And now for something completely different from Top 10: my top five picks for personal finance related articles from the web.
Enjoy.
1) Are you better off fast-tracking the mortgage or banking savings to earn interest?
Guardian Money explores one couple's dilemma.
2) Are leaders born or made?
I've been reading up on this issue lately. It's a fascinating subject and there's no shortage of books on the market.
This article from Fastcompany.com looks at some leadership lessons from Burningman. I laughed aloud when I saw the headline as this massive outdoor festival in the Nevada desert always struck me as a excuse to drop out of society for a week, get naked and stumble around high.
Actually the event is attended by some hugely creative folk as their installations (later burnt) will attest.
The money angle? The suggestion in this article is that if you want to bring out the creative best in your people you don't necessarily have to pay them more.
Just show them some appreciation. It's a currency of its own.
3) Never a dumb question
One of the first things you're taught in journalism school is that "There is no such thing as a dumb question.'' Twenty years experience in this business has proven that adage correct.
Often, it is those obvious questions (that journos often fail to ask at the risk of exposing their own ignorance) that end up being the best.
Investors can take heart from that. This article by Morningstar's personal finance specialist explains why.
4) Don't quit your day job
Is there such a thing as job security these days? I don't think so.
Having a financial fallback or a secondary income stream (not in the form of a spouse) is prudent but don't assume your current boss will be thrilled with your ambition.
I recall a former colleague who thought she'd earn a bit of mad money freelancing under a pseudonym. For her efforts, she almost got sacked after her true identity was revealed. Let's face it. There are no secrets in New Zealand.
Fortunately for me, my yoga teaching doesn't pose any problems for my employers. Uh, isn't that right guys?
Having your boss learn about your sideline through the grapevine or online is not likely to impress. Here squirreler.com lays out some "Things to consider before taking a second job.''
5) So you want to be a journalist?
I think there's a whole series of You-Tube videos taking the proverbial p out of a number of occupations. This one on journalism is a riot. I started my career in a one-horse town called Medicine Hat in rural Alberta, Canada. The town had only one coffee shop. You can imagine my horror.
More than a kernel of truth in this little ditty mocking my profession.
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