borrowing

16 Nov 18, 3:59pm

A review of things you need to know before you go home on Friday; plenty of rate changes, PMIs improve, KiwiSavers take a hit, lakes refill fast, petrol prices drop, swaps soften, NZD rises, & more
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What happened Thursday

15 Nov 18, 3:59pm

David Chaston

59 comments

A review of things you need to know before you go home on Thursday; some rate changes, big bond issues, Jones not spending fast enough, a $1.09 tln investment, swaps dip, NZD strong, & more
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TSB tips the average lower

15 Nov 18, 9:26am

David Chaston

16 comments

History is made with the weighted average one year fixed mortgage rate falling below 4% for the first time ever, bumped lower by Thursday's cut by TSB
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What happened Wednesday

14 Nov 18, 3:59pm

David Chaston

11 comments

A review of things you need to know before you go home on Wednesday; no rate changes, house sales 'normal', Anderson passes, swaps softer and flatter, NZD holds high, & more
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What happened Tuesday

13 Nov 18, 3:59pm

David Chaston

85 comments

A review of things you need to know before you go home on Tuesday; ASB cuts, Co-op Bank changes, food prices unchanged, Fonterra has China win, population up +1.9%, swaps & NZD little changed, & more
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ASB cuts one rate below 4%, raises two others

13 Nov 18, 1:59pm

David Chaston

27 comments

ASB cuts one rate to 3.95% but raises two others as the sub 4% rate level embeds in the current home loan market; only three stragglers to go now
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and now Westpac ...

12 Nov 18, 5:05pm

David Chaston

19 comments

Another major bank reduces one mortgage rate below 4%, leaving only ASB and Kiwibank as majors with no offers at this new level
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What happened Monday

12 Nov 18, 3:59pm

David Chaston

31 comments

A review of things you need to know before you go home on Monday; many rate and cash-back changes, good time to buy a house, consumer spending rises, more bond issues, swaps and NZD on hold, & more
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BNZ to offer 3.99% two-year mortgage rate

12 Nov 18, 1:31pm

Gareth Vaughan

39 comments

BNZ unveils two year 3.99% home loan rate from November 13 as mortgage wars intensify
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Here come the overt cash-back incentives again

12 Nov 18, 9:05am

David Chaston

71 comments

ANZ follows up its new lower one year rate with a $3000 cash back incentive, with conditions that include promising to stay with them for three years
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Why now ?

10 Nov 18, 9:43am

David Chaston

33 comments

We examine the margin shifts as wholesale money rates rise just as one large mortgage bank cuts a key rate, looking at the pressures and motivations for the move
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ANZ goes under 4%

10 Nov 18, 9:00am

David Chaston

41 comments

New Zealand's largest home loan lender challenges its main rivals with a sub-4% one year fixed mortgage rate - just as wholesale swap rates turn up
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What happened Thursday

8 Nov 18, 3:59pm

David Chaston

28 comments

A review of things you need to know before you go home on Thursday; no rate changes even from RBNZ, Fonterra shareholders unhappy, more concrete poured, swap rates up again, NZD stronger
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What happened Wednesday

7 Nov 18, 3:59pm

David Chaston

18 comments

A review of things you need to know before you go home on Wednesday; no rate changes today but major drama in jobs, inflation expectations and wholesale rate data. NZD rises strongly, & more
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What happened Tuesday

6 Nov 18, 3:59pm

David Chaston

11 comments

A review of things you need to know before you go home on Tuesday; some more rate changes, used car sales dip, rents up in Auckland, Fonterra gets a terrier inside, Hisco pay revealed, swaps and NZD on hold, & more
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What happened Monday

5 Nov 18, 3:59pm

David Chaston

20 comments

A review of things you need to know before you go home on Monday; big mortgage rate cuts, B&T rates rise as do dropouts, commodities lower, car sales leap, bank behaviour critiqued, swaps up, NZD holds
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Down, down, down

5 Nov 18, 9:49am

David Chaston

32 comments

Kiwibank is the next one to chop a key home loan rate, reducing its one year fixed rate to 4.05% as the main banks follow the challenger banks lower
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TSB trims key mortgage rates

3 Nov 18, 11:17am

David Chaston

3 comments

Three cuts from a rising challenger bank tighten the rate competition for home loans. While none of these reductions are market-leading, they reinforce the downward trend in mortgage rate offers
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What happened Friday

2 Nov 18, 3:59pm

David Chaston

8 comments

A review of things you need to know before you go home on Friday: no rate changes, consumer confidence turns down, RBNZ restructures; KPG pays 4.06%, swap rates rise again, the NZD is up strongly, & more
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What happened Thursday

1 Nov 18, 3:59pm

David Chaston

19 comments

A review of things you need to know before you go home on Thursday; some small rate changes, house prices soft, job ad growth modest, record low linker yield, swaps rise, NZD unchanged, & more
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