borrowing
A review of things you need to know before you sign off on Friday; many details change in retail rates, migration drops back, food prices stay low, tourism hasn't recovered, swaps lower, NZD stable, & more
11th Oct 24, 3:59pm
31
A review of things you need to know before you sign off on Friday; many details change in retail rates, migration drops back, food prices stay low, tourism hasn't recovered, swaps lower, NZD stable, & more
[updated]
Carded one year home loan rates fall below 6% now as wholesale rates turn their attention to the next RBNZ move
11th Oct 24, 9:02am
36
Carded one year home loan rates fall below 6% now as wholesale rates turn their attention to the next RBNZ move
A review of things you need to know before you sign off on Thursday; only minor rate moves, rents stable, household budgets in tough spot, big Crown deficit, swaps ease, NZD soft, & more
10th Oct 24, 3:59pm
75
A review of things you need to know before you sign off on Thursday; only minor rate moves, rents stable, household budgets in tough spot, big Crown deficit, swaps ease, NZD soft, & more
A review of things you need to know before you sign off on Wednesday; RBNZ cuts 50 basis points, retail banks respond, wholesale money markets respond, pollution progress, swaps fall, NZD falls & more
9th Oct 24, 3:59pm
59
A review of things you need to know before you sign off on Wednesday; RBNZ cuts 50 basis points, retail banks respond, wholesale money markets respond, pollution progress, swaps fall, NZD falls & more
[updated]
While we await expected floating rate cuts, ASB has trimmed its fixed home loan rates. We ask readers to share actual banking app rate offers, to shine a light on an opaque corner of the mortgage market
9th Oct 24, 8:35am
44
While we await expected floating rate cuts, ASB has trimmed its fixed home loan rates. We ask readers to share actual banking app rate offers, to shine a light on an opaque corner of the mortgage market
A review of things you need to know before you sign off on Tuesday; Kiwibank jumps the gun, FMA perp-walks ASB, eyes on dairy Pulse event, lamb prospects turn up, swaps stable, NZD down, & more
8th Oct 24, 3:59pm
92
A review of things you need to know before you sign off on Tuesday; Kiwibank jumps the gun, FMA perp-walks ASB, eyes on dairy Pulse event, lamb prospects turn up, swaps stable, NZD down, & more
A review of things you need to know before you sign off on Monday; many second-tier rate changes, Fast Track focus, AA Insurance slapped, grocery price pressure eases, swaps & NZD on hold, & more
7th Oct 24, 4:00pm
91
A review of things you need to know before you sign off on Monday; many second-tier rate changes, Fast Track focus, AA Insurance slapped, grocery price pressure eases, swaps & NZD on hold, & more
Latest Reserve Bank figures show around 40% of new lending in August was for six month fixed rate terms
7th Oct 24, 1:18pm
38
Latest Reserve Bank figures show around 40% of new lending in August was for six month fixed rate terms
A review of things you need to know before you sign off on Friday; SBS makes rate surprise, employment weak, mortgage stampede for short rates, swaps stable, NZD soft, & more
4th Oct 24, 3:59pm
99
A review of things you need to know before you sign off on Friday; SBS makes rate surprise, employment weak, mortgage stampede for short rates, swaps stable, NZD soft, & more
A review of things you need to know before you sign off on Thursday; BNZ follows with mortgage rate cuts, CoreLogic sees lower house prices, Census sees higher home ownership, big business slow payers, swaps down, NZD soft, & more
3rd Oct 24, 3:59pm
62
A review of things you need to know before you sign off on Thursday; BNZ follows with mortgage rate cuts, CoreLogic sees lower house prices, Census sees higher home ownership, big business slow payers, swaps down, NZD soft, & more
A review of things you need to know before you sign off on Wednesday; more retail rate cuts, Barfoot volumes up prices down, WMP up, swaps down, NZD soft, & more
2nd Oct 24, 3:59pm
26
A review of things you need to know before you sign off on Wednesday; more retail rate cuts, Barfoot volumes up prices down, WMP up, swaps down, NZD soft, & more
Our largest bank restarts the home loan and term deposit rate reductions with cuts, to market-low levels, one week ahead of the upcoming OCR review
1st Oct 24, 6:07pm
42
Our largest bank restarts the home loan and term deposit rate reductions with cuts, to market-low levels, one week ahead of the upcoming OCR review
[updated]
A review of things you need to know before you sign off on Tuesday; residential building consents fade, car sales low, QSBO weak, investors risk appetite up, construction debt woes, swaps stable, NZD slips, & more
1st Oct 24, 3:59pm
32
A review of things you need to know before you sign off on Tuesday; residential building consents fade, car sales low, QSBO weak, investors risk appetite up, construction debt woes, swaps stable, NZD slips, & more
It would be too early to say the housing investors 'are back' - but they do appear to be stirring, as evidenced by the latest Reserve Bank figures
1st Oct 24, 11:08am
41
It would be too early to say the housing investors 'are back' - but they do appear to be stirring, as evidenced by the latest Reserve Bank figures
A review of things you need to know before you sign off on Monday; TSB cuts, Kiwibank trims, Fonterra looks ahead, Synlait tries to shake off its past, TD balances rise, business sentiment rises, swaps stable, NZD rises, & more
30th Sep 24, 3:59pm
51
A review of things you need to know before you sign off on Monday; TSB cuts, Kiwibank trims, Fonterra looks ahead, Synlait tries to shake off its past, TD balances rise, business sentiment rises, swaps stable, NZD rises, & more
A review of things you need to know before you sign off on Friday; some notable retail rate changes, consumer sentiment rises on hope, foreigners hold less of NZ, swaps stable, NZD firm, & more
27th Sep 24, 3:59pm
50
A review of things you need to know before you sign off on Friday; some notable retail rate changes, consumer sentiment rises on hope, foreigners hold less of NZ, swaps stable, NZD firm, & more
[updated]
Heartland signals to clients that it will launch sharp home loan reductions soon, reclaiming a market-leading rate position
27th Sep 24, 11:13am
9
Heartland signals to clients that it will launch sharp home loan reductions soon, reclaiming a market-leading rate position
[updated]
A review of things you need to know before you sign off on Thursday; FHBs have smaller deposits, less pollution, NZGB demand strong, the 'best' of expensive options, swap curve steepens, NZD falls back, & more
26th Sep 24, 4:00pm
94
A review of things you need to know before you sign off on Thursday; FHBs have smaller deposits, less pollution, NZGB demand strong, the 'best' of expensive options, swap curve steepens, NZD falls back, & more
A review of things you need to know before you sign off on Wednesday; new fintech launches, lots about dairy, FHB demand sags, bank switching more popular, cameras reduce retail crime, swaps soft, NZD firm, & more
25th Sep 24, 3:59pm
26
A review of things you need to know before you sign off on Wednesday; new fintech launches, lots about dairy, FHB demand sags, bank switching more popular, cameras reduce retail crime, swaps soft, NZD firm, & more
A review of things you need to know before you sign off on Tuesday; some more TD trimmings, job confidence slips, injury claims lower, eyes on Fonterra and the RBA, swaps stay soft, NZD firm, & more
24th Sep 24, 3:59pm
23
A review of things you need to know before you sign off on Tuesday; some more TD trimmings, job confidence slips, injury claims lower, eyes on Fonterra and the RBA, swaps stay soft, NZD firm, & more
A review of things you need to know before you sign off on Monday; underwater estimate, kiwifruit to the rescue, rush for debt & equity funding, ACCC moves against supermarkets, swaps & NZD hold, & more
23rd Sep 24, 3:59pm
24
A review of things you need to know before you sign off on Monday; underwater estimate, kiwifruit to the rescue, rush for debt & equity funding, ACCC moves against supermarkets, swaps & NZD hold, & more
[updated]
A review of things you need to know before you sign off on Friday; some big banks make some small rate moves, some want faster rate cuts, credit card activity weak, swaps soft, NZD stays firm, & more
20th Sep 24, 3:59pm
35
A review of things you need to know before you sign off on Friday; some big banks make some small rate moves, some want faster rate cuts, credit card activity weak, swaps soft, NZD stays firm, & more
A review of things you need to know before you sign off on Thursday; economy shrinks, spending sinks, job openings slide, 'fairness' surveyed, financial markets settle after the Fed, swaps rise, NZD firm, & more
19th Sep 24, 3:59pm
55
A review of things you need to know before you sign off on Thursday; economy shrinks, spending sinks, job openings slide, 'fairness' surveyed, financial markets settle after the Fed, swaps rise, NZD firm, & more
A review of things you need to know before you sign off on Wednesday; more retail rate cuts, sentiment less pessimistic, no improvement in current account deficit, swaps await the Fed, NZD does too, & more
18th Sep 24, 3:59pm
45
A review of things you need to know before you sign off on Wednesday; more retail rate cuts, sentiment less pessimistic, no improvement in current account deficit, swaps await the Fed, NZD does too, & more
A review of things you need to know before you sign off on Tuesday; Kiwibank grabs a mortgage rate mantle, residential market not a happy place for sellers, farmers mood gets spring lift, swaps soft, NZD firm, & more
17th Sep 24, 3:59pm
83
A review of things you need to know before you sign off on Tuesday; Kiwibank grabs a mortgage rate mantle, residential market not a happy place for sellers, farmers mood gets spring lift, swaps soft, NZD firm, & more