borrowing
A review of things you need to know before you sign off on Friday; some minor rate changes, cost of living still high, consumer sentiment in surprising gain, EV insurance tough for all, swaps slip, NZD low, & more
26th Jul 24, 3:59pm
71
A review of things you need to know before you sign off on Friday; some minor rate changes, cost of living still high, consumer sentiment in surprising gain, EV insurance tough for all, swaps slip, NZD low, & more
[updated]
A review of things you need to know before you sign off on Thursday; some more rate cuts, the real economy swoons, overseas house buyers scarce, hacks and manipulations, swaps still weak, NZ stable, & more
25th Jul 24, 3:59pm
79
A review of things you need to know before you sign off on Thursday; some more rate cuts, the real economy swoons, overseas house buyers scarce, hacks and manipulations, swaps still weak, NZ stable, & more
A review of things you need to know before you sign off on Wednesday; Westpac cuts retail rates again, residence visas stay elevated, retail sector in survival mode, mortgages get household priority, swaps stable, NZD down, & more
24th Jul 24, 3:59pm
77
A review of things you need to know before you sign off on Wednesday; Westpac cuts retail rates again, residence visas stay elevated, retail sector in survival mode, mortgages get household priority, swaps stable, NZD down, & more
Just 14 days after starting the recent rate cut flurry, Westpac cuts both home loan and term deposit rates again. It now mostly just matches rivals, but for some terms is again market-leading
24th Jul 24, 2:38pm
48
Just 14 days after starting the recent rate cut flurry, Westpac cuts both home loan and term deposit rates again. It now mostly just matches rivals, but for some terms is again market-leading
[updated]
A review of things you need to know before you sign off on Tuesday; no retail rate changes, ComCom eyes card fee savings, electricity prices spike, emissions fall, swaps hold, NZD falls, & more
23rd Jul 24, 3:59pm
140
A review of things you need to know before you sign off on Tuesday; no retail rate changes, ComCom eyes card fee savings, electricity prices spike, emissions fall, swaps hold, NZD falls, & more
A review of things you need to know before you sign off on Monday; ASB makes home loan and TD changes, Auckland dwelling completions hold for now, trade in surplus, swaps rise, NZD holds, & more
22nd Jul 24, 3:59pm
49
A review of things you need to know before you sign off on Monday; ASB makes home loan and TD changes, Auckland dwelling completions hold for now, trade in surplus, swaps rise, NZD holds, & more
Major banks complete shift of home loan rates lower. ASB pointedly grabs the lowest 6 month and 5 year rate offers of any bank. But a broader perspective suggests even lower rates are possible
22nd Jul 24, 8:36am
100
Major banks complete shift of home loan rates lower. ASB pointedly grabs the lowest 6 month and 5 year rate offers of any bank. But a broader perspective suggests even lower rates are possible
A review of things you need to know before you sign off on Friday; more retail rate cuts, credit cards used less, CTRL censured, hard-sell development selldown, swaps lower, NZD stable, & more
19th Jul 24, 3:59pm
71
A review of things you need to know before you sign off on Friday; more retail rate cuts, credit cards used less, CTRL censured, hard-sell development selldown, swaps lower, NZD stable, & more
Will Carnachan of Aotea Asset Management details how private credit works in New Zealand for investors, borrowers & fund managers
19th Jul 24, 11:45am
1
Will Carnachan of Aotea Asset Management details how private credit works in New Zealand for investors, borrowers & fund managers
[updated]
BNZ the latest bank to cut fixed mortgage rates, offering the lowest 18 month fixed rate of any main bank and equal low for other popular terms. Heartland Bank, Kiwibank cut too
19th Jul 24, 9:45am
87
BNZ the latest bank to cut fixed mortgage rates, offering the lowest 18 month fixed rate of any main bank and equal low for other popular terms. Heartland Bank, Kiwibank cut too
A review of things you need to know before you sign off on Thursday; ANZ drops home loan rates, BNZ & ANZ drop TD rates, our jobless claims rise, NZGB tender very well supported, swaps stable, NZD unchanged, & more
18th Jul 24, 3:59pm
27
A review of things you need to know before you sign off on Thursday; ANZ drops home loan rates, BNZ & ANZ drop TD rates, our jobless claims rise, NZGB tender very well supported, swaps stable, NZD unchanged, & more
[updated]
ANZ goes second, cutting retail rates. Both fixed home loan and term deposit rates have been sliced, some by as much as -30 bps. Almost certainly they will be followed by the other major banks, forcing the challenger banks into a tough spot
17th Jul 24, 5:59pm
86
ANZ goes second, cutting retail rates. Both fixed home loan and term deposit rates have been sliced, some by as much as -30 bps. Almost certainly they will be followed by the other major banks, forcing the challenger banks into a tough spot
A review of things you need to know before you sign off on Wednesday; CPI inflation eases more than expected, rents top out, dairy prices surprise, Synlait surprises again, swaps uncertain, NZD firms, & more
17th Jul 24, 3:59pm
34
A review of things you need to know before you sign off on Wednesday; CPI inflation eases more than expected, rents top out, dairy prices surprise, Synlait surprises again, swaps uncertain, NZD firms, & more
A review of things you need to know before you sign off on Tuesday; quiet on the retail rate front, realtor commissions sink with market, eyes on dairy prices and CPI, insurance premium cost risk rises, swaps ease, NZD falls, & more
16th Jul 24, 3:59pm
111
A review of things you need to know before you sign off on Tuesday; quiet on the retail rate front, realtor commissions sink with market, eyes on dairy prices and CPI, insurance premium cost risk rises, swaps ease, NZD falls, & more
A review of things you need to know before you sign off on Monday; another Notice Saver launches, PSI terrible, REINZ June data not much better, tractor sale dire, swaps stable, NZD eases, & more
15th Jul 24, 3:59pm
163
A review of things you need to know before you sign off on Monday; another Notice Saver launches, PSI terrible, REINZ June data not much better, tractor sale dire, swaps stable, NZD eases, & more
A review of things you need to know before you sign off on Friday; retail rates edge lower; PMI falls sharply, retail starved of demand, Dosh wants to be a bank, swaps soft, NZD unchanged, & more
12th Jul 24, 3:59pm
145
A review of things you need to know before you sign off on Friday; retail rates edge lower; PMI falls sharply, retail starved of demand, Dosh wants to be a bank, swaps soft, NZD unchanged, & more
A review of things you need to know before you sign off on Thursday; Westpac makes early retail rate moves, food prices fall, truckometer issues warning, NZGB demand returns, swaps eyed, NZD stops falling, & more
11th Jul 24, 3:59pm
46
A review of things you need to know before you sign off on Thursday; Westpac makes early retail rate moves, food prices fall, truckometer issues warning, NZGB demand returns, swaps eyed, NZD stops falling, & more
Westpac has responded to the diving wholesale rates following dovish RBNZ signals by cutting its popular short fixed home loan rates, and trimming its short term deposit rate offers
11th Jul 24, 12:11pm
100
Westpac has responded to the diving wholesale rates following dovish RBNZ signals by cutting its popular short fixed home loan rates, and trimming its short term deposit rate offers
A review of things you need to know before you sign off on Wednesday; RBNZ sends dovish signals so TD rates now on watch, migration turns negative, tourism recovers, job ads dive, swaps fall sharply, NZD down, & more
10th Jul 24, 4:01pm
36
A review of things you need to know before you sign off on Wednesday; RBNZ sends dovish signals so TD rates now on watch, migration turns negative, tourism recovers, job ads dive, swaps fall sharply, NZD down, & more
A review of things you need to know before you sign off on Tuesday; oceans warmest, tax fraud punished with wet noodles, property investors return for residential, scarce for commercial, swaps unchanged, NZD slips, & more
9th Jul 24, 3:59pm
40
A review of things you need to know before you sign off on Tuesday; oceans warmest, tax fraud punished with wet noodles, property investors return for residential, scarce for commercial, swaps unchanged, NZD slips, & more
Latest Reserve Bank figures show one in six mortgages in May was taken up for the previously very unfashionable fixed rate term of six months
9th Jul 24, 3:43pm
32
Latest Reserve Bank figures show one in six mortgages in May was taken up for the previously very unfashionable fixed rate term of six months
A review of things you need to know before you sign off on Monday; Kiwibank ups two short TD rates, supermarket cost pressure eases, RBNZ watches shadow banks, Contact commissions more geothermal capacity, swaps & NZD stable, & more
8th Jul 24, 3:59pm
21
A review of things you need to know before you sign off on Monday; Kiwibank ups two short TD rates, supermarket cost pressure eases, RBNZ watches shadow banks, Contact commissions more geothermal capacity, swaps & NZD stable, & more
A review of things you need to know before you sign off on Friday; no retail rates changes; passport backlog eases, deprecation changes hit companies with buildings, swaps and NZD little-changed, & more
5th Jul 24, 3:59pm
63
A review of things you need to know before you sign off on Friday; no retail rates changes; passport backlog eases, deprecation changes hit companies with buildings, swaps and NZD little-changed, & more
A review of things you need to know before you sign off on Thursday; BNZ pulls back on TD offers, IRD eyes crypto compliance problems, weak demand for NZGBs, household wealth rises, swaps and NZD stable, & more
4th Jul 24, 3:59pm
46
A review of things you need to know before you sign off on Thursday; BNZ pulls back on TD offers, IRD eyes crypto compliance problems, weak demand for NZGBs, household wealth rises, swaps and NZD stable, & more
A review of things you need to know before you sign off on Wednesday; June retail weak in early reports, dairy prices drop, glut of houses for sale, commodity prices rise, swaps meaner, NZD firmish, & more
3rd Jul 24, 3:59pm
90
A review of things you need to know before you sign off on Wednesday; June retail weak in early reports, dairy prices drop, glut of houses for sale, commodity prices rise, swaps meaner, NZD firmish, & more