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Contents insurance premiums

THIS PAGE HAS NOT BEEN UPDATED SINCE EARLY 2011.

It is being made available only for archival purposes, and reflects the situation prior to the Christchurch earthquakes.

It does not reflect current premium rates or coverage. Do not use it for current reviews.

Profiles: The information on this page does not cover every option, but shows a range of profiles which may relate to your contents insurance requirements. Price is not the most important aspect in selecting appropriate cover for your contents protection. We strongly recommend you only use this page to do an initial assessment, and that you use the links to the coverage details on this page to begin your review. The profiles we have on this page are:

     
  Over 65, total value of $80,000, with no specified items, and no alarm system  
  Family with teenage children, $120,000, no specified items, and with non-monitored alarm  
  Young couple, $100,000, no specified items, and with non-monitored alarm  
Note: Click on the Plan Name for more information about what is covered.  
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    couple over 65 years  
  Contents:  total value of $80,000, with no specified items, and no alarm system  
  Construction = Weatherboard and tile roof, 1950 property, Owner Occupied and Private Use  
                     
AA Insurance ContentsCover - Defined Events
40%
$200
323.39
352.61
265.67
285.15
265.67
238.55
180.84
AA Insurance ContentsCover - Accidental Damage
58%
$200
397.34
433.20
326.49
350.40
326.49
293.19
222.37
AMI Advanced
66%
$100
391.52
584.20
365.45
358.30
324.00
330.94
271.12
Ansvar Omega
66%
$250
604.47
604.47
520.30
446.17
530.95
439.51
378.39
BNZ Premiercare
65%
$250
379.29
787.46
494.42
431.32
399.60
329.06
316.51
NZI Supersurance
68%
$250
507.35
498.38
473.94
 
507.35
395.94
343.97
NZI Echelon Home
77%
$250
497.00
542.32
436.80
375.91
467.92
365.32
317.68
State Home Comprehensive
73%
$250
419.59
556.73
405.43
396.89
358.44
298.55
289.54
State Home Essentials
47%
$250
313.36
406.29
303.71
284.03
270.87
229.02
222.58
Tower Maxi House
72%
$300
291.91
323.91
289.69
227.90
313.96
211.63
208.17
Vero MaxiPlan
65%
$150
525.04
642.12
451.28
419.03
398.20
393.99
303.91
Westpac Contents, Full Cover
75%
$250
392.28
523.44
363.96
334.50
308.28
263.40
220.68
                     
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
 
                 
Profile - Owners:    couple over 65 years  
  Contents:  total value of $80,000, with no specified items, and no alarm system  
  Construction = Weatherboard and tile roof, 1950 property, Owner Occupied and Private Use  
                     
AA Insurance ContentsCover - Defined Events
40%
$200
265.67
238.55
285.15
285.15
173.90
 
 
AA Insurance ContentsCover - Accidental Damage
58%
$200
326.49
293.19
350.40
350.40
213.84
 
 
AMI Advanced
66%
$100
336.50
334.13
355.85
350.46
272.71
   
Ansvar Omega
66%
$250
490.27
488.05
488.05
530.95
341.76
   
BNZ Premiercare
65%
$250
442.09
358.71
368.83
 
348.18
   
NZI Supersurance
68%
$250
473.94
473.94
507.35
507.35
299.42
   
NZI Echelon Home
77%
$250
436.80
467.44
414.80
424.43
276.82
   
State Home Comprehensive
73%
$250
386.11
379.68
367.45
379.68
294.04
   
State Home Essentials
47%
$250
289.54
285.76
276.66
285.76
225.80
   
Tower Maxi House
72%
$300
301.63
313.09
256.14
 
185.94
   
Vero MaxiPlan
65%
$150
467.20
387.61
387.61
 
274.29
   
Westpac Contents, Full Cover
75%
$250
326.40
334.44
334.44
308.28
230.40
   
                     
                   
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    Family with teenage children  
  Contents:   total value of $120,000, no specified items, and with non-monitored alarm  
  Construction = Stucco and shingle, 2004 property, Owner Occupied and Private Use  
                     
AA Insurance ContentsCover - Defined Events
40%
$200
392.14
421.36
334.42
353.90
334.42
307.31
249.59
AA Insurance ContentsCover - Accidental Damage
58%
$200
481.73
517.59
410.87
434.79
410.87
377.60
306.75
AMI Advanced
66%
$100
474.00
823.77
525.75
444.84
409.15
456.15
290.78
Ansvar Omega
66%
$250
683.38
683.38
598.07
523.95
622.02
518.42
448.10
BNZ Premiercare
65%
$250
548.00
830.43
397.07
462.08
501.12
355.91
342.90
NZI Supersurance
68%
$250
841.16
979.79
784.46
 
841.16
652.14
563.93
NZI Echelon Home
77%
$250
773.00
900.51
773.43
584.60
600.45
544.15
390.88
State Home Comprehensive
73%
$250
456.63
598.26
442.45
521.15
394.18
332.37
323.35
State Home Essentials
47%
$250
347.18
446.32
337.51
369.87
303.39
260.26
253.82
Tower Maxi House
72%
$300
327.82
551.00
387.87
310.43
500.58
251.52
282.00
Vero MaxiPlan
65%
$150
689.37
809.81
559.44
517.07
446.58
 
 
Westpac Contents, Full Cover
75%
$250
415.20
561.48
387.48
355.16
327.12
269.76
237.84
                     
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
 
                 
Profile - Owners:    Family with teenage children  
  Property:  total value of $120,000, no specified items, and with non-monitored alarm  
  Construction = Stucco and shingle, 2004 property, Owner Occupied and Private Use  
                     
AA Insurance ContentsCover - Defined Events
40%
$200
334.42
307.31
353.90
353.90
242.65
   
AA Insurance ContentsCover - Accidental Damage
58%
$200
410.87
377.60
434.79
434.79
298.23
   
AMI Advanced
66%
$100
434.59
422.06
444.84
431.87
320.83
 
 
Ansvar Omega
66%
$250
581.36
575.52
575.52
622.02
575.52
 
 
BNZ Premiercare
65%
$250
472.92
472.92
472.92
 
353.72
 
 
NZI Supersurance
68%
$250
784.46
784.46
784.46
841.16
488.31
 
 
NZI Echelon Home
77%
$250
721.46
773.43
773.43
700.45
408.69
 
 
State Home Comprehensive
73%
$250
422.51
416.06
416.06
416.06
327.86
 
 
State Home Essentials
47%
$250
323.35
318.85
318.85
318.85
257.04
 
 
Tower Maxi House
72%
$300
403.37
394.25
350.53
 
316.56
 
 
Vero MaxiPlan
65%
$150
551.69
475.80
475.80
 
 
 
 
Westpac Contents, Full Cover
75%
$250
346.56
349.08
349.08
327.12
249.24
 
 
                     
                   
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    Young couple, no children  
  Contents:  total value of $100,000, no specified items, and with non-monitored alarm  
  Construction = Cladding under longrun iron, 2005 property, Owner Occupied and Private Use  
                     
AA Insurance ContentsCover - Defined Events
40%
$200
397.69
430.16
333.57
355.21
333.57
303.44
239.32
AA Insurance ContentsCover - Accidental Damage
58%
$200
488.54
528.39
409.84
436.40
409.84
372.85
294.14
AMI Advanced
66%
$100
478.00
631.00
455.12
413.38
406.19
416.73
311.56
Ansvar Omega
66%
$250
867.94
867.94
754.68
655.85
780.92
647.99
556.69
BNZ Premiercare
65%
$250
1,026.53
808.92
510.74
446.83
 
342.46
329.69
NZI Supersurance
68%
$250
776.91
904.58
724.69
 
776.91
602.92
521.60
NZI Echelon Home
77%
$250
806.30
938.66
721.46
597.39
729.86
566.71
540.77
State Home Comprehensive
73%
$250
481.25
637.70
465.80
502.16
412.36
344.10
333.81
State Home Essentials
47%
$250
360.84
469.65
349.91
321.89
311.92
264.92
257.20
Tower Maxi House
72%
$300
521.00
579.55
 
325.44
 
214.05
290.48
Vero MaxiPlan
65%
$150
589.50
1,025.00
709.80
656.48
670.08
 
 
Westpac Contents, Full Cover
75%
$250
558.00
764.52
517.80
473.73
434.64
353.52
308.76
                     
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
 
                 
Profile - Owners:    Young couple, no children  
  Contents:  total value of $100,000, no specified items, and with non-monitored alarm  
  Construction = Cladding under longrun iron, 2005 property, Owner Occupied and Private Use  
                     
AA Insurance ContentsCover - Defined Events
40%
$200
333.57
303.44
355.21
355.21
231.59
   
AA Insurance HomeCover - Accidental Damage
58%
$200
409.84
372.85
436.40
436.40
284.66
   
AMI Advanced
66%
$100
408.78
417.79
439.12
430.12
338.03
 
 
Ansvar Omega
66%
$250
726.70
720.46
720.46
780.92
496.83
 
 
BNZ Premiercare
65%
$250
457.48
547.48
436.19
 
340.34
 
 
NZI Supersurance
68%
$250
724.69
724.69
776.91
776.91
451.96
 
 
NZI Echelon Home
77%
$250
751.77
806.00
661.07
729.86
425.33
 
 
State Home Comprehensive
73%
$250
443.26
436.17
422.65
436.17
338.96
 
 
State Home Essentials
47%
$250
333.81
328.66
319.01
328.66
261.06
 
 
Tower Maxi House
72%
$300
459.16
452.92
402.00
 
274.69
 
 
Vero MaxiPlan
65%
$150
735.35
604.58
604.58
 
 
 
 
Westpac Contents, Full Cover
75%
$250
461.64
465.72
473.76
434.64
324.72
 
 
                     
Note: Click on the Plan Name for more information about what is covered.