A review of things you need to know before you sign off on Monday; business leaders 'optimistic', AirNZ profits retreat fast, banks told to police climate risks, hard to get out, swaps up, NZD up, & more

"We are talking billions of dollars of high value coastal property that banks will back away from lending too, think Omaha or Papamoa sea side bachs etc..."

Does John key still own a Bach in Omaha? No, he sold in 2019, always one step ahead of the game.

https://natlib.govt.nz/records/23222411

Ah, this is absolutely coming. I have already seen the maps from one insurer.

You only need to go on the Auckland Council GIS mapping and look at the flood risk for Omaha. It’s huge. Think of Eskdale on steroids. 

if you do not pay your rates in NZ your bank will and its added to the mortgage....

suck it up, you cannot sell and if they force sell they do not recover the debt.....

who is your daddy..... hence that debt is now at risk due to climate change

DW

There's some pretty expensive e-bikes out there now for those who worry that the world judges them purely by how much money they have spent recently. Probably easier than working on genuine self-confidence and self-worth. 

Those huge chunks of metal are popular because you can write them off as a tax expense. They look like they should be useful, although most never see a scratch let alone mud, and you can chuck in the wife and kids + the dog and surf board on the back, while enjoying your GST refund and taxpayer subsidised depreciation. What's not to like?

That was a wild and emotional segue.

Sure, there's loads of reasons to cycle. Mine come from natural frugality and a Scientific mind for optimising - half a tonne of metal is clearly the wrong tool for the job of moving myself and a bag of shopping around the place. The background level of exercise is very helpful too. 

"Freedom"... to freeload on other peoples money 

Libertarians opposing bike lanes have got it all wrong.

By law, you pay registration fees for bicycles in Japan. Police will check to see if bikes are registered and if the rider is the rightful owner. Those fees are used for infrastructure. 

I guess all the virtue signaling NZers who think they're saving the planet because they ride a bike will be willing to pay annual registration fees, right?  

Just get rid of compulsory helmets

and I’m down 

Saw plenty of folk on bikes in Wellington too when I was there recently. Even new fangled bikes that were electric and made hills no trouble.

More disabled access is removed by cycleways and in case you have no clue when you remove disabled access you remove their ONLY access. It is not like people can suddenly grow wings and fly over barriers or create parking by parking on footpath spaces as they do in many parts of europe. You can still walk instead of cycle yet you are too lazy. Who should we prioritize funding for: those who are literally denied access and denied participation in the community or those too lazy to walk with multiple forms of transport already available to them. Seems like we are spending hundreds of millions on the later with no real return increases as they 1. already had access available and multiple forms of transport and 2. by these developments we are removing often the ONLY access and transport for a group already vulnerable and with no other options.

By discriminating and removing the only access you are literally removing their jobs, access to medical services and housing. Lets do the same for you and see how you feel one you have been denied these things for over a decade.

Also protip learn basic history. It is well known European countries actually has massive state sanctioned genocides and imprisonment of disabled people, alongside medical experimentation. It is also well known that many of these practices continue today. Hence much of Europe was designed only for able bodied people with a little access still available to fit elderly people. It is also well known this happened in NZ up past the 80's with mass unmarked graves. Rape of disabled children was common practice they started sterilizing the girls as frequently there would be unwanted pregnancies (rape of the boys, including with tools and objects that could also break and cause infections inside was less of an issue, if the kid died, they died end of story). It was just a done thing. Hence how pissed off many of the survivors still are in NZ. You may think it was just Nazis but actually these practices transcended political and generation boundaries. Ignorance of history just means you are literally likely to repeat it and given the removal of access to the community many more disabled people are being pressured into institutionalization again.

Known common features of current institutionalization & group housing: neglect, food deprivation, medical neglect, wounds from being left in feces and urine, physical abuse, sexual assault and rape, isolation and limited contact with outside communities, financial abuse etc. etc. Do you need more issues with current disability services that frequently occur or is that list enough for starters. If the following experience of care facilities for disabled people were not so common you too might consider forgoing all your access to daily transport in your community as well eh https://www.youtube.com/watch?v=lb_14RWfj-I <- 60minutes where family broke law to illegally record treatment of daughter in group housing (also against the law to record and collect evidence of abuse in NZ, & most deaths in NZ of disabled people are recorded as natural regardless of what lead to them). Even though severe cases of assault and sexual assault occurred no convictions were held and those involved can continue to work in the industry in future around other vulnerable people. Because assaulting disabled people who cannot fight back was just a fun "joke". Hence for years of fighting no major action or punishment or redress occurred. It is even worse in NZ where we do not even have the right to sue and ACC denies coverage to many disabled people for physical accidental injury or that sustained during assault.

Hence transport and access to the community might be more important to disabled people who are likely to lose access to their jobs, homes, and only source of outside contact for medical and social connections then for you who could stay home for three months, with a non means tested 80% wage benefit, and thought that was the worst thing. Lockdown levels would actually represent an increase in access for disabled people (and it did if only remotely), even though many could not access essential services or public parks. Jobs, education and GPs became more accessible only for after lockdown that was stripped away again.

LOL. Tongue firmly in cheek. But lower than 58c is looking likely. 57c quite possibly. And even 56c if a few things go, or don't go, NZ Inc's way.

I buy locally roasted beans, it pushes the cost up a whopping .20c per cup.