Risk

29 Jul 18, 7:02am

Just as KiwiSaver fund balances start to rise to substantial levels, investors may need to focus on the changing economic landscape, possibly adjusting their portfolio allocations
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The largest KiwiSaver risk category is growing the fastest

27 Jul 18, 12:03pm

David Chaston

15 comments

The aggressive KiwiSaver category grew 30% in a year as members chase upsized returns to build their retirement funds over the long run
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C'mon Conservative KiwiSavers! Think about what you are doing

24 Jul 18, 12:04pm

David Chaston

85 comments

The small Conservative KiwiSaver category is growing fast and David Chaston can't work out why investors have directed $2.7 bln that way
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IAG ups the ante on risk-based pricing

23 Jul 18, 3:01pm

Jenée Tibshraeny

19 comments

State and AMI home insurance policyholders in parts of the country deemed risky to receive premium increases of around $91 a year under IAG's new pricing model
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No surprise returns for KiwiSaver default funds are sagging

20 Jul 18, 9:43am

David Chaston

9 comments

David Chaston joins the call for KiwiSavers to move investments in default funds elsewhere, unless they're nearing retirement
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Are we in a corporate debt bubble?

20 Jun 18, 8:46am

Guest

2 comments

Although corporate bond values have nearly tripled in 10 years, much of that growth is in emerging markets. While a correction seems likely as defaults rise, Susan Lund says the shift toward bond financing is actually a welcome development
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A real KiwiSaver head scratcher

1 May 18, 9:30am

David Chaston

14 comments

Conservative or cash KiwiSaver returns beg the question: Why are you in KiwiSaver in the first place? We review the long-term returns and find them hard to justify
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The great sag

21 Apr 18, 10:22am

David Chaston

11 comments

Nothing goes up forever, including financial markets or economic growth. Corrections happen. Now is a good time to think how your KiwiSaver will fare in a downturn
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Be selective when going for growth

20 Apr 18, 7:30am

David Chaston

10 comments

We review the performance of KiwiSaver Growth funds. This sector is settling back from outsized returns but some are still delivering well. A decade of track records back up our analysis
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Default KiwiSaver fund performance sags

17 Apr 18, 5:00am

David Chaston

7 comments

The tide is going out for investors in KiwiSaver Default funds as the heavy allocation in fixed-income securities risks valuation readjustment down, cancelling any gains in yields
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Insurers scant on detail around transitions to risk-based pricing models

6 Apr 18, 12:37pm

Jenée Tibshraeny

9 comments

Question marks remain over the extent to which further insurance premium hikes flagged for more disaster-prone parts of the country will be offset by decreases in lower risk places
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Is the stock market loaded for bear?

8 Feb 18, 5:37pm

Guest

19 comments

As 2018 progresses we are moving ever closer to the date when payment for today’s recovery will fall due. The recent market gyrations suggest awareness of the inevitable reckoning is already beginning to dawn
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'Best in class' KiwiSaver schemes to December 2017

5 Feb 18, 9:43am

David Chaston

2 comments

We review the overall performance of the KiwiSaver funds industry, one that will reach $50 bln invested in 2018. Results have been good overall but there is a wide divergence between managers
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Balanced KiwiSaver fund managers are doing well

2 Feb 18, 5:02am

David Chaston

2017 was great for KiwiSaver members who chose balanced-growth funds, but only if your fund was managed well. Nine of 14 funds shone, for others the results were dim
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Even in good times there are underperformers

29 Jan 18, 2:49pm

David Chaston

12 comments

Our comprehensive review of Aggressive KiwiSaver fund returns to December 31, 2017, identifies who has the best long-term results. But it shows managers for a quarter of these funds aren't up to scratch
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Default KiwiSaver fund performance, better than passive investing?

26 Jan 18, 9:01am

David Chaston

On the back of buoyant and positive markets, our comprehensive review of default KiwiSaver fund performance to December 2017 identifies who is doing best
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Youi explains why it charges married drivers less for car insurance

13 Jan 18, 8:55am

admin

7 comments

Youi points to US study that finds marital status is almost as significant in car insurance pricing as age and gender; Says it has never rejected a legitimate claim based on marital status
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Does being married make you a better driver?

11 Jan 18, 11:14am

Jenée Tibshraeny

29 comments

Youi charges single and divorced drivers 16% to 21% more for car insurance than married drivers. Why? Jenée Tibshraeny shares her view
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"What, me worry?"

31 Dec 17, 8:02am

David Chaston

30 comments

If financial markets are driven by two powerful emotions, greed and fear, then the lack of fear in bond markets suggests a cavalier attitude that may not end well
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The real risk to the global economy

9 Nov 17, 8:49am

Guest

4 comments

Forget Korea, or the Middle East. Christopher Smart says gradual shifts in international global institutions can be far more consequential for investor behaviour, and fundamental realignments are taking place
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