sign up log in
Want to go ad-free? Find out how, here.

borrowing

Not only are wholesale rates rising, but banks are coming out of a period where their mortgage margins have been suppressed. Expect the new round of rate hikes to do some catch-up
15th Oct 21, 4:23pm
5
Not only are wholesale rates rising, but banks are coming out of a period where their mortgage margins have been suppressed. Expect the new round of rate hikes to do some catch-up
A review of things you need to know before you go home on Friday; some more key rate changes, PMI recovers, air quality improves, La Nina back, swaps up, NZD firmer, & more
15th Oct 21, 3:59pm
26
A review of things you need to know before you go home on Friday; some more key rate changes, PMI recovers, air quality improves, La Nina back, swaps up, NZD firmer, & more
A review of things you need to know before you go home on Thursday; some chunky retail rate changes, house prices fall, NZGBs out of favour, Jardens cops OMF censure, swaps hold, NZD firms, & more
14th Oct 21, 3:59pm
36
A review of things you need to know before you go home on Thursday; some chunky retail rate changes, house prices fall, NZGBs out of favour, Jardens cops OMF censure, swaps hold, NZD firms, & more
Wholesale rate pressure has pushed one of our largest home loan lenders to raise some key fixed rates and setting their market offerings as the highest available
14th Oct 21, 12:29pm
21
Wholesale rate pressure has pushed one of our largest home loan lenders to raise some key fixed rates and setting their market offerings as the highest available
A review of things you need to know before you go home on Wednesday; more retail rate rises, food prices jump, business costs jump, rents up, Aussie Covid deaths rise, swaps flatter, NZD stable, & more
13th Oct 21, 3:59pm
50
A review of things you need to know before you go home on Wednesday; more retail rate rises, food prices jump, business costs jump, rents up, Aussie Covid deaths rise, swaps flatter, NZD stable, & more
A review of things you need to know before you go home on Tuesday; more minor retail rate rises, Crown financials strong, truckometer signals unreliable, retail spending still weak, swaps still rising, NZD stable, & more
12th Oct 21, 3:59pm
47
A review of things you need to know before you go home on Tuesday; more minor retail rate rises, Crown financials strong, truckometer signals unreliable, retail spending still weak, swaps still rising, NZD stable, & more
A review of things you need to know before you go home on Monday; Simplicity raises its floating rate by +35 bps, Firma censured, rents up, Drylie leaving, swaps up and steeper, NZD unchanged, & more
11th Oct 21, 3:59pm
60
A review of things you need to know before you go home on Monday; Simplicity raises its floating rate by +35 bps, Firma censured, rents up, Drylie leaving, swaps up and steeper, NZD unchanged, & more
A review of things you need to know before you go home on Friday; BNZ raises its floating rate, petrol price near all-time high, Visa adds BNPL, China service sector recovers, swaps steepen, NZD firms, & more
8th Oct 21, 3:59pm
70
A review of things you need to know before you go home on Friday; BNZ raises its floating rate, petrol price near all-time high, Visa adds BNPL, China service sector recovers, swaps steepen, NZD firms, & more
A review of things you need to know before you go home on Thursday; OCR hikes dribble through, faster pace for new dwellings, big support for latest NZGB tenders, NZSF makes big bet, swaps mixed, NZD soft, & more
7th Oct 21, 3:59pm
28
A review of things you need to know before you go home on Thursday; OCR hikes dribble through, faster pace for new dwellings, big support for latest NZGB tenders, NZSF makes big bet, swaps mixed, NZD soft, & more
A review of things you need to know before you go home on Wednesday; OCR hiked, some banks follow with rises, NZ Fintech company 'failure', dairy prices hold, swaps higher, NZD wobbles, & more
6th Oct 21, 3:59pm
31
A review of things you need to know before you go home on Wednesday; OCR hiked, some banks follow with rises, NZ Fintech company 'failure', dairy prices hold, swaps higher, NZD wobbles, & more
David Hargreaves says all the language is around further interest rate rises - but his crystal ball is looking very murky when it comes to our now Covid-hit economy
6th Oct 21, 2:56pm
23
David Hargreaves says all the language is around further interest rate rises - but his crystal ball is looking very murky when it comes to our now Covid-hit economy
A review of things you need to know before you go home on Tuesday; Barfoot sales stutter, business confidence 'bizarre', dairy prices in focus, NZX's property sector loses some shine, swaps stable, NZD stable, & more
5th Oct 21, 3:59pm
44
A review of things you need to know before you go home on Tuesday; Barfoot sales stutter, business confidence 'bizarre', dairy prices in focus, NZX's property sector loses some shine, swaps stable, NZD stable, & more
A review of things you need to know before you go home on Monday; some smaller rates changes, housing and new car market strength surprises, Hatch hived off, FOMO is not a strategy, swaps and NZD stable, & more
4th Oct 21, 3:59pm
18
A review of things you need to know before you go home on Monday; some smaller rates changes, housing and new car market strength surprises, Hatch hived off, FOMO is not a strategy, swaps and NZD stable, & more
The NZIER's latest 'Shadow Board' review ahead of this week's OCR decision shows businesses going cooler on interest rate rises
4th Oct 21, 11:31am
20
The NZIER's latest 'Shadow Board' review ahead of this week's OCR decision shows businesses going cooler on interest rate rises
A review of things you need to know before you go home on Friday; more retail rate changes, consumer confidence shaky, jobs resilient, retail spending sinks, equity markets dive, swaps steepen, NZD stable, & more
1st Oct 21, 4:09pm
21
A review of things you need to know before you go home on Friday; more retail rate changes, consumer confidence shaky, jobs resilient, retail spending sinks, equity markets dive, swaps steepen, NZD stable, & more
Heartland Bank raises all its home loan interest rates but still retains the claim to the lowest rates available from any bank. Home loan market awaits the RBNZ's signals next Wednesday
1st Oct 21, 10:38am
16
Heartland Bank raises all its home loan interest rates but still retains the claim to the lowest rates available from any bank. Home loan market awaits the RBNZ's signals next Wednesday
A review of things you need to know before you go home on Thursday; building consents surge, business confidence upbeat but not on the farm, NZGB wobble, home loan growth slows, swaps ease, NZD soft, & more
30th Sep 21, 3:59pm
19
A review of things you need to know before you go home on Thursday; building consents surge, business confidence upbeat but not on the farm, NZGB wobble, home loan growth slows, swaps ease, NZD soft, & more
A review of things you need to know before you go home on Wednesday; higher retail rates, more fossil fuel, Kiwibank's issues extend, Aussies target housing risks, China injects more funds, swaps steepen, NZD falls, & more
29th Sep 21, 3:59pm
36
A review of things you need to know before you go home on Wednesday; higher retail rates, more fossil fuel, Kiwibank's issues extend, Aussies target housing risks, China injects more funds, swaps steepen, NZD falls, & more
ANZ moves to raise rates back up to levels first adopted by rival ASB, taking some longer term rates back closer to 5%
28th Sep 21, 6:40pm
26
ANZ moves to raise rates back up to levels first adopted by rival ASB, taking some longer term rates back closer to 5%
A review of things you need to know before you go home on Tuesday; some retail rate rises, big deductibility clarification, strong labour market, Akl Council delivers HUGE result, swaps firm, NZD soft, & more
28th Sep 21, 3:59pm
23
A review of things you need to know before you go home on Tuesday; some retail rate rises, big deductibility clarification, strong labour market, Akl Council delivers HUGE result, swaps firm, NZD soft, & more
Rising wholesale money costs are pressing banks to raise rates, but the pace of the rises vary among institutions. That means exploitable advantages are available for borrowers who need to fix now
28th Sep 21, 1:30pm
1
Rising wholesale money costs are pressing banks to raise rates, but the pace of the rises vary among institutions. That means exploitable advantages are available for borrowers who need to fix now
A review of things you need to know before you go home on Monday; No retail rate changes, low auction activity, Synlait stumbles, green hydrogen looks promising, swaps stable, NZD holds, & more
27th Sep 21, 3:59pm
36
A review of things you need to know before you go home on Monday; No retail rate changes, low auction activity, Synlait stumbles, green hydrogen looks promising, swaps stable, NZD holds, & more
The Reserve Bank is widely expected to raise the Official Cash Rate to 0.5% from the current 0.25% next week
27th Sep 21, 2:52pm
11
The Reserve Bank is widely expected to raise the Official Cash Rate to 0.5% from the current 0.25% next week
A review of things you need to know before you go home on Friday; no retail rate changes, FHB HLA tougher, BNPL fees surge, employment confidence rises, FHBs pull back from mortgage borrowing, swaps rise and steepen, NZD firm, & more
24th Sep 21, 3:59pm
44
A review of things you need to know before you go home on Friday; no retail rate changes, FHB HLA tougher, BNPL fees surge, employment confidence rises, FHBs pull back from mortgage borrowing, swaps rise and steepen, NZD firm, & more
A review of things you need to know before you go home on Thursday; no retail rate changes, lower speed limit, higher farmgate payout, NZGBs in hot demand, AWS coming here, swaps lower, NZD lower, & more
23rd Sep 21, 3:59pm
17
A review of things you need to know before you go home on Thursday; no retail rate changes, lower speed limit, higher farmgate payout, NZGBs in hot demand, AWS coming here, swaps lower, NZD lower, & more