZ enforced restrictions on low deposit home lending it'll put 1st home buyers ahead of property investors
Another bank signals that fixed mortgage rates are about to rise following hikes in wholesale costs
3
Another bank signals that fixed mortgage rates are about to rise following hikes in wholesale costs
Why the office is a financial liability; Why I love nerds; How to free yourself of fees; How to buy a bond; Comparing mortgage costs
by Amanda Morrall
5
Why the office is a financial liability; Why I love nerds; How to free yourself of fees; How to buy a bond; Comparing mortgage costs
ANZ offers homeowners in Christchurch's earthquake devastated red zones 3.70% one-year mortgage rates; Kiwibank matches
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ANZ offers homeowners in Christchurch's earthquake devastated red zones 3.70% one-year mortgage rates; Kiwibank matches