Banks
Banks
| Institution |
Credit Rating |
Minimum Deposit |
Credit |
Paid |
1 mth |
3 mths |
4 mths |
5 mths |
6 mths |
9 mths |
| ANZ | AA- | $10,000 | Z | Y | 1.90 | 3.00 | 3.10 | 3.30 | 3.45 | 3.55 |
| ASB | AA- | $5,000 | Z | Y | 1.80 | 3.00 | 3.00 | 3.10 | 3.45 | 3.55 |
| AA- | $10,000 | Q | Y | 1.80 | 3.00 | 3.00 | 3.10 | 3.45 | 3.55 |
 | AA- | $2,000 | Z | Z | 1.70 | 2.85 | 3.00 | 3.10 | 3.45 | 3.60 |
| AA- | $2,000 | Z | Z |
|
| AA- | $2,000 | M | M | | 2.85 | 3.00 | 3.10 | 3.45 | 3.60 |
| Bank of Baroda | BBB- | $1,000 | M | M | 2.00 | 3.00 | 3.10 | 3.25 | 3.50 | 3.50 |
 | BBB- | $1,000 | M | M | 2.10 | 3.10 | 3.20 | 3.35 | 3.60 | 3.60 |
| Bank of China | A | $100,000 | Z | Z | 1.90 | 3.20 | 3.30 | 3.40 | 3.65 | 3.70 |
| Bank of India | BBB- | $5,000 | M | Y | 1.85 | 2.95 | 3.05 | 3.15 | 3.45 | 3.45 |
| China Construction Bank | A | $100,000 | Z | Z | 2.20 | 2.50 | 2.70 | 2.95 | 3.20 | 3.20 |
| Co-operative Bank | BBB+ | $2,000 | Q | Q | 1.90 | 2.90 | | | 3.50 | 3.60 |
| Heartland Bank | BBB | $1,000 | Q | Q | 1.80 | 2.90 | 3.00 | 3.30 | 3.50 | 3.60 |
 | A | $5,000 | Z | Z | 1.95 | 3.15 | 3.15 | 3.25 | 3.60 | 3.70 |
| A | $10,000 | Z | Z | 2.05 | 3.25 | 3.25 | 3.35 | 3.70 | 3.80 |
 | A1 | $1,000 | Z | Z | | 3.05 | 3.10 | 3.25 | 3.45 | 3.55 |
| A1 | $5,000 | Z | Z | 1.90 | 3.05 | 3.10 | 3.25 | 3.45 | 3.55 |
 | A | $1,000 | Z | A | 2.00 | 3.10 | | | 3.65 | 3.65 |
 | BBB+ | $1,000 | Q | Q | 1.90 | 3.00 | 3.00 | 3.30 | 3.45 | 3.60 |
| BBB+ | $1,000 | Z | Z | | | | | 3.45 | 3.60 |
 | BBB+ | $1,000 | Z | S | 1.80 | 3.00 | 3.00 | 3.20 | 3.45 | 3.50 |
 | AA- | $5,000 | Q | Q | 1.80 | 2.85 | 3.00 | 3.10 | 3.45 | 3.60 |
| AA- | $5,000 | Z | Z |
|